Rogue Women's Fund的动态

Transcript

You wanna have a baby and you need IVF. An IVF is amazing because it works. But now you're on an emotional and financial roller coaster. How do you get the one thing you need? How do you get Peace of Mind and financial security? We're here to answer that and introduce the first ever nationwide IVF insurance program in the US. I'm Claire Tompkins, founder and CEO of Future Family IVF, mom to three kids. I've been through many rounds of IVF to get here. I'm also a fintech entrepreneur devoted to building financial solutions for families. I'm Jason Sellers, manager and cofounder by The Insurance. I love insurance and in my career I've been lucky to build some incredible products to protect people and businesses from the things that concern. And that's what insurance is. It's an amazing tool to protect yourself from loss. IBF, as many can attest, can take multiple cycles or rounds to work. And that's a concern, so we created an insurance product to protect you from that loss. And what would make you feel more confident going into IVF than knowing baby or your money back? Let's start with why you need IVF insurance. I personally went through 6 cycles of IVF to have my daughter Natalie and then more IVF to have twins. The average couple needs multiple cycles. What IVF insurance does is give you Peace of Mind and financial security. This works like any other insurance, like auto insurance. You buy it and hope that you're not an accident. But if it happens, insurance will make you whole. Same with IVF insurance, you buy it a fraud hoping that everything works. But if you don't have a baby after two cycles of IVF, file a claim, you get your money back U to the limit, you select it. Then if you're up for it, get more treatment and be successful. That's our goal. Let's talk about how to get IVF insurance. First, you'll visit Insure My IVF Com, where you'll have a chance to fill out a short digital application. In order to properly quote, we need to review how you're approaching the IVF process. Like are you using your rag or a donor egg? There are a lot of decisions once you complete the application less than 3 minutes. Most people will receive an immediate price indication quote, and if you don't, we'll follow up with additional information. Step three, if you're happy with the quote, we'll provide you with the medical form for your doctor to complete auto insurance. Companies talk to the DMV to get your motor vehicle record. You need your doctor to do the same. Step 4 receive final proposal to purchase the insurance and Step 5, sign the proposal. Pay the premium either up front or over installments. Last but not least, you'll start treatment financially protected and with Peace of Mind. Now that we've covered the steps to get IVF insurance, let's talk about the cost. Remember all those questions we asked in the application? That's what helps us rice your policy. If you want to really high level estimate, the total cost of premium is on average 20% of the limit you select. So let's do some quick math. Say you want to cover 2 cycles and you've been quoted a treatment cost of $40,000. Based on this example, the IVF insurance would cost $8000. We offer the ability to pay in full, or you can pay over six installments. He chose installments. He paid 2500 for the first month and then 1100 a month for the next 5 months. Maybe it sounds pricey, but the alternative is losing 40,000 dollars. Yeah, on the cost. I just want to say IVF insurance is designed to support the lowest cost path to success. Having been an IBM patient, I can tell you that it's confusing at times. So look at the number of financial products available for IBM. If you take away one thing from this video is that this is an insurance policy, which means you aren't tied to a clinic. You don't have to. Bundle, no high upfront costs and if you're successful after one cycle of IVF, Congrats, amazing you're done. To build IVF insurance, we brought together the best team in the insurance industry. That's right, let's give our partners a shout out. Best actuarial firm in the world, Milliman, the leading team in insurance innovation and Munich Revengers, state, national, BMS and Preserve. I've got to say that building this product is one of the coolest things. It's rare in life, especially insurance that you get from work on a life changing product. You know that someone's going to buy this product and as a result, you'll be able to. Toward that extra cycle that gives them a baby. Yeah. When we met, it was a meeting of the minds, and I knew this was finally gonna come to life. You're one of the deepest experts in insurance, and it has just been so awesome and fun to do this together. At first, people thought we were crazy when we said we would ensure IVF, but we built it, and it's the first ever Nationwide IVF insurance. That's a wrap. We built this product for you, and we hope you use it.