Pacific Premier Bank的动态

As a Loan Officer, it's essential to focus on daily activities that drive results. During a recent conversation with one of my Loan Officers, we discussed the best weekly activities that need to be done consistently to achieve success. Here are the top activities that we came up with: - Pre-Approval touchbase - New Agent/COI Outreach - Active Agents with no current business - Expire Pre-Approvals/Past Customers - Active Pipeline touchase In the coming weeks, I will break down these activities and explain why they are important to any Loan Officer's agenda. Do you have any other weekly activities that should be on the list? Let's help each other grow and share our best practices. #businessdevelopment #loanofficergrowth #bestpractices #mortgagemarketing

How to Improve Your Credit Score - Part 3 Seek a balanced approach in managing credit to prepare for future financial needs like buying a car or a home. A well-rounded credit mix – three revolving accounts (credit cards) to one installment account (loan) – demonstrates financial competence. Tip: Maintain financial prudence. Be mindful of credit inquiries discussed earlier. Owning at least one open credit card ensures a continuous credit line and history-building. Address incorrect or invalid negative items on your credit report, such as late payments or collections. These items significantly impact your credit score. Audit these items with Equifax, Experian, TransUnion, original creditors, and collection agencies. Professional assistance can aid in dispute resolution. Tip: If the dispute process is challenging, consider hiring professional help. Companies like MSI Credit Solutions can assist in resolving these credit report issues on your behalf.

How to Improve Your Credit Score - Part 3 Seek a balanced approach in managing credit to prepare for future financial needs like buying a car or a home. A well-rounded credit mix – three revolving accounts (credit cards) to one installment account (loan) – demonstrates financial competence. Tip: Maintain financial prudence. Be mindful of credit inquiries discussed earlier. Owning at least one open credit card ensures a continuous credit line and history-building. Address incorrect or invalid negative items on your credit report, such as late payments or collections. These items significantly impact your credit score. Audit these items with Equifax, Experian, TransUnion, original creditors, and collection agencies. Professional assistance can aid in dispute resolution. Tip: If the dispute process is challenging, consider hiring professional help. Companies like MSI Credit Solutions can assist in resolving these credit report issues on your behalf.

How to Improve Your Credit Score - Part 3 Seek a balanced approach in managing credit to prepare for future financial needs like buying a car or a home. A well-rounded credit mix – three revolving accounts (credit cards) to one installment account (loan) – demonstrates financial competence. Tip: Maintain financial prudence. Be mindful of credit inquiries discussed earlier. Owning at least one open credit card ensures a continuous credit line and history-building. Address incorrect or invalid negative items on your credit report, such as late payments or collections. These items significantly impact your credit score. Audit these items with Equifax, Experian, TransUnion, original creditors, and collection agencies. Professional assistance can aid in dispute resolution. Tip: If the dispute process is challenging, consider hiring professional help. Companies like MSI Credit Solutions can assist in resolving these credit report issues on your behalf.

#hiring *Senior Associate - Commercial Real Estate/ Workout Officer (100% Remote)*, Austin, *United States*, $165K, fulltime #jobs #jobseekers #careers $165K #Austinjobs #Texasjobs #RealEstateProperty *Apply*: https://lnkd.in/gUmDaJXN Senior Associate - Commercial Real Estate/ Workout Officer (100% Remote)New York, United States of America Job Function Description: Manages a portfolio of criticized and distressed commercial real estate loans, across multiple property types, with risk management and loss mitigation as primary objectives. Minimizes potential losses to the Company by identifying areas of concern and/opportunities, and reports on potential and/or known issues and implements solutions in accordance with risk management objectives. Provides continuous monitoring of credit risks in the Portfolio and proposes action plans directed towards mitigation and resolving further potential deterioration in borrowers in the Portfolio. Performs financial analysis on the commercial real estate collateral and related parties, reviews market conditions, and identifies the relevant risks that are appropriately mitigated. Represents or supports the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards. Responsible for ensuring that all of the company's activities adhere to the necessary rules and regulations, and that the company complies with legal/regulatory statutes and jurisdictions. Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies. Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. Evaluates the adequacy and effectiveness of data, document retention, and monitors systems. Essential Functions/Responsibilities: Devise strategies, negotiate and structure transactions as required in Workout, provided that the decisions are consistent with the overall obligor strategy and plan as approved. Develop Workout strategies including analysis of a borrower's repayment capacity, evaluation of the guarantor support, and continual assessment of collateral condition and value. Perform financial analysis, Commercial Real Estate appraisal analysis, understanding of market dynamics and ensuring internal and external reporting is completed as required. Prepare Workout credit proposals and reviews, ensuring appropriate risk ratings, accrual status, charge-offs, reserves, and strategies. Provide continuous monitoring of credit risks in the Portfolio and propose action plans directed towards mitigation and resolving further potential deterioration in borrowers in the Portfolio Collaborates with multiple internal and external parti

