New Dimensions Federal Credit Union的动态

"I guess we're in full holiday mode," I thought as I strolled through a Chicago sparkling with string lights and festive decorations. Then I saw it—the shiny digital billboard promoting Amazon’s early holiday shopping deals. Just the photo I needed for my latest LinkedIn post, I thought…but then it switched to a Paramount+ promotion. So there I stood, phone in hand, awkwardly waiting for the Amazon ad to come back around. Here’s the photo—and a new post with some insights into early holiday shopping trends that are changing the game. (Apologies for the double post, but LinkedIn doesn’t allow editing to insert a photo!) Early Shopping Is Becoming the New Norm ?? For retailers and marketers alike, holiday shopping starts earlier each year. This season, 78% of shoppers have already jumped on deals, now Black Friday starts in October! Why Shoppers Love Early Deals ?? Early shopping lets people spread out spending, skip the December chaos, and actually enjoy holiday prep. By October, Amazon Prime Days, Target Circle Week, and early “Best Deals of the Season” ads had already flooded feeds and screens everywhere. And platforms like Meta and Pinterest hosted holiday webinars as early as July. It’s the only time of year we gladly mix “Jingle Bells” with conference call ringtones! Tips for Retailers Looking to Embrace the Trend ?? Spread Out Your Promotions: Launching early sales events catches eager shoppers while still keeping something for those last-minute and post-Christmas buyers. Optimize Your Inventory: Stock up on high-demand items now! You don’t want a warehouse full of novelty socks while everyone’s after the latest tech gadgets. Enhance Your Online Presence: Make shopping easy! Boost digital marketing and show off your deals across platforms—shoppers should be able to order your products as quickly as they choose their Friday night pizza toppings. Build Consumer Confidence: Clear, early promotions reassure holiday shoppers they’re getting a great deal—nothing beats a confident buyer ready to check out. If you missed the early wave this year, don’t worry—there’s always next year. Just be ready with a plan to catch both early birds and last-minute shoppers. Happy holiday planning, everyone—here’s to a season of cheerful checkouts! ???

Happy New Month, Shoppers! As we step into a new month, it’s the perfect time to start preparing for the festive season ahead. At Azany, we’re thrilled to make this shopping season easy, enjoyable, and full of exclusive deals just for you. This month, we’re bringing you fresh collections, holiday promotions, and the best picks for your Christmas shopping list. Here are a few tips to make your holiday shopping even more rewarding on Azany: 1. Plan Ahead: Take a moment to list out the gifts you need for family, friends, and loved ones. Browse Azany’s wide selection of items, add your favorite picks to your cart or wishlist, and be ready to check out when those holiday discounts hit. 2. Look Out for Flash Sales and Exclusive Deals: The holiday season is full of surprises, including flash sales and weekend-only promotions. Don’t miss out—keep an eye on Azany’s homepage, and be sure to sign up for our emails to stay updated on the latest deals. 3. Use Your Reward Points: If you’ve accumulated reward points with Azany, now is the time to redeem them! They can go a long way in making your holiday shopping more affordable, especially when combined with seasonal discounts. 4. Shop Securely and Smoothly: As you shop for loved ones, use secure payment options to protect your information. Azany’s trusted platform ensures your online shopping experience is safe, simple, and reliable. We wish you a joyful month filled with exciting finds, memorable gifts, and the spirit of giving. Happy new month, and happy shopping from all of us at Azany!

