Salal Credit Union的动态

?? Each year, we undergo two reviews: a financial audit and an annual examination. These provide assurance to the public that #RIBO, as Ontario’s regulator of general insurance brokers, is fulfilling its mandate. Learn more: ?? https://lnkd.in/e--hygE6 #Regulator #Transparency #OntarioBrokers #InsuranceIndustry

Welcome to the world of being a patient or a caregiver in the complex, fragmented, expensive, and downright 'mean' healthcare system, Dr. Adams. Being a Patient/Caregiver is the most difficult job there is. T There is so much in your story, but I wish you could have given us more insight into your experience. You say you were dehydrated....why? N/V/D other reasons? What made 'this' an emergency? Today, people are discouraged from going to an ED as it is the most expensive means to get care. The rule most managed care companies ask us to follow in their member handbook is if you are not feeling well: 1. Call your PCP; 2. use the nurse call line if your managed care company has one, as they can advise you on many issues. 3. You can also visit an urgent care center for more serious things. 5. As a last resort, you can go to the ED. We are asking the person who is sick or their family to decide on what level of care they should choose. Family members might have been up all night with someone who is sick. They need help in this system. They are people, not healthcare professionals. YOU chose the ED (which you probably needed), But many people don't know the best things to do when they are sick, they go to the ED. How do we help them? I noted that you also went to the ED by ambulance. Why? You must have been sick, very sick...to do that. Getting to a place for care is challenging for so many people, but Ambulance rides are expensive and not covered by most insurance. Many people take busses, or ask family if they can't drive so that means taking time off from work, or transferring on busses...... Today, I am working as a Nurse Advocate to help people (patients and their caregivers) know how to use their voices (as you are) to address challenges in the HC System. Patient/Health Advocates work with people to coordinate care, understand their medical conditions, and find resources on their journey. Some also review bills and address them when they are out of line. Most people don't know they can question a bill - but we have to, as there are mistakes in billing/coding that raise costs or charge people for things they have not received. Humans perform healthcare, and we all make mistakes. By educating the patient/consumer/family to understand how the system works and who the people are in the system who can help them (Patient/Health/Nurse Advocates, case managers, etc.), we educate and empower people to become their own best advocates. As you say, if you, with your expertise and status, have this happen to you - how does the average Joe do it? That is why patient/health advocates are in place. So everyone has a voice, knows their roles, has realistic expectations, and gets the help/care they need. Thank you for sharing your story, and I hope you are doing better.

Insurance Guarantee Schemes protect policyholders from further losses and minimises realized losses. To a limit of KES. 250K, PCF provides some relief to claimants and beneficiaries of those insurance policies get some relief. Compensation to the policyholders of Resolution Insurance Company Limited (under liquidation) is ongoing. #insurance #IFIGS #PCF #Policyholderprotection

Many insurers are taught to protect their bottom line by paying out as little as they can, often engaging in tactics like offering low settlement amounts in the hope that claimants will settle quickly to avoid a protracted process. Click here to learn more https://lnkd.in/gpQpDS4S

If you have questions or want to learn more about how to confidently plan for your financial future, contact us, today! https://bit.ly/44D5ZAV For disclosure information, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. #MultigenerationalLegacy #FinancialEmpowerment #LegacyPlanning

If you have questions or want to learn more about how to confidently plan for your financial future, contact us, today! https://bit.ly/4cEkibb For disclosure information, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. #MultigenerationalLegacy #FinancialEmpowerment #LegacyPlanning

If you have questions or want to learn more about how to confidently plan for your financial future, contact us, today! https://bit.ly/44Ohtla For disclosure information, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. #MultigenerationalLegacy #FinancialEmpowerment #LegacyPlanning

If you have questions or want to learn more about how to confidently plan for your financial future, contact us, today! https://bit.ly/3XCGXA8 For disclosure information, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. #MultigenerationalLegacy #FinancialEmpowerment #LegacyPlanning

Why were commercial insurers allowed to welch on honoring biz interruption cover ? Was it as simple that the govt would have had to bail out major financial institutions again? Was it simply easier to let small and medium toil, rather than try and sort out the fallout that would have hit the bond market too? Or is it that insurance firms try to get away with paying out?

If you have questions or want to learn more about how to confidently plan for your financial future, contact us, today! https://bit.ly/4bfGtnv For disclosure information, see thrivent.com/social If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. #MultigenerationalLegacy #FinancialEmpowerment #LegacyPlanning