Novatae Risk Group的动态

Register now for our upcoming member only event! More information + to register now - https://lnkd.in/enS6ssyF Join us for this upcoming #GoldenHour accompanied by Jenna Tym Partner / Barrister at Forbes Solicitors Jenna Tym A few words from Jenna: ‘From street cruising, racing and dangerous stunts, ASB involving nuisance vehicles is on the rise.?In this session, we want to hear from you and the issues you are facing in your communities and to discuss what options there are to tackle these issues.’

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In Michigan, the financial consequences of a DUI conviction can be substantial. Court fines and fees can total several thousand dollars, while the average cost of a single, first-time felony drunk driving offense can reach tens of thousands of dollars. For context, a DUI conviction can cost around $12,000, whereas a funeral can cost approximately $15,000. On the other hand, hiring a Majestic Concierge driver is a more budget-friendly option at $100. The message is straightforward: don't drive drunk, be driven. ?? majestic-concierge.com ?? 888-624-3161 ? [email protected] #MajesticConcierge #concierge

Willy - great responses to the CNBC questions. And I agree that the banks have averted a crisis in commercial lending; however, plenty of other brewing challenges are ahead for most Americans. The yield curve is still inverted - bad news for most of the non-public developers/owners for the next 18 months. This will be a challenge for a substantial number of owners and their permanent lenders (CMBS and Agencies). Multifamily owners are facing unprecedented higher costs including insurance, property taxes, and labor. These costs will be passed along to tenants. However, a popular theme is that corporate greed is the problem and not the unprecedented inflation over the past three years. The Biden/Harris/Walz proposal to limit rent increases to 5% per annum will have unintended consequences. Class A- and B properties will not be improved, which will lead to a tsunami of sub-standard Class C properties. Affordable maybe, but unlivable. Check out New York and Chicago. Perversely, the affordable market has been propped up by 15 million new non-residents who are seeking shelter. The supply/demand curve for affordable housing has been rocked by this unprecedented demand. Rents are still rising despite significant supply increases. Not a great scenario when wage increases are significantly less than rent increases. And the $25,000 new homeowner credit will not be equitable. Renters who cannot qualify will be left behind -only new homeowners will qualify. What about all the buyers who just bought a home and did not receive this graft? This is akin to the college debt relief program - the students who worked hard to pay off the debt will be disenfranchised. IMHO, 2025 will strain consumers' wallets, particularly the majority of Americans who cannot/shouldn't pay more than 30% of their income on rent.

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Whether it’s hosting an exclusive Broncos Breckinridge Bourbon Club or working with financial advisors, one thing remains constant: my tailored client experience is the key to building lasting relationships. ???? During football season, my job in Burbon Club is to ensure every member feels valued and receives an experience they can’t get anywhere else—something uniquely tailored to them. This same philosophy applies to YOU. ? When you focus on creating a personalized, bespoke experience for your clients, you build trust, loyalty, and ultimately, long-term success. It’s not just about providing a service; it’s about going the extra mile to make every interaction feel special. Whether in sports entertainment, sales, or financial planning—elevating your client experience will always set you apart. What’s one way you ‘wow’ your clients? Drop your thoughts below! ?? #ClientExperience #FinancialServices #LuxuryExperience #denverbroncos

According to news reports, World #1 golfer Scottie Scheffler was told by cop #1 to proceed. Cop #2 puts himself in harms way by grabbing the moving vehicle and gets dragged about 10 yards before Scottie stops and gets arrested for among other things, assaulting a police officer. If this happened to Scottie Scheffler, it can happen to anyone. Maybe now that a famous, kind hearted, law abiding white male has been treated a certain way by police and had charges stacked against him a mile high, finally more people might understand what nearly every Black driver experiences at some point. Overkill. Emphasis on “kill.” But then again, probably not. Everyone upset about what happened to Scottie, America’s favorite son, should watch the film WALKING WHILE BLACK: L.O.V.E. Is The Answer (https://lnkd.in/gzy9V2X) for more context about what’s wrong with policing in America and how to improve it — and then join us at L.O.V.E. Is The Answer (www.trylovenow.com) to help make things better for everyone. It’s not that all cops are bad (some, not all, just like any profession), it’s that legislation, policies, procedures, training, and culture are designed to fail us and the people who serve as peace officers. We’re better than this — but we will never get better until we acknowledge that there is a problem and that problem is racially biased. That systemic failure is why Senior Airman Roger Fortson is dead and why Scottie Scheffler is experiencing a minor inconvenience. L.O.V.E. Is The Answer WALKING WHILE BLACK: L.O.V.E. Is The Answer PGA TOUR United States Air Force GolfNow Golf Digest Debert Cook, CMP https://lnkd.in/e7eUewx6

Well the session with Ash Bennett really got the brain thinking. Have we got our value proposition nailed, is it confusing, does it need tweaking? So I started to search and go back to basics ?? ?? A value proposition is a clear and concise statement that articulates the unique benefits and advantages a product, service, or brand offers to its target audience. OK, got that ?? ?? It explains why customers should choose a specific offering over competitors and how it solves their problems or meets their needs. Mmmm, not sure on this one? ?? ?? The value proposition serves as a key element of a company's overall strategy and is designed to communicate its core value in a compelling way. Yep, got that ?? Key Components of a Value Proposition: ?? Target Audience: Clearly defines who the product or service is for. Mmmm, SME's and SMB's - that's rather a lot ?? ?? Problem or Need: Identifies the specific issue the audience faces or the need that requires fulfillment. Mmm, often SME's or SMB's don't know what they don't know ?? ?? Solution or Benefit: Explains how the product or service addresses the problem or meets the need. Yep, got that if the business has accepted the problem ?? ?? Unique Differentiators: Highlights what sets the product or service apart from competitors (e.g., features, quality, pricing, or customer experience). Yep, got that ?? ?? Value Delivered: Quantifies the benefit, often focusing on tangible results such as cost savings, convenience, efficiency, or quality of life improvement. Why a Value Proposition Matters: Yep, got that as well ?? In summary, a value proposition is a company's promise to deliver specific value to its customers and a key reason why its offering is the best solution for them. **************************************************************************** I am really curious? What do you think makes a value proposition truly stand out in a crowded market? Have you ever struggled to craft a clear value proposition for a product or service? How did you overcome it? #business #valueproposition

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Valuable insights below!