IBC Global的动态

What's the difference between Non-Direct Recognition and Direct Recognition? A Non-Direct Recognition policy does NOT recognize when a policyholder takes a loan and won't adjust the dividend credited to borrowed funds. A Direct Recognition policy DOES recognize when a policyholder takes a loan and will adjust the dividend credited to borrowed funds. #InsuranceBusinessConcepts #Finance #IBC #LifeInsurance

A Non-Direct Recognition policy does NOT recognize when a policyholder takes a loan and won't adjust the dividend credited to borrowed funds. A Direct Recognition policy DOES recognize when a policyholder takes a loan and will adjust the dividend credited to borrowed funds. #InsuranceBusinessConcepts #Finance #IBC #LifeInsurance

A Non-Direct Recognition policy does NOT recognize when a policyholder takes a loan and won't adjust the dividend credited to borrowed funds. A Direct Recognition policy DOES recognize when a policyholder takes a loan and will adjust the dividend credited to borrowed funds. #InsuranceBusinessConcepts #Finance #IBC #LifeInsurance

***The clock is ticking*** There are just two days remaining to take part in our two new 1-year and 2-year fixed-rate Member Bonds, with great interest rates. Remember, you'll also be helping WS&L as a not-for-profit credit union to raise ￡250,000 to meet increasing demand for our ethical, competitive, affordable loans. Savings are covered by the Financial Services Compensation Scheme (FSCS -?https://www.fscs.org.uk). This means that no matter what happens, your savings are guaranteed up to the value of ￡85,000. For full T&Cs and to apply, go to?https://lnkd.in/erwnFNRm. #newbondissue?#fixedtermsavings?#creditunions?See less

?? Deposit interest rates are dropping – but that doesn't mean your savings should! Now’s the perfect time to lock in your savings and keep your money working for you! ?? ?? Secure your savings today and earn a guaranteed 3.5% return with our 30-month Fixed Term Deposit Account. Contact us today to talk about how you can make the most of your savings. ?? Find out more ?? https://lnkd.in/ez9xYSr8 #ad #Savings #FixedTermDeposit #InterestRates #SmartSaving #FinancialFreedom #NotForProfit

FAQ of the week: What other methods of down payment are accepted? ???? Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment, you can use that with our programs. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. We also accept trades and we have an option for you to do Work for Equity. Let’s get started on your Path to Home Ownership?! ?? ?? 860-505-8461 Or ???? Use the free application with the link below in comments #mondaymotivation #pathtoownership #coliseumco #fyp #cahp #foryou #eXp #globalinvestoragent #fypviral #MWR #keystohomeownership #ownahomenow #neverpayrentagain

Direct public floats of Debt papers like NCDs have become rare. Companies are raising money by issuing NCDs on private placement, sometimes at crazy rates. There is an urgent need of Direct public float of NCDs with face value of Rs. 1000 or 10000 by large corporates. This will not only help reduce the cost of funding, but will also deepen the retail debt market. Most of the merchant bankers are also associated with outfits, who manage funds. They are interested in private placements for parking of Funds under management in an easy way bypassing the interest of the public and issuer itself.

SBLOC…what is it? An SBLOC uses your non-qualified investments as collateral to back a revolving line of credit. This means you can choose how much to borrow and pay back without having set payments over a defined period.

Paying off debt can feel overwhelming, and it can be even more challenging to navigate all the options available and choose the best approach. Our partners at Greenpath Financial Wellness have put together this workshop to discuss a variety of payoff options, identify key differences, and weigh the pros and cons of each. Check it out here:https://bit.ly/4f3dxkI

Non-funded income is the money a bank earns from services it provides, rather than from lending out money. This can include fees from: ? Transactions ? Account maintenance ? ATM withdrawals ? Advisory services. Essentially, it's income that doesn't come from giving out loans, but from other services that the bank offers. Non-funded income helps banks diversify their revenue sources. This is especially important when interest rates are low, as banks may earn less from loans. This income also plays an important role in a bank's overall profitability, helping to offset any losses from reduced interest income especially during economic downturns or financial crises.