?? Holiday 2024 Outlook ?? Be ready for your holiday sales and to meet your customers needs, plan accordingly with these helpful insights. If you need help creating a Holiday Marketing Plan and you don't want cookie cutter, give me a call. Let's talk about your needs, what drives your customers to purchase and together, let's craft a marketing plan based on insights and data. ?? 29% of Gen Z shoppers plan to shop on Black Friday, indicating a strong interest in holiday sales among this demographic. This is significantly higher than the overall average of 22% for all shoppers. ?? 61% of Gen Z shoppers plan to buy apparel as gifts, showcasing their preference for fashion items during the holiday season. This is notably higher than the overall average of 56% for all shoppers. ?? 47% of savvy savers primarily shop in-store, indicating a preference for physical shopping experiences. This contrasts with the 66% who prefer to use a debit card for their purchases, highlighting a cautious spending approach. ?? 84% of discount shoppers say that promotions, discounts, and sales are important to them when holiday shopping. This emphasizes the need for retailers to offer competitive pricing strategies to attract this segment. ?? 31% of economically conscious travelers plan to spend more this holiday season compared to last year, indicating a shift in spending habits. This contrasts with the 60% who are cutting back on dining out, suggesting a focus on travel over other expenses. ?? 79% of economically conscious travelers are concerned about higher travel prices impacting their holiday spending. This concern is compounded by rising utility costs, which 63% of respondents also noted as a significant factor. ?? 40% of shoppers prefer to use cash as their payment method, reflecting a trend towards more tangible forms of payment. This is particularly relevant for the 66% who prefer to shop in-person, emphasizing the importance of cash-friendly environments. ?? 72% of relationship builders find it important to have self-checkout technology during holiday shopping. This highlights the growing demand for convenience and efficiency in the shopping experience. ?? 60% of savvy savers are more likely to shop for gifts with a flexible return time frame, indicating a preference for shopping that accommodates their needs. This suggests that retailers should consider implementing more customer-friendly return policies. ?? 46% of economically conscious travelers plan to use brand apps on their mobile devices when comparing items during holiday shopping. This reflects the increasing importance of digital tools in the shopping process. SOURCE:?PwC Holiday Outlook, PwC, 2024

Avoid these top five COSTLY mistakes with holiday shopping... Let’s be real: Holiday shopping can get out of control fast. Impulse buys and last-minute shopping lead to big bills in January. Here are the top 5 costly mistakes to avoid with holiday shopping: 1/Skipping the Gift List ??Shopping without a plan leads to impulse buys and overspending. 2/Waiting Until the Last Minute ??Last-minute shopping often means higher prices and limited choices. 3/Buying Out of Guilt or Pressure ??Feeling pressured to buy gifts for everyone can lead to unnecessary expenses. 4/Ignoring Sales and Discounts ??Missing out on early sales or discounts can mean paying full price later. 5/Not Setting a Budget per Person ??Without a budget, it’s easy to overspend on gifts for each person. Here’s how to keep it simple: ??Create a prioritized gift list and avoid the chaos. Here’s what to do: 1. Write down everyone you want to gift. 2. Rank them by priority. 3. Set a budget for each person—and stick to it. By making a list and prioritizing, you’re less likely to buy unnecessary extras or get swept up in holiday sales. Let’s make this Christmas special and budget-friendly. It's now 50 Days to Christmas: Create your gift list Now!?? What’s your favorite tip for staying on budget during the holidays? Let me know below. ??Book a consultation with me today and let's secure your future: https://hisaafricaapp.com Alfred Mathu, The Financial Doctor. #makingyoufinanciallyhealthy

Holiday shopping season in 2024 is VERY SHORT. - Tied for shortest length in days over the past 20 yrs - Only 27 days between Thanksgiving & Christmas - 5 days shorter than last year - Last time it was this short was 2019 ARE WE IN TROUBLE?! the media seems to think so. How will it impact total revenue this holiday season? I charted the past 20 years and reviewed each year: - revenue for full holiday season (Nov 1 - Dec 31) - days of HSS "holiday shopping season" (?? - ??) According to my surface level analysis, it does NOT appear that revenue or revenue growth is impacted by the length of HSS. Revenue each year seems to increase, regardless. HOWEVER, there was one year that dipped. It also happened to be a year HSS got shorter by 5 days. BUT... this was 2008. We all know what happened in 2008. Yeah, the Global Financial Crisis (GFC). That was 100% the reason for the revenue dip. NOT a shortened HSS. For reference, HSS decreased by 6 days from 2012-13. Yet revenue still grew by 4% that year. My opinion: holiday season revenue is mostly impacted by macroeconomic factors & consumer health... NOT HSS length. Don't worry about a shortened HSS this year. Focus on executing your sales in a condensed time frame or even move your sales up by a few days to make up for "lost time." People will buy their holiday gifts in a smaller window, they typically don't forget about themselves or their loved ones. What are your thoughts? In for trouble? or just another year of HSS revenue growth?

