OS BENEFiTS的动态

Focusing on these key areas can help foster a flexible, happy, and well-treated hospitality workforce: 1. Rising Industry Sales, Rising Costs ???? ? Industry sales forecasted to top $1 trillion, but rising food and labor costs present significant challenges. 2. Hiring and Retention Struggles ?????? ? Finding and keeping good talent remains a major issue, even with improved unemployment rates. 3. Increased Labor Costs ???? ? Higher minimum wages, especially in states like California, pressure operators to compete on compensation. 4. Employee Loyalty and Expectations ???? ? Workers love their jobs and expect rewards for their loyalty, including competitive compensation and benefits. 5. Paid Time Off ???? ? Providing paid time off helps prevent burnout and supports workers with other responsibilities like studying or parenting. 6. Health Insurance ???? ? Offering health insurance, even through affordable providers like OS Benefits, can significantly boost employee loyalty. 7. Retirement Accounts ???? ? Benefits like 401(k) plans make workers feel valued and support their long-term financial wellbeing. 8. Cost-Effective Strategies ???? ? Optimizing costs, such as closing on slow days or leveraging delivery platforms, can help fund better benefits for employees.

“On the rocks, with a twist.” There’s a story in the book, “Pappyland” of Preston Van Winkle, the grandson of the legendary Julian P. “Pappy” Van Winkle, ordering a pour of Van Winkle bourbon at a bar in New York that specialized in high-end bourbon. The bartender, having no idea who he was, told Preston he didn’t feel right serving him a bourbon of that caliber that was mixed with impurities like ice and lime juice. And for the record, there are MANY people who would side with the bartender in this case. Preston, knowing that the bartender had no idea who he was, waited for a moment before informing him that his father and grandfather enjoyed their Van Winke bourbon that way, and that must be ok since they were the ones making it. At that point, he introduced himself as Preston Van Winkle. Needless to say, the bartender was thrown back on his heels…his assumptions shattered. This is a funny story, and probably more interesting if you have spent any time on the history of American whiskey. My brain naturally tries to connect stories like these into deeper, underlying issues that we face on a daily basis. As human beings, we are almost hardwired to create heuristics for ourselves that help us to understand the complexities of the world around us. But, while these mental shortcuts are very helpful, they can also be rife with blind spots or become obsolete without us realizing it. Daniel Kahnmann discussed this in the book “Thinking Fast and Slow”. He talked about how these heuristics can lead us to overconfidence or to anchor on irrelevant information. In this case, the bartender was anchored on the idea that Van Winkle bourbon should only be consumed neat (no ice, no lime, no nothing). We are all seeing shifts in our industries that require us to think about things differently. In the world of employee benefits, we are seeing self-funded health plans move further down market and being adopted by more small/midsizsed businesses. This is a massive shift from where the industry was even 5 years ago. As healthcare costs continue to rise, self-funded health plans represent a major opportunity for businesses to get their health plan spend under control because they now have the transparency and tools to impact the thing that makes up 70-75% of costs: their claims. This requires a mindset shift for employers, and a willingness to lean in to a concept that may seem foreign or may not have been a fit a few years ago and look at it with a fresh set of eyes. Even if you’re not a bourbon connoisseur, I highly recommend Pappyland as a read. It’s a story of a family owned business that teetered on the edge of extinction for decades before rising to become the premier name in American Whiskey. Who doesn’t love a story like that? #Bourbon #EmployeeBenefits #SelfFunded #ThinkingFastAndSlow

DAC’s ??Health Share Plan?? Scenario: ?????? Sophia is the passionate owner of "Sophia's Greek Taverna,". Sophia takes great pride in serving authentic Greek cuisine made with fresh ingredients and traditional recipes passed down through generations. Despite the success of her restaurant, Sophia is deeply committed to the well-being of her employees and wants to provide them with access to quality healthcare benefits. 1. ?? One day, while researching healthcare options tailored for small businesses, Sophia comes across David Allen Capital's Health Share Plan. Intrigued by its affordability, flexibility, and comprehensive coverage, Sophia decides to explore this option further as a way to support her employees' healthcare needs. 2. ?? Sophia schedules a meeting with a representative from David Allen Capital to discuss how the Health Share Plan could benefit her employees and align with her restaurant's values. During the discussion, they explore the various healthcare options, coverage for primary care visits, specialist consultations, prescription medications, and preventive services. 3. ?? Impressed by the affordability and scope of coverage offered by the Health Share Plan, Sophia decides to enroll her employees in the program. 4. ?? With the Health Share Plan in place, Sophia's employees know hey can visit doctors, specialists, and pharmacies without worrying about exorbitant out-of-pocket costs, ensuring they can prioritize their health and well-being. 5. ?? As a result, Sophia notices a positive shift in her restaurant's atmosphere, with employees feeling valued and supported by the company. 6. ?? Moreover, Sophia's decision to offer the Health Share Plan helps differentiate her Greek taverna as an employer of choice in the competitive job market. Prospective employees are drawn to Sophia's commitment to their well-being, making it easier for her to attract top talent and retain skilled workers. 7. ?? As Sophia observes the positive impact of the Health Share Plan on her employees she knows that she's made a meaningful investment in the health and happiness of her team. Optimize Your Healthcare Decision-Making with Our Robust Benefits Platform. Receive expert assistance in customizing the ideal Health Insurance, Health Sharing, or Government Exchange Plan for your business and its employees. Call 810-689-9435, speak directly to me Christopher. Or follow the link below for more information. https://lnkd.in/gxU8YER6 #Healthshare #AffordableHealthcare #HealthcareSolutions #HealthcareAlternative #GreekBusinessServices

