Excited to share how SECURE Act 2.0 can add value for clients! Key benefits: ? Up to $16,500 in startup tax credits. ? Employer contribution credits up to $1,000 per employee. ? Mandatory auto-enrollment starting at 3%. ? Roth option for employer contributions. ? Student loan matching from 2024. ? Higher catch-up limits for ages 60-63. Let's leverage these opportunities for a secure financial future! ???? #SECUREAct2 #FinancialPlanning #Fiduciary #Retirement #ClientValue #401k Integrated Financial Partners Will Hackler Jason Grantz, QPA, QKC, QKA, AIFA Integrated Partners
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Learn how SECURE 2.0 creates incentives for employers to create better retirement plans for employees, such as the ability to include part-time employees, more flexible borrowing provisions, student loan matching and more. https://lnkd.in/gGcVVaWP.
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Learn how SECURE 2.0 creates incentives for employers to create better retirement plans for employees, such as the ability to include part-time employees, more flexible borrowing provisions, student loan matching and more. https://lnkd.in/epg7K6R4.
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Learn how SECURE 2.0 creates incentives for employers to create better retirement plans for employees, such as the ability to include part-time employees, more flexible borrowing provisions, student loan matching and more. https://lnkd.in/gWzi6WQ3.
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Learn how SECURE 2.0 creates incentives for employers to create better retirement plans for employees, such as the ability to include part-time employees, more flexible borrowing provisions, student loan matching and more. https://lnkd.in/ggKdNHyY.
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Congratulations, class of 2024! This major life milestone is one that allows you to look back on all you've accomplished while still facing forward toward your future, and nowhere is that more true than your finances. Careers are often bookended by two major financial commitments: student loans and saving for retirement. It's important to find a sustainable balance between paying debts and investing in your future. And, while the best time to start embarking on a new financial journey is yesterday, I encourage you all to start today to make the most long-term impact. Making the most of your employer 401(k) match, considering an income-driven repayment plan, and exploring the tax benefits of paying down your debts are a few tips for outsmarting debt and maximizing your savings. Check out more tips here: bit.ly/3WR1HnC #HelpingOtherPeopleExcel #Graduation #StudentLoans
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Learn how SECURE 2.0 creates incentives for employers to create better retirement plans for employees, such as the ability to include part-time employees, more flexible borrowing provisions, student loan matching and more. https://lnkd.in/ev8zq2ap.
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If you find yourself in a position, it’s possible to wonder why couldn’t you use your 401(k) to pay off your current debt - especially since it acts as a savings account for your future. While you can choose this option, there are a few details to keep in mind before making this potentially costly choice... Read more here on why: https://lnkd.in/eK-5tSqY #financialplanning #financialadvisor #401k #investment #wealthmanagement
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In the fast-paced world of finance, the cost of procrastination is too high. ? ?? Missed investment opportunities: By delaying #financialplanning, you may miss out on valuable #investmentopportunities that could have grown your wealth over time. Every day counts when it comes to building a solid #financialportfolio. ?? Increased debt: #Procrastination often leads to increased debt. Without a clear plan in place, it's easy to #overspend and accumulate debt, which can be difficult to manage in the long run. ?? Insufficient savings for future goals: Whether it's saving for #retirement, buying a home, or funding your children's #education, delaying #financialplanning can leave you with insufficient savings to achieve your future goals. The sooner you start, the better positioned you'll be to achieve #financialsuccess and security in the years to come. ?? Have questions? Reach out to create a financial plan that aligns with your #goals and aspirations. ?? #FinancialPlanning #InvestmentOpportunities #DebtManagement #SavingsGoals #FutureFinancialSuccess
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If you find yourself in a position, it’s possible to wonder why couldn’t you use your 401(k) to pay off your current debt - especially since it acts as a savings account for your future. While you can choose this option, there are a few details to keep in mind before making this potentially costly choice... Read more here on why: https://lnkd.in/ecahcQ-m #financialplanning #financialadvisor #401k #investment #wealthmanagement
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With SECURE 2.0, employees have more tools to save for retirement. This article highlights key updates, like student loan matching and changes to required minimum distributions, that will impact savings strategies moving forward. Let’s discuss how to leverage these provisions to support your business and your employees’ financial futures. #SECURE2 #PlanDesign
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