??The holidays are almost here, and keeping food and gift spending under control is key to avoiding financial strain. According to a PissedConsumer survey, 29.8% of consumers expect to spend between $500-$1000 on holiday shopping (link to the full report in comments). A recent GOBankingRates article shares smart tips for managing holiday expenses, like setting a realistic budget, buying in bulk, and taking advantage of deals to keep your holiday spending stress-free. These insights can help ensure a joyful and financially sound holiday season. ??Read the full article: https://lnkd.in/g4hn3juP #HolidayShopping #FinancialPlanning #SmartShopping #Consumers

?? The Dos & Don'ts of Holiday Shopping ??? The holidays are a time for giving, and while it’s easy to get caught up in the excitement, there are some key Dos and Don’ts that can help you get the most out of your shopping experience! ? DO: Plan Ahead - Make a list and set a budget to avoid impulse buys. Look for Deals Early - Shop the sales and avoid last-minute panic shopping. Consider Personalization - Thoughtful, customized gifts go a long way! Support Small Businesses - Many small companies offer unique gifts and great service. Compare Prices - Don't settle on the first deal you see; always shop around. ? DON'T: Wait Until the Last Minute - Avoid the stress and disappointment of sold-out items. Forget Shipping Times - Make sure your gifts arrive on time—early is better than late! Overbuy - Sometimes, less is more. Focus on quality over quantity. Neglect Gift Wrapping - Presentation is part of the gift experience! Overlook Return Policies - Double-check them to avoid post-holiday headaches. Happy shopping! Let’s make this holiday season a memorable one with the perfect gifts for everyone on your list. ?? #HolidayShopping #ShopSmart #GiftGiving #PlanningAhead #SupportSmallBusiness

?Believe it or not, the 2024 holiday season is already upon us! At Brandpoint, we just published our first holiday article for a client this week, reminding us that September is the new December when it comes to planning! While it may seem early for holiday decorations and music in stores, it’s the perfect time for brands to start thinking ahead. Don’t let your clients miss out on these key moments! We’re excited to share the upcoming topics we’re promoting to print editors: ?? Thanksgiving Celebrations - Oct 2 ?? Greater Good - Oct 9 ?? Holiday Season - Oct 9 ? Holiday Decorating - Oct 16 Let’s make this holiday season memorable and impactful! #HolidayMarketing #ContentStrategy #Brandpoint

As we approach the holiday season (I can't believe it's that time of year already!), our 2024 Holiday Outlook provides valuable insights for businesses looking to build relationships with Canadian consumers. This year, consumers plan to spend an average of $1,853 on gifts, travel, and entertainment, a 13% increase over last year. However, they are also becoming more discerning, seeking promotions, discounts, and higher-quality items. For businesses, this means several key takeaways: 1. Understand generational preferences Gen Z consumers are starting their holiday shopping earlier and prefer physical gifts over gift cards. They are also more inclined to use digital payment methods like PayPal and Apple Pay. Millennials, on the other hand, are increasing their budgets and looking for brands with compelling loyalty programs. Tailoring your marketing strategies to these preferences can help capture their attention and loyalty. 2. Enhance in-store experiences Despite the rise of online shopping, in-store shopping remains a crucial part of the holiday experience for many Canadians. Nearly 17% of consumers shop in physical stores more often during the holidays and intend to spend 9% more than the average consumer. Creating a festive and engaging in-store environment can attract these shoppers and boost sales. 3. Help consumers stretch their budgets While consumers plan to increase their holiday spending, 77% aim to spend the same amount or less compared to last year. Offering compelling loyalty programs, higher-quality products that last longer, and discount options can help consumers stretch their budgets while maintaining brand loyalty. Read the full report: https://lnkd.in/gCjyKVKS

"It’s that time of year again—holiday shopping is almost here! Did you know that more and more customers are starting their holiday shopping in late October? Don’t wait until November to begin your holiday marketing campaign—plan early and get ahead of the competition. Here are a few tips to kickstart your holiday campaign planning: Target Early Shoppers: Launch your campaigns at the end of October to reach those early planners who are eager to grab holiday deals. Promote Holiday Gift Guides: Help customers find the perfect gift by offering well-curated holiday gift guides. Create Exclusive Offers: Early bird discounts or holiday bundles can drive urgency and early purchases. Personalized Holiday Emails: Use your customer data to send out personalized email offers with recommended products based on their previous purchases. Prepare Your Inventory: Make sure your stock levels are ready to meet the surge in demand. Don’t let your best-sellers go out of stock! The holiday season is the biggest opportunity for eCommerce brands. Make sure you're ready to capture every sale!"