NYC Advisors, LLC的动态

https://lnkd.in/egmh3CA4 Are you preparing for your next loan portfolio review? In my latest article, I share how we, at NYC Advisors, LLC, assist lenders in mitigating asset-based lending risks and supporting distressed borrowers. Read how our approach can help improve your portfolio performance. ?? #lending #assetbasedlending #ExternalConsultants #loanportfolio #businessloans

Delve into the intricacies of loan management system features in our latest blog post. Discover how these key aspects enhance lending efficiency and profitability. Your feedback is highly valued. #LendingSolutions #LoanManagement #FinanceTechnology #HenryAbenaimBlog https://lnkd.in/eA35A5_P

Whether your financial institution is brand new to commercial lending or relatively experienced, developing a well-defined imaging strategy is key to managing risk and ensuring operational efficiency. This introductory guide highlights several tips and best practices to get started with commercial loan imaging. https://lnkd.in/gRziEkMe

ARTICLE: What Makes a Good Private Lender? In the world of SME financing, brokers play an essential role in connecting clients with the right lenders. In this article, we cover the most important factors that brokers should consider when evaluating private lenders. LEARN MORE: https://hubs.li/Q02KKvVY0

Interesting article on high end asset lending we were pleased to provide some comment and content for

Regarding the responses I received to my previous write-up on collateral in lending, I believe we should exchange thoughts on the topic. When accepting collateral for loans, lenders must take precautions to ensure it remains sufficient to cover the loan in case of default. Key strategies include: 1. Assessing the Nature of Collateral: Tangible assets like real estate, gold, and precious metals hold or appreciate in value, while depreciating assets like vehicles and machinery lose value over time. 2. Valuation and Re-assessment: Collateral should be appraised by an independent third party. Depreciating assets should be periodically revalued, while appreciating assets can be tracked through market trends. 3. Collateral Monitoring Systems: Implementing tracking technology and requiring insurance helps monitor asset condition and mitigate risks. 4. Diversification: A mix of asset types, such as real estate and vehicles, reduces risk. Liquid collateral, like cash or bonds, offers greater stability. 5. Loan-to-Value (LTV) Ratio: A conservative LTV ratio ensures collateral covers the loan, with adjustments based on asset type (e.g., lower LTV for vehicles). 6. Contract Clauses: Maintenance clauses and default triggers help preserve collateral value and enable early action if necessary. 7. Market Trends: Lenders should consider economic conditions and historical data to assess future collateral value. 8. Liquidation Process: Clear strategies and sale terms ensure smooth collateral liquidation in case of default. These strategies help mitigate risks from collateral depreciation, protecting lenders from potential losses. Afolabi Hassan Kelechi Bob JAMES (JBK) Opeyemi Victor Osunniyi

An insightful article on loan underwriting stresses the significance of the three Cs: credit, capacity, and collateral. Great for lenders looking to enhance their strategies. #LoanUnderwriting #LendingSolutions #Credit #Capacity #Collateral https://lnkd.in/gkiKVx8R

High interest rates are reshaping RIA lending and deal financing. We explore this trend with Dustin Mangone of PPC LOAN, James Hughes of Live Oak Bank and Derek J. Bruton of Gladstone Group Inc.. https://lnkd.in/giTHmH4C #WealthSolutionsReport #FinancialAdvisors #WealthManagement

Aiming to optimise your lending workflow? Explore the distinct roles of the Loan Origination System and Loan Management System in ensuring seamless loan lifecycle management. https://lnkd.in/dV9AX5M9 #Finezza #LendingTechnology