Pinnacle Financial Group, Inc.的动态

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185 位关注者

2 个月

Employees want more flexibility in healthcare! ?? According to Deft Research and zizzl health, 94% of ICHRA users reported similar or increased satisfaction vs. traditional plans. 55% said the transition exceeded expectations, and 79% of group plan members wish for more options. Flexibility, cost savings, and variety are key! Reab below and follow us or contact us if you want to be able to distribute these solutions and add these to your portfolio of products. Julio (Ricky) Gonzalez, RMIP? President and CEO Pinnacle Financial Group, Inc. #Healthcare #ICHRA #EmployeeBenefits #HR #zizzlhealth

Julio (Ricky) Gonzalez, RMIP?

26 Years Experienced Financial Advisor | Dedicated to Safeguarding Your Future and Empowering Financial Independence with Strategic Advice.

2 个月已编辑

Healthcare options are evolving, and employees want more flexibility! According to real data from the latest study by Deft Research and zizzl health 94% of ICHRA (Individual Coverage Health Reimbursement Arrangement) members reported similar or increased satisfaction compared to traditional group coverage. 55% found the transition to ICHRA exceeded their expectations. Members praised ICHRA's flexibility in plan selection, with 68% satisfied with the range of health systems and 70% with the variety of plans available—outperforming traditional group coverage options. Employees also value cost savings, with 57% expressing satisfaction in that area. Importantly, 79% of traditional group coverage members said they wished for more options. The data speaks for itself: flexibility and choice in healthcare are critical for employee satisfaction. Could ICHRA be the solution your organization is looking for? ?? If you want to be able to distribute this amazing solution, with zizzl health , please call our Agency. Brett Hollenbeck is our Regional Manager. Julio (Ricky) Gonzalez, RMIP? President & CEO Pinnacle Financial Group, Inc. #healthcare #insurance #ICHRA #employeebenefits #flexibility #HR

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最相关的动态

Julio (Ricky) Gonzalez, RMIP?

26 Years Experienced Financial Advisor | Dedicated to Safeguarding Your Future and Empowering Financial Independence with Strategic Advice.
2 个月已编辑
举报此动态
Healthcare options are evolving, and employees want more flexibility! According to real data from the latest study by Deft Research and zizzl health 94% of ICHRA (Individual Coverage Health Reimbursement Arrangement) members reported similar or increased satisfaction compared to traditional group coverage. 55% found the transition to ICHRA exceeded their expectations. Members praised ICHRA's flexibility in plan selection, with 68% satisfied with the range of health systems and 70% with the variety of plans available—outperforming traditional group coverage options. Employees also value cost savings, with 57% expressing satisfaction in that area. Importantly, 79% of traditional group coverage members said they wished for more options. The data speaks for itself: flexibility and choice in healthcare are critical for employee satisfaction. Could ICHRA be the solution your organization is looking for? ?? If you want to be able to distribute this amazing solution, with zizzl health , please call our Agency. Brett Hollenbeck is our Regional Manager. Julio (Ricky) Gonzalez, RMIP? President & CEO Pinnacle Financial Group, Inc. #healthcare #insurance #ICHRA #employeebenefits #flexibility #HR
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Andy Vailas

President at Delphi LLC. Increasing Access and Affordability to Care
9 个月
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This one if for the Employers/HR/CEO's/CFO's out there... Apart from compensation, employee benefits is the leading expenditure for employers. Creating an effective High-Performance Health Plan, which provides quality benefits and care without a significant cost increase, hinges on redefining Primary Care – but not traditional primary care. In Eric Bricker, MD,'s video, he explains the importance of setting that foundation of Primary Care and a network of Specialty Care. What's unique is that connection is closer than people realize. Specialty Care often goes through Primary Care channels. Strengthening the foundation of Primary Care with increased access can lead to more valuable and affordable downstream treatments. Primary Care Physicians (PCPs) are the primary referral source for ongoing care, so fortifying this base ensures that employees receive quality, cost-effective specialty care. #value By establishing a robust Primary Care foundation and facilitating increased access to care, employers can manage costs effectively while ensuring employees consistently access high-quality, affordable care. This approach not only protects your employees but also contributes to cost containment for employers and employees. #savings #benefits #costcontainment #Delphi #access #understanding #affordability The more you know!

