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Understanding Insurance Basics ?? ?? Payer: Your health insurance coverage, like Medicare or an employer plan. ?? Primary Payer: Pays first, covering costs up to its limits. ?? Secondary Payer: Covers what the primary payer doesn’t, within its limits. ?? If you have Medicare and other insurance (e.g., group health or Medicaid), coordination of benefits decides who pays first. The primary payer settles the bill first, and the secondary payer covers remaining eligible costs. Stay informed to manage your healthcare expenses effectively! ?? #InsuranceBasics #HealthcareCoverage #MedicareMadeSimple #CoordinationOfBenefits

Medicare is a national health insurance program run by the U.S. government. It helps groups like seniors and people with certain disabilities or illnesses, like kidney disease and ALS. When you turn 65 and qualify for Social Security, you get enrolled in Medicare Part A, which pays for hospital costs, and Part B, which covers doctor visits. Keep in mind that you need to sign up separately for extra coverage options, like Medicare Part D for prescription drugs and Medigap for additional insurance. Make sure to pay attention to your enrollment periods so you don’t miss important coverage. Contact your Medicare broker for personalized advice and to explore your options!#financialfreedom #healthiswealth #lifeinsurance #healthinsurance

Check off your Medicare checklist to ensure you get the plan you deserve. We’ve got all the tips you need. 2025 Medicare Enrollment Period For questions about your Medicare health plan for 2025, contact Marcela Cerquera, a licensed insurance broker at 516 732 5657 Marcela Cerquera represents most of the Medicare insurance companies. #medicare #medicareadvantage #medicaresupplement #Medicaid

A new Medicare rule could wind up forcing seniors to switch health insurance plans or face an enrollment penalty. Many seniors who continue to work past 65 are still on their employer's health plan instead of the government-run Medicare. However, a new update to Medicare coverage under the Inflation Reduction Act means seniors who delay joining Medicare could face additional hurdles when it comes to drug coverage. We will need to track how the government implements the Part D changes for 2025. Learn more by visiting https://lnkd.in/eyaN_XMg. #healthcarenavigation #healthinsurance #healthinsurancebasics #healthbenefits #insurance #healthcare

Easiest concept for the awareness about Health Insurance It Covers medical expenses, including doctor visits, hospital stays, medications, and preventive care. Types of Health Insurance Employer-sponsored plans: Provided by employers as part of employee benefits. Marketplace plans: Purchased through the federal or state health insurance exchanges. Medicare: For individuals aged 65+ or with certain disabilities. Medicaid: For low-income individuals and families. Key Features: Premiums, deductibles, co-pays, and networks of providers. . . . . . . . . . .. . . .. . . .. . . . . . . . . . . .. #healthinurance #usa #usainsurance #awairness #insurancebroker

The main reason Medicare recipients have difficulty finding a doctor: Medicare cuts the payments they give to doctors, especially primary care doctors. This is a problem! Solution: don’t depend on your health insurance to provide healthcare. They protect your finances if you are hospitalized or have large bills. But for healthcare?? You have to find a concierge doctor who you trust and who listens to you! @gatewaydirecthealth is the practice you need #dpc #conciergemedicine #primarycaredoctor #atlantadoctor #henrycountyga #thebestdocyouwishyouhad #gatewaydirecthealth

?? Understanding Medicare Basics ?? Medicare is a federal health insurance program for individuals 65 and older, and for some younger people with disabilities. It’s important to know your options during open enrollment! Here are a few key options to consider: Part A: Hospital Insurance ?? Part B: Medical Insurance ???? Part C: Medicare Advantage Plans ?? Part D: Prescription Drug Coverage ?? Explore these options to find the coverage that best suits your needs! ?? Contact us for a consultation at no cost to you at gloriasantana.com. #Medicare #SeniorHealth #OpenEnrollment #Healthcare #Insurance #MedicareBasics #Seniors #HealthCoverage #GloriaSantana #Consultation Disclaimer: Not connected with or endorsed by the U.S. government or the federal Medicare program. Call 800-786-5566 to speak with one of our insurance agents today.

On 22 April, CMS issued the Medicaid and Children's Health Insurance Program Managed Care Access, Finance, and Quality Final Rule and the Ensuring Access to Medicaid Final Rule. In this article, we focus primarily on portions of the Managed Care Final Rule that require states to impose new requirements on their Medicaid managed care plans. #healthinsurance

Mark your calendars! AEP enrollment starts on October 15th?and ends on December 7th. Prepare now to avoid the rush. 2025 Medicare Enrollment Period For questions about your Medicare health plan for 2025, contact Marcela Cerquera, a licensed insurance broker at 516 732 5657 Marcela Cerquera represents most of the Medicare insurance companies. #medicare #medicareadvantage #MedicareSupplementPlans #Medicaid

Plan Changes, deductibles, network issues.... shopping for medicare and health insurance is a bit like herding cats when you go solo. Suzie has been assisting people over a decade bringing together her experience and training to make a difference. We do not do large groups as we want our clients to be heard and encourage questions. Medicare Annual Enrollment is Oct 15 through Dec 7. Healthcare Annual Enrollment is Nov 1 through Jan 15. With the big changes, we are recommending selecting an appointment early. When we run? out of available spaces then call. We do not want our neighbors without assistance. https://lnkd.in/gTiuCHdX #medicare #suzie #healthplanfinder #wenatcheeinsurance