?? Join us for the Institute of Hospitality North Region's Webinar - "From Surviving to Thriving: Financial Wellbeing in Hospitality" Hospitality is an industry known for its fast-paced and high-pressure environment; financial wellbeing is often an overlooked yet crucial component of a resilient workforce. Whether you are an individual looking to improve your own financial wellbeing, or a hospitality organisation interested in supporting the financial health of your teams, this insightful webinar will have something for you. ?? Date: Thursday 21st November ? Time: 11.00am ?? Speakers: Emily Trant (Chief Impact Officer at Wagestream), Heather Hiley DipPFS (Principal at Heather Hiley Financial Planning, Partner Practice of St. James’s Place), and hosted by John Hollywood MIH (Head of Learning & Development at Iconic Luxury Hotels) Key takeaways from the session: ?? Understand the unique financial challenges faced by hospitality professionals and their impact on the workplace. ?? Learn practical financial wellness strategies that can be implemented at both individual and organisational levels. ?? Discover resources and tools that help support financial literacy and resilience in your workforce. Whether you're a hospitality worker, HR professional, or manager, this webinar will equip you with actionable insights for improved financial security and a better financial future. Click the link to register! https://lnkd.in/eeuD8ykv #hospitality #financialwellbeing #employeewellness #financialsecurity #personalfinances #financialhealth #wellbeing #mentalhealth #instituteofhospitality #instituteofhospitalitynorthregion #IOH #wagestream #stjamesplacewealthmanagement #webinar

Do employees say THANK YOU for the benefits you offer? Being in #humanresources and #benefits you rarely get told THANK YOU. Think about it: #HR and #benefits are THANKLESS positions. You RARELY are giving out "good news" and if you do... It's expected... "I work here... I deserve X,Y,Z" I always use the analogy of the flight attendant ???????? When's the last time you got off the flight and said "THANK YOU.. y'all nailed it" on a "normal flight" ??your soda had the perfect amount of bubbles ?? ?? your pretzels were adequately salted, but not too much ?? ?? you took off on time and landed early ?? NOPE... that's what you expect. But if you are late? Lost luggage ?? Or the wifi is down ???? You are telling the world?? Employees do the same with #benefits They only tell you about the NEGATIVE... Imagine if your #healthplan was designed so employees said "WOW... thank you... this is the BEST!" This is what we reviewed yesterday and I wanted to review the FACTS #numbersdontlie Friday: Amy Lein, SPHR, SHRM-SCP from Second Harvest Food Bank of Central Florida told us: 4?? years = the last time they increase #employee costs ??????DPC is a HIT.. voluntary enrollment has gone from 30% to over 80% ?? Employees pay $0 when they use the DPC or go to the recommended facility for care ?? Costs (vs. the status quo) continue to DECREASE!!! Benjie Bates from Bates Hewett & Floyd told us: ??????his town of Palatka, Fl doesn't have enough primary care ?? the local hospital sees 2,500 ER visits monthly ?????? ?? employees were having to drive over an hour for care as an #adviser, he took these facts and helped his #publicsector client implement an advanced primary care location with PeopleOne Health... In less than the first quarter... they need more hours? as employees and their families are LOVING it!! Jordan Taradash CEO of PeopleOne Health told us: ?? 40% of people are DELAYING/OMITTING care because of cost ??employees are saving $1,000 with this model and employers MORE ?? most importantly... changing the model restores the sense of "I belong" to employees So, let's recap: ??you can offer BETTER benefits at a LESSER cost ?? you can show #EMPLOYEES you care ???? employees will tell YOU... THANK YOU ??? you can impact your community SOOOOO... my question... What are your plans to IMPROVE benefits, LOWER costs, LOVE employees more, IMPACT your community?? If your strategy for 2025 doesn't "check those boxes" ???? GET.A.NEW.STRATEGY Tell me your THANK YOU story Emma Fox, CHVA, Deb Ault, Rachel Strauss ??, Anthony Masotto, Kasha Ozog, Braden Monaco, Peter Rowe