Eric Bricker, MD

Chief Medical Officer AHealthcareZ
10 个月

Ideal Employee #HealthPlan: 1,000 Employee Company #Saved $31M and Provided #Free Primary Care. The Roadmap for a High Performance #Employee Health Plan is in the Shape of a Pyramid. 1. #PrimaryCare is the Foundation of a High Performance Employee Health Plan. There is Virtual Primary Care and Onsite Clinics that provide care management, mental health services and health system navigation support. Primary Care is Paid Directly by the Employer and is Not run through the insurance carrier. 2. #SpecialtyCare is the Middle Layer and is run through the a TPA or ASO carrier. The key is the plan design steers plan members to the highest quality specialists by offering them at a lower out-of-pocket cost, while the low quality specialists have a higher out-of-pocket cost. 3. Acute #HospitalCare is at the Top and Direct Contracting is Used Outside of the insurance carrier for Ortho, Cancer and Cardiovascular care. This High Performance Employee Health Plan is then Surrounded by a Transparent, Pass-Through #PBM. The Companies Serigraph and Quad implemented similar plans over a decade ago with tremendous success and cost savings. Specifically, Serigraph made an upfront #investment of $2 Million for their 1,000 Employees and saved $31 Million over 9 Years. Learn More About #HealthcareFinance with these Introductory #Videos from AHealthcareZ HERE: https://lnkd.in/gYbubFx4

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Benesan

16 位关注者
10 个月
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We are tracking right with you Karen Simonton! These are precisely the plans that we are creating at Benesan. Thanks to Eric Bricker, MD for such a great explanation of the significant differences between these plans and what is more common in any market. Employers (and employees) should be demanding more. #healthinsurance #healthbenefits #healthcarecosts

Eric Bricker, MD

Chief Medical Officer AHealthcareZ
10 个月

Ideal Employee #HealthPlan: 1,000 Employee Company #Saved $31M and Provided #Free Primary Care. The Roadmap for a High Performance #Employee Health Plan is in the Shape of a Pyramid. 1. #PrimaryCare is the Foundation of a High Performance Employee Health Plan. There is Virtual Primary Care and Onsite Clinics that provide care management, mental health services and health system navigation support. Primary Care is Paid Directly by the Employer and is Not run through the insurance carrier. 2. #SpecialtyCare is the Middle Layer and is run through the a TPA or ASO carrier. The key is the plan design steers plan members to the highest quality specialists by offering them at a lower out-of-pocket cost, while the low quality specialists have a higher out-of-pocket cost. 3. Acute #HospitalCare is at the Top and Direct Contracting is Used Outside of the insurance carrier for Ortho, Cancer and Cardiovascular care. This High Performance Employee Health Plan is then Surrounded by a Transparent, Pass-Through #PBM. The Companies Serigraph and Quad implemented similar plans over a decade ago with tremendous success and cost savings. Specifically, Serigraph made an upfront #investment of $2 Million for their 1,000 Employees and saved $31 Million over 9 Years. Learn More About #HealthcareFinance with these Introductory #Videos from AHealthcareZ HERE: https://lnkd.in/gYbubFx4
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Eric Neuville

Creating and discerning employer and consultant solutions for market challenges in health care - Advanced primary care, Value-Based Care, ACOs, Health Systems
9 个月
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Eric Bricker, MD great explanation of how a high performing plan can be created for self funded employers. As you describe, (1) foundational to a successful model is advanced direct to employer primary care (2) chronic disease management (3) integrated behavioral health (4) navigation to high quality and lower cost specialists (5) providers that are on SALARY, versus fee for service (paid for VOLUME) (6) and finally love=TIME (provider visits that are between 30-60 minutes). These model exist today! Marathon Health #primaryhealthcare #selffunding #vbc #valuebasedhealthcare

