NAILBA的动态

My mission is to help 80 million baby boomers have a worry-free retirement by ensuring they never run out of money. I believe that securing enough guaranteed lifetime income is crucial for a successful retirement. Instead of focusing on the rate of return on investments, I emphasize the importance of having guaranteed lifetime income and mitigating retirement risks related to inflation, withdrawal rates, and market fluctuations. In retirement, the longevity risk can be most significant concern. I have put together a handbook that is a must read for people that are getting ready to retire or need to reevaluate their retirement needs.

52% don’t have one! Do you know what we’re talking about? Surprisingly, 52% of Canadians don’t have a retirement plan, and 31% of baby boomers (1) don’t know what percentage of their current income they will need in retirement (2). Knowing that the guidance of a financial advisor to come up with a retirement plan couldn't be more invaluable. You would like to know more? [email protected] / 1-800-267-2800 1-RBC, Financial Independence in Retirement Poll, 2022 2-Banque Scotia, The Retirement Landscape A Focus on the Baby Boomers, 2014

With ????,??????+ ???????? ?????????????? retiring daily, retirement benefits are under the microscope. But here’s the reality: ????% ???? ?????????????????? ???????? ?????????????????????? ???????????????????? for retirement, and ?? ???? ?? lack a solid plan. Millennials and Gen Z, facing student debt and rising costs, are saving even less—????% ???????? ?????????? ?????????? $????,??????, and ???????????? ????% ???????? ?????????? ??????????????. This calls for a new approach. Employers are stepping up with game-changing strategies: - ?????????????????? ???????????????? ????????????????: Personalized resources to boost confidence and clarity around retirement goals. - ?????????????????? ?????????????? ??????????: Easy, smart contributions that adapt to employees’ age and milestones. - ???????????????? ???????????????????? ??????????????: Supporting phased retirement for a smoother transition and a head start for younger employees. Brokers and benefits consultants—what’s in your playbook to bridge this gap and secure your clients’ futures? Let’s turn these numbers around. #RetirementPlanning #BenefitsInnovation #FutureOfWork #Nayya

Annalise Hayes DeLuca penned an article titled "Saving for Our Golden Years The Evolution of Retirement" in the May 2024 edition of WILLed publication. "Different generations have different ways of doing things- from the way they speak, the way they dress, and even the way they save for retirement. One thing is evident: retirement expectations and realities can vary greatly from one generation to the next. With a large population of Baby Boomers, those born between 1946 and 1964, either retired, retiring, or planning on retiring soon, what works for them may not work for their Generation X or Millennial counterparts. Exploring the evolution of retirement options may illuminate where we are headed." https://lnkd.in/efTQib-e Page 38

Jackson's latest white paper based on proprietary research shows that Generation X is facing unique #Retirement challenges, with higher debt and expenses than baby boomers despite having generally higher incomes ?? https://lnkd.in/e-e4j_tQ Not only do members of Gen X feel less prepared for retirement overall, but they often find #FinancialPlanning overwhelming. This paper emphasizes the importance of having a clear financial plan and the value of seeking professional advice — especially considering many members of both generations lack formal retirement strategies. The good news: There’s still time for Gen Xers and baby boomers approaching retirement to improve their financial outlooks by taking proactive steps now.

?? Are you ready for a financially secure retirement? ?? Our latest blog post, "Expenses Every Retiree Should Be Prepared For," is a must-read for baby boomers! Discover essential tips on managing key costs like healthcare, housing, lifestyle expenses, and more. ?????? Don't miss out on practical advice to ensure your golden years are stress-free and enjoyable. ?? Dive into the full blog now and take the first step towards a worry-free retirement! https://ow.ly/pe9950TVNPs #RetirementPlanning #BabyBoomers #FinancialSecurity #RetirementExpenses #PlanAhead #SecureFuture https://ow.ly/sueV50TVNPo

Studies reveal alarming statistics about Baby Boomers' lack of retirement planning: 58% don't have an exit plan, and 45% don't have any in savings. As this generation nears retirement, many business owners are considering selling their companies. Baby Boomers oversee 2.3 million US businesses worth $10 trillion but are unprepared for the sale process, risking missed opportunities. Forbes, Wilmington Trust and US Small Business reports shed light on this critical issue. Thanks for listening. #RetirementPlanning #BusinessOwners #BabyBoomers https://lnkd.in/gkRuqhhA

?? Struggling with retirement plans? You're not alone! Many Baby Boomers and Gen Xers are unretiring due to financial reasons. Check out this insightful article to learn more: [Link] ???? #retirementplanning #financialwellness

?? 10,000 Baby Boomers Retire Daily: How Does This Impact Your Retirement? As a North Carolina teacher, planning for retirement in today’s landscape can feel overwhelming. But you don’t have to do it alone! Join me, Don Daves, for Retirement READY on Jan 22 at 7 PM EST, where we’ll tackle this challenge head-on and map out solutions tailored just for you. ?? Click here to join: https://lnkd.in/eCEMXFyA #RetirementREADY #SecureRetirement #FinancialPlanning #NorthCarolinaTeachers

Baby boomers face the "retirement danger" of boredom and financial uncertainty in their golden years. Traditional retirement plans like investments, real estate, etc. have failed many boomers due to economic volatility. The MOST viable path for boomers to generate retirement income is to create principal-less interest through residual, product-based cash flow. Based on how much you’re currently saving/investing each month, how long will it take you to put away $1,200,000???. Do you know that’s how much you’ll need assuming a 5% return in order to receive $60,000/year or $5000/month? If you know how to and have enough time to save $1.2 million, then do it. If you don't, call me. https://lnkd.in/eYjJ5EUQ ??#LifeIsRich #HowToThinkVsWhatToThink #YouAreTheAsset #AlignmentBeforeAssignment #Freedom #Discipline #Consistency #RLTW #YourHealthIsYourWealth #DailyHabitsDoneDailyBuildCharacter