IoniaPay的动态

In his recent conversation with the Payments Professor, Marshall Greenwald, our founder at Ionia, discussed how we’re proactively addressing the growing issue of fraud. With a 19% increase in e-commerce fraud rates just last month, it's clear that action needs to be taken at the front end of transactions—not after fraud has already occurred. Marshall explained our approach: investing in technology that verifies the ownership of the phone, the card, and the information at checkout in real-time, ensuring that fraud is caught before it becomes a costly issue for merchants. Want to hear more insights from Marshall? Listen to the full episode here: https://loom.ly/MJDlrIw #Payments #FraudPrevention #AI #Fintech #IoniaPay #InstantPayments

In his recent conversation with the Payments Professor "Kevin Olsen", Marshall Greenwald, our founder at Ionia, discussed how we’re proactively addressing the growing issue of fraud. With a 19% increase in e-commerce fraud rates just last month, it's clear that action needs to be taken at the front end of transactions—not after fraud has already occurred. Marshall explained our approach: investing in technology that verifies the ownership of the phone, the card, and the information at checkout in real-time, ensuring that fraud is caught before it becomes a costly issue for merchants. Want to hear more insights from Marshall? Listen to the full episode here: https://loom.ly/MJDlrIw #Payments #FraudPrevention #AI #Fintech #IoniaPay #InstantPayments

Adyen introduces Adyen Uplift, a payment solution that optimize transactions with AI #Adyen, the global #fintech platform trusted by leading enterprises, has unveiled Adyen Uplift, an AI-powered #payment optimization suite that revolutionizes how businesses manage #transactions. Founded in 2006 by Pieter Van Der Does and Arnout Schuijff, Adyen leverages over $1 trillion in payments data from its platform to help businesses enhance conversion rates, reduce fraud, and cut payment costs. The Adyen Uplift suite uses #AI to tackle the long-standing challenge of balancing conversion, fraud prevention, and cost. By analyzing global transaction data, the solution offers real-time, tailored recommendations, allowing businesses to test and optimize payment configurations. During its pilot phase with clients like Patagonia, Indeed, and Nord Security, Adyen Uplift demonstrated a potential uplift of up to 6% in payment conversion rates and cost savings of up to 5%, with some clients automating 86% of their fraud management processes. The announce on Adyen website in the first comment.

In an exclusive interview with FinTech Magazine at Money20/20, Mastercard's Chief AI and Data Officer Greg Ulrich revealed how the payments giant is revolutionising global finance through advanced AI infrastructure. Processing over 143 billion transactions annually, the company has implemented sophisticated AI-powered fraud detection systems that operate within milliseconds of live transactions. Ulrich emphasised their strategic approach to balancing batch and real-time processing across cloud and on-premise solutions, optimising for cost, energy consumption and latency. Looking ahead, Mastercard aims to leverage the convergence of open banking, consented data and AI to create a more robust financial services ecosystem. With their trusted data infrastructure network, they're positioned to enable seamless, personalised financial services that were previously unimaginable. #FinTech #AIinFinance #PaymentsTechnology

A transformation toward fast, secure payments is ushering in a new era of commerce. Here are six key trends shaping 2025 payments. 1. AI guards against fraud 2. Digital identity simplifies authentication 3. Real-time payments gain momentum globally. 4. A2A payments get streamlined. 5. Embedded finance proliferates. 6. Cross-border payments travel fast.

Interesting findings on the generational differences in preferred online payment methods from Sift’s latest report : Millennials & Gen Z prefer digital wallets over credit cards, possibly due to pandemic debt and a distrust of traditional financial institutions. These generations are also 48% more likely than Boomers & Gen X to choose digital wallets, over other types of payment types. Check out Sift’s newest report on the current state of payment fraud for more:?https://buff.ly/3PFn7iU #ConsumerInsights #ConsumerSurvey #NewReport #FraudTrends #AIPowered #GrowFearlessly #AI #fraudprevention #DigitalTrust #PaymentFraud #Payments #GenZ

Excited to see the latest research from TunicPay and OpiniumResearch revealing the growing demand for social media platforms and banks to share responsibility in combatting payment scams. Here's my prediction on this evolving landscape: - Collaboration between social media firms and banks will increase to enhance payment security and protect consumers. - Technologies like AI and biometrics will be leveraged to detect and prevent fraudulent transactions effectively. It's essential for both industries to work together and prioritize consumer protection in the digital age. Looking forward to seeing how this partnership evolves and benefits users going forward. For more insights on fintech trends, check out – The Fintech Times. Feel free to reach out via Telegram @poeticvoice for further discussions. #fintech #payments #technology #fraudprevention

2024 has been a year summarised by further innovation, from the rise of AI and related fraud, to stablecoins being more openly adopted for cross-border payments. Payment Expert reviewed the past year with Head of Worldline Discovery Hub David Daly FBCS, who also looked to next year and revealed some of his thoughts of where the industry is heading next. https://lnkd.in/dc75X2Kq

Everyone has a phone with a camera these days in their pockets and the payments industry is set to grow yet another form of payments in 2025. QR code payments or scan to pay system are projected to grow in 2025 with an estimated global spending to rise over $3 trillion by 2025. QR code payments will let consumers scan a QR code to pay their bills. The method is safe, convenient, secure, and you don’t need hardware or a website to implement.?From QR codes to palm payments, face authentication to AI fraud detection. The payments industry is in the forefront of technology advancements and we will continue to bring you the lates information and solutions to grow your business. Contact us today to learn more. ???kentuckypayments.com ???800-683-0269 #BusinessGrowth #NewYearGoals #SmallBusinessTips #EntrepreneurLife #MarketAnalysis #CashFlowManagement #BusinessAutomation #TeamDevelopment #MarketingStrategy #Ponypay #SuccessTips