Eric Bricker, MD

Chief Medical Officer AHealthcareZ
10 个月

Ideal Employee #HealthPlan: 1,000 Employee Company #Saved $31M and Provided #Free Primary Care. The Roadmap for a High Performance #Employee Health Plan is in the Shape of a Pyramid. 1. #PrimaryCare is the Foundation of a High Performance Employee Health Plan. There is Virtual Primary Care and Onsite Clinics that provide care management, mental health services and health system navigation support. Primary Care is Paid Directly by the Employer and is Not run through the insurance carrier. 2. #SpecialtyCare is the Middle Layer and is run through the a TPA or ASO carrier. The key is the plan design steers plan members to the highest quality specialists by offering them at a lower out-of-pocket cost, while the low quality specialists have a higher out-of-pocket cost. 3. Acute #HospitalCare is at the Top and Direct Contracting is Used Outside of the insurance carrier for Ortho, Cancer and Cardiovascular care. This High Performance Employee Health Plan is then Surrounded by a Transparent, Pass-Through #PBM. The Companies Serigraph and Quad implemented similar plans over a decade ago with tremendous success and cost savings. Specifically, Serigraph made an upfront #investment of $2 Million for their 1,000 Employees and saved $31 Million over 9 Years. Learn More About #HealthcareFinance with these Introductory #Videos from AHealthcareZ HERE: https://lnkd.in/gYbubFx4

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Dr. Hafsa Mohiuddin

MBBS/MD, MBA, CRC | Value-Based Healthcare Leader | Strategy and Operations Consultant | Population Health Technology | Coding Standards and CDI
9 个月
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This powerful model prioritizes prevention & quality care, leading to improved outcomes & efficient resource utilization. Here's how: 1. PCMH foundation: Prioritizes preventative measures, keeping patients healthy from the get-go. 2. Steerage towards quality within the network: Seamless & effective care throughout the journey, fostering better health. 3. Optimized resource use: Reduced need for acute & post-acute care, saving costs & improving accessibility. This is value-based care in action: promoting well-being, not just treating illness. The question remains: are we geared to scale up effective PCMH models across healthcare systems? #healthcare #valuebasedcare #outcomes #patientcenteredcare #prevention #quality #efficiency #wellbeing #healthcaretransformation

Eric Bricker, MD

Chief Medical Officer AHealthcareZ
10 个月

Ideal Employee #HealthPlan: 1,000 Employee Company #Saved $31M and Provided #Free Primary Care. The Roadmap for a High Performance #Employee Health Plan is in the Shape of a Pyramid. 1. #PrimaryCare is the Foundation of a High Performance Employee Health Plan. There is Virtual Primary Care and Onsite Clinics that provide care management, mental health services and health system navigation support. Primary Care is Paid Directly by the Employer and is Not run through the insurance carrier. 2. #SpecialtyCare is the Middle Layer and is run through the a TPA or ASO carrier. The key is the plan design steers plan members to the highest quality specialists by offering them at a lower out-of-pocket cost, while the low quality specialists have a higher out-of-pocket cost. 3. Acute #HospitalCare is at the Top and Direct Contracting is Used Outside of the insurance carrier for Ortho, Cancer and Cardiovascular care. This High Performance Employee Health Plan is then Surrounded by a Transparent, Pass-Through #PBM. The Companies Serigraph and Quad implemented similar plans over a decade ago with tremendous success and cost savings. Specifically, Serigraph made an upfront #investment of $2 Million for their 1,000 Employees and saved $31 Million over 9 Years. Learn More About #HealthcareFinance with these Introductory #Videos from AHealthcareZ HERE: https://lnkd.in/gYbubFx4
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Eric Bricker, MD

