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?? Money Mistake #12: Not Having Disability Insurance Disability insurance is essential but often overlooked. It covers a portion of your income if you’re unable to work due to illness or injury. Check if your employer offers this coverage, and if not, consider adding it to your personal plan. Protecting your income now can help keep you financially stable in the future. #financialplanning #businessowner #buildingwealth #financialplanner #wealth #smallbusiness #genx #geny #buildingtowardswealth #henrys #abundantwealthprocess #stability #financialfulfillment #highearner #strategicfinancialplanning

MISCONCEPTION - my group disability insurance covers 60% of my income. REALITY - group disability insurance benefits are capped, as low as $3,000/month. That benefit is also generally taxable. Millions of working Americans face a growing problem: a lack of adequate disability insurance coverage. We can help. #disabilityinsuranceawarenessmonth #disabilityinsurance #planahead #kansascity #insurancepolicy

Did you know a short-term disability policy lets you increase the elimination period of your long-term disability policy? This can save you money on premium payments and give you needed financial support while you wait for your long-term disability insurance to kick in. #GetDisabilityInsurance #DIAM24 #ProducersXL

?? What if the unexpected happened? In financial planning, you want to prepare for life's uncertainties—like the potential of a disability event. In the scenario below without disability insurance, the clients experience a disability and ultimately run out of money before the plan’s end—a vulnerable and potentially devastating outcome. In contrast, the scenario with disability insurance shows that the client’s assets are protected. By the end of the plan, they have over $1 million in liquid assets remaining. This is the kind of long-term security that thoughtful planning and proper insurance can provide and Voyant makes it easy to demonstrate the value of this advice. #FinancialPlanning #DisabilityInsurance #FinancialAdvice #PlanForTheUnexpected #PeaceOfMind #Voyant

Life is unpredictable, but your income doesn't have to be. Disability insurance ensures that if an injury or illness keeps you from working, you’ll still have a financial safety net. So call us at 720-923-1500 to get covered today! https://lnkd.in/dS7uZUNS #SpotlightInsurance #Denver #DenverColorado #Colorado #ColoradoInsurance #DisabilityInsurance

May is Disability Month! Question to ponder. What is your greatest asset? House, car, bank account? Answer: It is your ability to work and earn a living! What would happen if you became disabled due to an accident or illness? How would you provide an income for yourself or your family? Disability insurance is the key! Let's start a discussion today! It's more affordable than you think.

While the disability coverage you have through work is a good start, it may not be enough to protect your income. Individual disability insurance can help fill the income replacement gap. #disabilityinsurance #incomeprotection #PrincipalFinancialNetworkMember

While the disability coverage you have through work is a good start, it may not be enough to protect your income. Individual disability insurance can help fill the income replacement gap. #disabilityinsurance #incomeprotection #Principal_employee

Did you know a short-term disability policy lets you increase the elimination period of your long-term disability policy? This can save you money on premium payments and give you needed financial support while you wait for your long-term disability insurance to kick in. #GetDisabilityInsurance #DIAM24

Whether you're a top-tier executive, a skilled surgeon, a seasoned IT professional, or a thriving entrepreneur, your income stream is vital to your lifestyle and future plans. But what happens if you're suddenly unable to work due to illness or injury? Without proper coverage, your financial security is definitely at risk. Individual disability insurance offers a safety net tailored to your specific needs and profession. It provides you with a steady stream of income if you're unable to work due to a covered disability, ensuring that you can maintain your standard of living and continue to support yourself and your loved ones. Don't wait until it's too late to protect your income and your future. Let's have a conversation about your unique circumstances and explore the best disability insurance options available to you. Together, with the help of amazing Reps like Chandler Chavez we can build a plan that gives you and you team the confidence to pursue your goals with peace of mind. #DisabilityInsurance #FinancialSecurity #HighEarners #ProtectYourIncome