Point Predictive的动态

?? Gig Workers & Auto Lending More borrowers are hiding their gig work to get approved for loans. ?? We detailed how gig economy trends are affecting fraud risk in our 2023 Auto Lending Fraud Risk report. If you didn't grab your copy yet, get it here https://hubs.la/Q02W_Pt30 Is your system detecting these patterns? Contact us for more details on how Point Predictive excels at fraud detection. #GigEconomy #AutoLendingTrends

Rise and shine because it’s a new day! Let Business and Banking Concierge create a new day for your business with a full suite of services you can benefit from. ? Bank Relationship Review of 5 Key Functions – Bank Account Structure, Cash Flow Cycle, Internal Controls, Fraud Prevention Services and Manage Risk Exposure ? Bank Selection Process – Research and intimately interview banks of interest while comparing accounts and services offered as well as pricing ? Merchant Processing – Analyze merchant statements and provide cost savings proposal through network of independent merchant processing companies ? Lockbox Solutions - Expedite collection of receivables and maximize funds availability ? Fraud Disputes to Recuperate Lost Funds – Assist with process to have disputed funds returned to you ? Insurance Administration – Organize all commercial policies, analyze existing policies and provide cost savings proposal, perform annual risk assessment and facilitate annual renewals ? Business Strategy Solutions - Examples may include learning how to get involved in the community and meeting your target market, writing employee job descriptions, writing internal policies and procedures, creating and/or updating employee handbook, learning how to consistently host a team or companywide meeting and more ? Loan Requests – Identify lender or lenders to entertain category of loan request https://lnkd.in/guuqE2ci #ThinkNatalieThinkStrategy #Banking #MontgomeryCounty #TheWoodlands #Banker #BankSelection #Entrepreneur #Concierge #RiskManagement #RiskExposure #CashFlowCycle #InternalControls #FraudPrevention #MerchantProcessing #Lockbox #Fraud #InsuranceAdministration #Loans #Payables #Receivables #Proposal #Entrepreneur

2024 has presented a shifting ecosystem for #commercial #banking hiring.? This year, we have seen less of the “all banks are looking for lending talent” and have noticed a switch to “which banks need the talent and why?”.? The why is something that matters a great deal because no matter what the hiring climate looks like, commercial bankers will continue to be the proverbial ‘purple squirrel’.? Given the lack of training programs in Commercial Credit in the 2000’s and 2010’s, anyone who is mid-career in commercial lending and has talent and likability can effectively name their price.? Sales professionals who can create, play nice in the sandbox, and underwrite deals are now one of banking’s highest priorities.? The following are important factors helping drive commercial lender’s career decisions in 2024. ?? Liquidity: Are you lending?? If you are not lending, why?? Will my customers feel I am giving them my all?? Will my ‘centers of influence’ feel I can deliver?? Credit:? Process/Talent- Will our deals be reviewed efficiently?? Can I trust the Officers making these decisions to articulate the why?? Does my bank want to grow or simply tread water? Vision from Executive Leadership beyond the next 1-2 years-? Are we ‘lending’ to buy time and merge?? Do we have a value prop where customers feel we are worth investing into a long-term relationship?? Liquidity, credit and vision will not only drive your ability to attract talent in Corporate Lending, Middle Market Lending and Business Banking now.? They will impact your ability for years to come.? I saw an article the other day that talked about how landing one major player can be a huge boom in recruiting as the networks tend to follow.? Alternatively, if you hire someone elite and then can’t deliver, your institution will feel the adverse impact through back channels for years.?(Bankers love to talk) For the last decade, #Commercial #Credit and #Lending has been the backbone of BankerHire’s business.? Let us help you anyway we can.

Most lenders require a casual employee to be in their job for a min of 12 months, however there are a few that will allow less than 12 months casual and this is why clients need to talk to a broker and not go direct to the bank. #mortgagebrokerperth #firsthomebuyerfinance #financebroker #borrowmoney #whatcaniafford #constructionfinance #refinance #fiancecorp

Sit back, relax and enjoy your delicious cup of coffee! Let Business and Banking Concierge take your business to the next level with a full suite of services you can benefit from. ? Bank Relationship Review of 5 Key Functions – Bank Account Structure, Cash Flow Cycle, Internal Controls, Fraud Prevention Services and Manage Risk Exposure ? Bank Selection Process – Research and intimately interview banks of interest while comparing accounts and services offered as well as pricing ? Merchant Processing – Analyze merchant statements and provide cost savings proposal through network of independent merchant processing companies ? Lockbox Solutions - Expedite collection of receivables and maximize funds availability ? Fraud Disputes to Recuperate Lost Funds – Assist with process to have disputed funds returned to you ? Insurance Administration – Organize all commercial policies, analyze existing policies and provide cost savings proposal, perform annual risk assessment and facilitate annual renewals ? Business Strategy Solutions - Examples may include learning how to get involved in the community and meeting your target market, writing employee job descriptions, writing internal policies and procedures, creating and/or updating employee handbook, learning how to consistently host a team or companywide meeting and more ? Loan Requests – Identify lender or lenders to entertain category of loan request https://lnkd.in/guuqE2ci #ThinkNatalieThinkStrategy #Banking #MontgomeryCounty #TheWoodlands #Banker #BankSelection #Entrepreneur #Concierge #RiskManagement #RiskExposure #CashFlowCycle #InternalControls #FraudPrevention #MerchantProcessing #Lockbox #Fraud #InsuranceAdministration #Loans #Payables #Receivables #Proposal

Axis Bank faces challenges amid sluggish loan growth and elevated asset quality risks Looking ahead, Axis Bank's strategy to temper unsecured retail lending growth is likely to moderate leverage and return ratios in the near term. #AxisBank #LoanGrowth #AssetQuality #RetailLending #BankingChallenges #FinancialStrategy #Leverage #ReturnRatios #BankingSector #EconomicOutlook https://lnkd.in/ger25jSV

What excites the Executive team here at #IntegrityPayments? Well, just this morning we paid an agent a $1,434.00 commission for a Loan he helped his merchant obtain. The funny thing was, this agent helped the merchant with a loan quite a long time ago and was previously paid? What the agent did not realize is the merchant took out another new loan with us, without the agent even knowing about it! Needless to say, the agent was quite happy and completely surprised to start his weekend out with an extra $1,434.00 in his bank account, completely unexpected! WE LOVE OUR AGENTS! And THAT is what makes us happy. If you’re tired of Corporate America and want to make MORE money with MORE freedom and so much LESS stress , here is your answer: Integrity Payments www.integritypayments.com [email protected] We make Agents happy.

Common Problems with Banker Home Visits Tired of the same old banker home visit routine? Let's discuss some of the common issues that often arise: 1. Excessive Personnel: One of the most frequent complaints is the presence of multiple bankers during home visits. Many clients feel uncomfortable discussing their personal finances with a large group. 2. Privacy Concerns: Clients often desire a more private setting for financial discussions. The presence of multiple bankers can make them feel exposed and insecure. #rbi #bank #banking #homevisits #sales #financialadvice #consumerprotection

?? Struggling to meet volume goals in a shrinking market? ?? Loan officers everywhere are facing reduced demand, complex regulations, and rate fluctuations. It’s tough out there, but we’ve got a solution. With access to exclusive products, advanced tech, and a strong referral network, we help you thrive—no matter the market. Reach out today to see how we can help you succeed in this challenging environment. #MortgageMarketChallenges #LoanOfficerSupport #MortgageRecruiting #OvercomeTheMarket #LoanOfficerCareers

High street bank lending to SMEs remains stable in Q2