Chief Medical Officer AHealthcareZ
10 个月
举报此动态
Ideal Employee #HealthPlan: 1,000 Employee Company #Saved $31M and Provided #Free Primary Care. The Roadmap for a High Performance #Employee Health Plan is in the Shape of a Pyramid. 1. #PrimaryCare is the Foundation of a High Performance Employee Health Plan. There is Virtual Primary Care and Onsite Clinics that provide care management, mental health services and health system navigation support. Primary Care is Paid Directly by the Employer and is Not run through the insurance carrier. 2. #SpecialtyCare is the Middle Layer and is run through the a TPA or ASO carrier. The key is the plan design steers plan members to the highest quality specialists by offering them at a lower out-of-pocket cost, while the low quality specialists have a higher out-of-pocket cost. 3. Acute #HospitalCare is at the Top and Direct Contracting is Used Outside of the insurance carrier for Ortho, Cancer and Cardiovascular care. This High Performance Employee Health Plan is then Surrounded by a Transparent, Pass-Through #PBM. The Companies Serigraph and Quad implemented similar plans over a decade ago with tremendous success and cost savings. Specifically, Serigraph made an upfront #investment of $2 Million for their 1,000 Employees and saved $31 Million over 9 Years. Learn More About #HealthcareFinance with these Introductory #Videos from AHealthcareZ HERE: https://lnkd.in/gYbubFx4

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Michael Lomonaco

Director of Sales and Marketing @ HealthBar | Revenue & Strategy Executive Leader
10 个月
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Great post by Eric Bricker, MD! Take a moment to watch, especially if you are in #leadership with an organization. The foundation of the high-performing health plan pyramid, #primarycare covered directly by the employer, is our model at HealthBar and our teams are driving similar outcomes for our customers.

Eric Bricker, MD

Chief Medical Officer AHealthcareZ
10 个月

Ideal Employee #HealthPlan: 1,000 Employee Company #Saved $31M and Provided #Free Primary Care. The Roadmap for a High Performance #Employee Health Plan is in the Shape of a Pyramid. 1. #PrimaryCare is the Foundation of a High Performance Employee Health Plan. There is Virtual Primary Care and Onsite Clinics that provide care management, mental health services and health system navigation support. Primary Care is Paid Directly by the Employer and is Not run through the insurance carrier. 2. #SpecialtyCare is the Middle Layer and is run through the a TPA or ASO carrier. The key is the plan design steers plan members to the highest quality specialists by offering them at a lower out-of-pocket cost, while the low quality specialists have a higher out-of-pocket cost. 3. Acute #HospitalCare is at the Top and Direct Contracting is Used Outside of the insurance carrier for Ortho, Cancer and Cardiovascular care. This High Performance Employee Health Plan is then Surrounded by a Transparent, Pass-Through #PBM. The Companies Serigraph and Quad implemented similar plans over a decade ago with tremendous success and cost savings. Specifically, Serigraph made an upfront #investment of $2 Million for their 1,000 Employees and saved $31 Million over 9 Years. Learn More About #HealthcareFinance with these Introductory #Videos from AHealthcareZ HERE: https://lnkd.in/gYbubFx4

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Kevin Garrett

Market Leader, Inland Empire at HUB International
9 个月
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Great post once again Eric Bricker, MD! For those of you who want a high performing health plan watch this video. By the way, you don't need 1000 employees to build one. We have successfully built high performing plans with employers as small as 50 employees. DM me if you'd like to find out how to create a plan your employees and your CFO will love! #highperfomancehealth #flattrends #norateincrease #outcomes #highcostdrivers #alternativefunding #lowercosts #brokers #bestbrokers #hubinternational #healthcarefinance