Fact: Every time you lose an employee, it costs you $3,500+ in turnover costs. For many restaurant workers, a lack of health benefits is a major reason they quit. But here’s the good news: ?? Affordable private health plans exist for small restaurants ?? Association benefits can lower costs for independent operators ?? Offering benefits saves you money in hiring & training Let’s talk about saving you thousands while keeping your best employees. Drop a comment if you want more info! #RestaurantIndustry #CostSavings #WorkforceStability #HealthBenefits

Recognizing the importance of protecting employees’ health and well-being, many employers are now incorporating travel coverage into their employee health benefits plans. Let’s explore the significance of travel coverage as part of a benefits plan! #GHBenefits

The Benefits Buffet: Is Your Workplace Menu Satisfying Employee Appetites? ??? Welcome to Moonstone PEO's Benefits Buffet! Today, we're serving up a feast of employee perks that will leave your team satisfied and your business thriving. Are you offering a well-balanced diet of benefits, or is your menu in need of a refresh? Here's what's cooking in the world of employee benefits: ?? The Wellness Salad Bar From mental health support to fitness programs, wellness benefits are no longer just a side dish. ?? The Meaty Retirement Plan 401(k)s with a side of financial education - because a well-fed future is a happy one. ?? The Work-Life Balance Dessert Flexible schedules and remote work options - the sweet treat every employee craves. ?? The Professional Development Breakfast Skill-building opportunities to fuel career growth and satisfaction. ?? The Customizable Benefits Wrap One size doesn't fit all - tailor benefits to your diverse workforce's tastes. ?? The Health Insurance Apple Because an apple a day keeps the doctor away (but great insurance helps when you need to visit). At Moonstone PEO, we're not just benefit providers - we're master chefs crafting the perfect menu for your unique workforce. Our recipe? A dash of innovation, a sprinkle of flexibility, and a heaping helping of employee satisfaction. ?? What's the most appetizing benefit on your company's menu? Share your star dish in the comments! Hungry for a benefits upgrade? Let's cook up something special together! Comment below or message us to start crafting your perfect benefits menu with Moonstone PEO. #EmployeeBenefits #WorkplaceCulture #TalentRetention #HRInnovation #WellnessAtWork #PEOSolutions #MoonstonePEO

What happened in Lisbon??????? Wellcast ROI? Masterclass insights! Lisbon, Portugal. July 24. ?Our first?@Wellcast ROI Masterclass in partnership with @Bound.Health kicked off at 2 PM sharp. ??? In the Picture: a room filled with amazing professionals from local and international companies. They’re experts in occupational health and safety, HR, wellbeing, health insurance, Employee Assistance Program, and HR metrics. Smiles all around. ?? Attendees common goals is to understand what solutions deliver best health outcomes. And how much each should cost them! ?? @ Anca and @Lou teach two hours of #ROI theory: They explain how employees’ issues morph into health conditions. Which in turn morph into big costs for employers, insurers, employees and society at large. ?? Demo of the Wellcast ROI calculator + excellent coffee ? Get some sharp questions about programs’ efficacy. Q: Who should measure a program's effectiveness in reducing different costs, and how should it be done? ?? Teams of 2 gather over Wellcast ROI calculator. They analyse health solutions ROI. The same solution has different ROI for different companies. Why? Discussion. ?? The afternoon ends with new way to think about health and wellbeing outcomes. Good ROI questions to take away. Newfound friendships and Southern European sun smiles. Lisbon & Geneva, June 25th. ?? We're all starting to work to see the fruits of our training. What Health and Wellbeing Solutions are you working on? How effective are they? Leave us your answers and #ROI questions in the comments ?? Liliana Dias (she/her) BluePanda Solutions ABANCA Portugal Galp Johnson & Johnson Innovative Medicine Portugal, Jerónimo Martins, Workplace Options Médis Fidelidade #WellcastROIEurope #OccupationalHealth #Wellbeing #HealthInsurance #BemEstar #ProfessionalDevelopment #HealthROI #WellbeingROI

Discover our Wellcast ROI Masterclass - Lisbon edition! #ROI insights ahead ???? What Health and Wellbeing Solutions are you working on? How effective are they? #WellcastROIEurope #OccupationalHealth #Wellbeing #HealthInsurance #BemEstar #ProfessionalDevelopment #HealthROI #WellbeingROI