Michele Mattei的动态

?? The Future of Payments: Visa's Vision for Credit and Debit Card Transactions ?? Check out this insightful article from Payments Dive on how Visa shapes the future of credit and debit card payment volumes. As digital transactions continue to evolve, understanding these trends is crucial for businesses and consumers alike. Read more to stay ahead in the ever-changing payments landscape! https://bit.ly/4c3zKgg ?#Payments #DigitalTransactions #Visa #CreditCards #DebitCards #FutureOfPayments

The gap between corporate and consumer money movement is closing all the time. People expect the same seamless experience regardless of the context or purpose of their transaction. ? The new innovations announced at North America Visa Payments Forum yesterday show how those consumer experiences are shaping up for a future that's already here today, and will continue to scale over the coming years. ? Experiences like Pay by Bank and the use of Data Tokens are changing the game for consumers and businesses alike. The future is bright and I can't wait to show what more is in store at Visa's European Payments Forum later this year! ? #VPF2024?https://lnkd.in/evuNXycf

Visa is set to revolutionize payment processes with a dedicated service for bank transfers, eliminating the need for credit cards and traditional direct debit. The global giant plans to introduce account-to-account payments in Europe next year, offering users the convenience of setting up direct debits on e-commerce platforms with just a few clicks. This new service will empower consumers to easily monitor transactions and address any issues promptly through their banking app, providing a level of security akin to card usage. Moreover, Visa aims to streamline dispute resolutions, particularly for unauthorized subscriptions, by simplifying the process of reversing direct debit transactions and reclaiming funds. While initially excluding sectors like TV streaming, gym memberships, and food subscriptions, Visa intends to expand its A2A service to these areas in the future. The product is slated for an early 2025 launch in the U.K., with subsequent rollouts planned for the Nordic region and other parts of Europe later the same year. Stay informed about this groundbreaking development in payment technology by checking out the latest article from CNBC. #Visa #BankTransfers #PaymentInnovation #Finance #Fintech #CNBC #EuropePayments #PaymentSecurity #Technology #Banking #Technews

?? Big News in Payments: Visa's Move into Pay-By-Bank! ?? Visa is officially entering the "Pay-By-Bank" space, providing consumers and businesses with a direct alternative to credit cards! This new payment method, known as Visa+ ACH, allows users to make payments directly from their bank accounts without relying on traditional card networks. ?? Main Benefits: ?? No credit card needed: Consumers can pay directly from their bank accounts, giving them more control over spending. ?? Lower transaction fees: Merchants may benefit from reduced costs, a major win for industries with tight margins. ?? Broader payment options: Whether it's B2B or B2C, businesses can offer their customers more ways to pay. The product is expected to debut in the U.K. in early 2025, with rollouts in the Nordic region and other parts of Europe later that year. This launch marks a pivotal shift in how payments are made. Visa is leading the charge into a world beyond cards, and it’s going to be exciting to see how this shapes the future of payments. What impact do you think this will have? ?? News source: https://lnkd.in/eW-_sq_g

In a move to solidify its position in the digital payments era, Visa has unveiled a suite of innovative products designed to streamline and enhance the consumer experience. This includes the introduction of the Visa Flexible Credential, a single card that allows users to toggle between debit, credit, buy-now-pay-later options, and even reward points for payment flexibility. Additionally, Visa is introducing a variety of new features for contactless payments through mobile devices, allowing users to tap their phone to pay, confirm identity online, or securely add cards to digital wallets. These advancements highlight Visa's commitment to staying at the forefront of digital payment technology, offering consumers more control and convenience in managing their finances. Read more ??https://lnkd.in/g447hd-2 #DigitalPayments #Cashless #Payments #BankingOperations #FinTech #OpenBanking #API #AI #Digitalization #Visa #Technology #Australia #Innovation with SHAVIK Visit www.SHAVIK.ai

???????? ???? ???????????? ?????????????????? ?????? ?????????????? ?????????????? ???? ????????????, ???????????????? ???????????????? ?????????????? ?????? ??????????????????????. ???? Visa plans to launch a dedicated account-to-account (A2A) payment service in Europe next year, starting with the U.K. in early 2025. ???? The service aims to offer consumers more control and protection over direct debit transactions, allowing them to monitor payments easily and reverse unauthorized transactions. ???? Visa's A2A product will enable the setup of variable recurring payments (VRP), providing more flexibility in managing recurring payments of varying amounts. ???? The product relies on open banking technology, which requires lenders to provide third-party fintechs with access to consumer banking data. ???? Visa's acquisition of open banking service Tink for 1.8 billion euros ($2 billion) is seen as a move to compete with emerging fintechs and reduce reliance on card transaction fees. ???? The company reached a $30 billion settlement with Mastercard to reduce interchange fees and is focused on enabling various payment methods through card or non-card transactions.

?? Visa Direct Enables Instant Bank Transfers in Under One Minute ?? Visa has just announced a major upgrade to Visa Direct - starting April 2025, funds transferred to U.S. bank accounts will be available within 1 minute or less. This enhancement reaches 99% of bank accounts in the US and over 11 billion endpoints globally, spanning cards, accounts, and digital wallets. Jim Filice, VP, Head of Real-time Payments, Visa Direct shares: "Today, Visa Direct processes billions of real-time transactions in the US, across 50+ use cases, making it a preferred choice for consumers when receiving money from businesses or moving money between their accounts." ?? Read the full article here: https://vi.sa/3ZYEu3Y ?? #VisaDirect #MoveMoneyYourWay #MoneyMovement

In a move to solidify its position in the digital payments era, Visa has unveiled a suite of innovative products designed to streamline and enhance the consumer experience. This includes the introduction of the Visa Flexible Credential, a single card that allows users to toggle between debit, credit, buy-now-pay-later options, and even reward points for payment flexibility. Additionally, Visa is introducing a variety of new features for contactless payments through mobile devices, allowing users to tap their phone to pay, confirm identity online, or securely add cards to digital wallets. These advancements highlight Visa's commitment to staying at the forefront of digital payment technology, offering consumers more control and convenience in managing their finances. Read more ??https://lnkd.in/gffH8FeT #DigitalPayments #Cashless #Payments #BankingOperations #FinTech #OpenBanking #API #AI #Digitalization #Visa #Technology #Australia #Innovation with SHAVIK Visit www.SHAVIK.ai

The world of payments is evolving rapidly, and in the latest TSG Executive Interview, Rob Cameron, Global Head of Acceptance Solutions at Visa, discusses how these changes are influencing the industry. He shares insights into Visa’s approach to addressing global payment acceptance challenges and the role of digital payments in shaping the future of commerce.? For a look at how Visa is navigating these changes, check out the interview here:?? https://lnkd.in/g4a-mmuK? ?? #TSGPayments #Visa #PaymentsInnovation #AcceptanceSolutions #Fintech #FutureOfPayments #DigitalPayments #GlobalCommerce

The world of payments is evolving rapidly, and in the latest TSG Executive Interview, Rob Cameron, Global Head of Acceptance Solutions at Visa, discusses how these changes are influencing the industry. He shares insights into Visa’s approach to addressing global payment acceptance challenges and the role of digital payments in shaping the future of commerce.? For a look at how Visa is navigating these changes, check out the interview here:?? https://lnkd.in/g4a-mmuK? ?? #TSGPayments #Visa #PaymentsInnovation #AcceptanceSolutions #Fintech #FutureOfPayments #DigitalPayments #GlobalCommerce