Eric Bricker, MD

Chief Medical Officer AHealthcareZ
10 个月

Ideal Employee #HealthPlan: 1,000 Employee Company #Saved $31M and Provided #Free Primary Care. The Roadmap for a High Performance #Employee Health Plan is in the Shape of a Pyramid. 1. #PrimaryCare is the Foundation of a High Performance Employee Health Plan. There is Virtual Primary Care and Onsite Clinics that provide care management, mental health services and health system navigation support. Primary Care is Paid Directly by the Employer and is Not run through the insurance carrier. 2. #SpecialtyCare is the Middle Layer and is run through the a TPA or ASO carrier. The key is the plan design steers plan members to the highest quality specialists by offering them at a lower out-of-pocket cost, while the low quality specialists have a higher out-of-pocket cost. 3. Acute #HospitalCare is at the Top and Direct Contracting is Used Outside of the insurance carrier for Ortho, Cancer and Cardiovascular care. This High Performance Employee Health Plan is then Surrounded by a Transparent, Pass-Through #PBM. The Companies Serigraph and Quad implemented similar plans over a decade ago with tremendous success and cost savings. Specifically, Serigraph made an upfront #investment of $2 Million for their 1,000 Employees and saved $31 Million over 9 Years. Learn More About #HealthcareFinance with these Introductory #Videos from AHealthcareZ HERE: https://lnkd.in/gYbubFx4

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Ty Franklin

Empowering business executives to turn health insurance data into confident decisions.
10 个月
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And if you don’t know, now you know… ?? ?? Eric Bricker, MD dropping knowledge that all CEOs, CFOs, and HR professionals need to know about healthcare insurance and finance ?? This is the roadmap, there is a way, this has been done ??? Inviting question from the video: How involved is your CEO in the health plan? Might be time for more engagement and buy-in. #healthcarefinance #highperforminghealthplan #ceo #cfo #hr

Eric Bricker, MD

Chief Medical Officer AHealthcareZ
10 个月

Ideal Employee #HealthPlan: 1,000 Employee Company #Saved $31M and Provided #Free Primary Care. The Roadmap for a High Performance #Employee Health Plan is in the Shape of a Pyramid. 1. #PrimaryCare is the Foundation of a High Performance Employee Health Plan. There is Virtual Primary Care and Onsite Clinics that provide care management, mental health services and health system navigation support. Primary Care is Paid Directly by the Employer and is Not run through the insurance carrier. 2. #SpecialtyCare is the Middle Layer and is run through the a TPA or ASO carrier. The key is the plan design steers plan members to the highest quality specialists by offering them at a lower out-of-pocket cost, while the low quality specialists have a higher out-of-pocket cost. 3. Acute #HospitalCare is at the Top and Direct Contracting is Used Outside of the insurance carrier for Ortho, Cancer and Cardiovascular care. This High Performance Employee Health Plan is then Surrounded by a Transparent, Pass-Through #PBM. The Companies Serigraph and Quad implemented similar plans over a decade ago with tremendous success and cost savings. Specifically, Serigraph made an upfront #investment of $2 Million for their 1,000 Employees and saved $31 Million over 9 Years. Learn More About #HealthcareFinance with these Introductory #Videos from AHealthcareZ HERE: https://lnkd.in/gYbubFx4

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Aaron Cichy

Driving Workforce Growth Through Tailored Employee Benefits Strategies | Advisor to CFOs & C-Suite Executives | Employee Benefits Advisor
2 周已编辑
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?????? ???? ???????????? ?? $??,?????? ???????????????????? ???? $?? ?????? ???????? ???????? ??????????????'?? ???????????? ???????? ?????????????? ???? ?????? ???????? ????????. I recently helped a client trapped in the cycle of rising health premiums. Each year, they faced the same choices: increase premiums, raise deductibles, or shift costs to employees. I introduced them to Health Reimbursement Accounts (HRAs). While they knew about Health Savings Accounts (HSAs), they hadn’t considered HRAs. My analysis revealed impressive benefits: ???26% reduction in healthcare spending, saving $200,000 in direct costs ???Elimination of their $3,000 deductible, resulting in a zero deductible and no out-of-pocket costs for employees ???No change in the current insurance carrier, minimizing hassle for everyone ???Increased access to care?for an older, male population with health conditions, encouraging primary care visits The client’s reaction? “Why didn’t our previous broker show us this?” HRAs can be a game-changer for employee health programs when used effectively. Want to learn more? Give me a call! **???????? ???? ???? ???????????????????????? ?????????????? ???? ??????'?? ???? ???????????????? #aaronsharin #HRA #healthinsurance
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