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LATEST: The US Treasury Department has announced it will not enforce an #AML law that obliges millions of business entities to disclose the identities of their real beneficial owners. Commentators say it is a signal of further loosening of #regulation in the #fincrime space to come in the US. The Trump administration had opposed the Biden-era Corporate Transparency Act on the grounds that it is a burden on low-risk entities. The act has faced repeated legal challenges. In a statement, the Treasury Department led by Secretary Scott Bessent (photo) said it would not enforce any penalties under the act against U.S. citizens or domestic reporting companies. "Treasury takes this step in the interest of supporting hard-working American taxpayers and small businesses," it said, adding that it intended to issue a rule to narrow the scope of the act to foreign reporting companies. The full story is on 'AML Intelligence' now. Are you a #CentralBanker #Banker #Regulator and still not an #AMLIntelligence Member? Don't miss out on the latest regulatory intelligence in this sector #AFC #AML #FCC, become a Corporate Member today. #followthemoney #compliance #banks #banking #fintech #finreg #regtech #regulators Stephen Rae James Treacy Alisha H. Paul O'Donoghue Sarah Beth Felix Federica Taccogna Sujata Dasgupta European Parliament European Commission European Central Bank European Banking Authority (EBA) European Banking Federation #Moneyval

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Koen Ono

Crypto & Financial Crime Compliance | Global AML/CFT & Regulatory Risk | FATF & Global Regulatory Frameworks | CAMS | Stablecoins & FinTech | NewsPicks認定エキスパート

8 小时前

A major step backward for transparency and financial crime prevention. The decision to effectively neutralize the Corporate Transparency Act (CTA) by refusing to enforce penalties sends a troubling signal. Beneficial ownership disclosure is a cornerstone of AML and counter-illicit finance efforts, and scaling it back under the pretense of “supporting small businesses” creates a massive loophole for bad actors to exploit. While regulatory burden concerns are valid, the bigger picture cannot be ignored: this move makes the US more vulnerable to money laundering, tax evasion, and corruption, while undermining its credibility in global financial crime enforcement. The EU and UK have been tightening their beneficial ownership frameworks, while the US is now moving in the opposite direction. The key question is: who really benefits from this rollback? Certainly not legitimate businesses—but rather, those who have something to hide. #AML #FinancialCrime #Regulation #Transparency #CTA

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David Hartley

Delivery Director | Non-Executive | Transformation Specialist | Rationalisation, Business Growth & Profitability | Technology Assurance & Commercial Audit | Servant Leader | Disciplined Agile Scrum Master

1 周

That will help the SAmerican drug barons and putins friends

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Stefano PILERI

Independent Executive director - Consultant

1 周

I don't see the good reason to keep FATCA in place then... way saving such regulation for the benefit of US? Lot's of changes have to come as the US centric setup on regulations has definitively come to an end... if we do not admit we are living in a different world we will just loose time.

Miles Kellerman

Assistant Professor at Leiden University's Institute of Security and Global Affairs

1 周

Expected but unfortunate. Last year I covered FinCEN's BOI registry. It wasn't perfect -- the costs are real and there were potentially exploitable loopholes. But it was nevertheless a huge step forward for law enforcement efforts. And, often overlooked, it had the potential to be a significant KYC cost-saver for regulated financial institutions with access to the database. https://mileskellerman.substack.com/p/unravelling-the-magic-of-shell-companies

Janin Heniqui

Technical Business Development & Sales I Operations I Regulatory Affairs

1 周

Right? And what happens if your business gets tied up in an AML/TF scandal — even without your knowledge? Will the Trump administration be lenient and let you off the hook?

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Pat Lordan

Pat Lordan Consulting and Advisory Detective Chief Superintendent (Retired) at An Garda Siochana. Garda National Economic Crime Bureau Financial Intelligence Unit ( Ireland )

1 周

what is Fatfs stance on this

Debbie Francis

ICA Certified Internal Auditor | AML Auditor for Firms | CoParenting Mediator | Workplace, Civil Mediator | Child Contact & Residence Solicitor LLB (Hons), LLM, LPC (College of Law) | Law Firm

1 周

Worrying

Sujata Dasgupta

Global Head - Financial Crime Compliance Advisory & Transformation

1 周

Stunned, speechless! Last month the law on foreign bribery practices was halted, and now corporate transparency law revoked. What is the next one to be stopped? Does this not undermine the efforts of the rest of the world in preventing #fincrime through similar laws?

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