How to Improve Your Credit Score - Part 3 Seek a balanced approach in managing credit to prepare for future financial needs like buying a car or a home. A well-rounded credit mix – three revolving accounts (credit cards) to one installment account (loan) – demonstrates financial competence. Tip: Maintain financial prudence. Be mindful of credit inquiries discussed earlier. Owning at least one open credit card ensures a continuous credit line and history-building. Address incorrect or invalid negative items on your credit report, such as late payments or collections. These items significantly impact your credit score. Audit these items with Equifax, Experian, TransUnion, original creditors, and collection agencies. Professional assistance can aid in dispute resolution. Tip: If the dispute process is challenging, consider hiring professional help. Companies like MSI Credit Solutions can assist in resolving these credit report issues on your behalf.

Join me next Thursday, May 23rd at 11am PST / 2PM EST for a webinar on "When Loan Origination Gets Dirty." Originations are down, temptations are up. All those commissioned sales people still have payments to make, and we are seeing more and more headlines about loan fraud. Here are some of the topics we'll cover: ? Originations down: Is cheating up? ? Occupancy misrep: Is this a big deal or no? ? How are you monitoring your risk? ? What are your competitors doing? If you are the BSA officer, production manager, or if you are in QC, join me and top-producing loan officer David Horton to discuss the fraud challenges of this market. Click here to sign up: https://lnkd.in/enWwpxsT #AMLCompliance #Webinar #FraudPrevention #RiskManagement

As a credit Risk Analyst or an underwriter or Loan officer, what is the difference between Security and Collateral. we always use two together without differentiating them. Security is the asset created out of the credit facility extended to the borrower and/or which are directly associated with the business/ project of the borrower for which the credit facility has been extended. while Collateral security is any other security offered for the said credit facility. Your collateral must be M= Marketable A= Asertainable S= Stability T= Transferability. For example Davido Chioma Car gift during their wedding is present to you as collateral, what is your take on it as an underwriter or credit and Risk Analyst or loan officer or Risk Manager. I will like to hear your view. ##Collateral Security#.

#hiring *Senior Associate - Commercial Real Estate/ Workout Officer (100% Remote)*, Indianapolis, *United States*, $165K, fulltime #jobs #jobseekers #careers $165K #Indianapolisjobs #Indianajobs #RealEstateProperty *Apply*: https://lnkd.in/gXskdjYE Senior Associate - Commercial Real Estate/ Workout Officer (100% Remote)New York, United States of America Job Function Description: Manages a portfolio of criticized and distressed commercial real estate loans, across multiple property types, with risk management and loss mitigation as primary objectives. Minimizes potential losses to the Company by identifying areas of concern and/opportunities, and reports on potential and/or known issues and implements solutions in accordance with risk management objectives. Provides continuous monitoring of credit risks in the Portfolio and proposes action plans directed towards mitigation and resolving further potential deterioration in borrowers in the Portfolio. Performs financial analysis on the commercial real estate collateral and related parties, reviews market conditions, and identifies the relevant risks that are appropriately mitigated. Represents or supports the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards. Responsible for ensuring that all of the company's activities adhere to the necessary rules and regulations, and that the company complies with legal/regulatory statutes and jurisdictions. Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies. Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. Evaluates the adequacy and effectiveness of data, document retention, and monitors systems. Essential Functions/Responsibilities: Devise strategies, negotiate and structure transactions as required in Workout, provided that the decisions are consistent with the overall obligor strategy and plan as approved. Develop Workout strategies including analysis of a borrower's repayment capacity, evaluation of the guarantor support, and continual assessment of collateral condition and value. Perform financial analysis, Commercial Real Estate appraisal analysis, understanding of market dynamics and ensuring internal and external reporting is completed as required. Prepare Workout credit proposals and reviews, ensuring appropriate risk ratings, accrual status, charge-offs, reserves, and strategies. Provide continuous monitoring of credit risks in the Portfolio and propose action plans directed towards mitigation and resolving further potential deterioration in borrowers in the Portfolio Collaborates with multiple inter

What could be better than talking about how compliance is the #competitive_advantage to take market share in the mortgage market in my hometown of beautiful San Diego?! I hope to see you there. talk'uments, LLC