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Since 1996, the divorce rate for couples over 50 has doubled and tripled for those over 65.? This is referred to as “Gray Divorce,” and it’s just one of the unique challenges women can face planning for retirement.?? Other factors that can affect women’s ability to plan for retirement include: ??Time off for caregiving ??Lower wages compounded over a 40+ year career ??Lack of awareness around financial topics and strategies ??Longer life expectancy These challenges create a massive opportunity for financial professionals to support women in reaching their retirement goals. IMOs, financial institutions, and financial professionals: Connect with your team to bring this information — and more — to your clients.

Grey divorce is on the rise, and it's hitting retirees hard, especially women. Dive into the financial and emotional toll with insights from this eye-opening article. From shattered retirement plans to tough choices about the house, discover the challenges faced by older couples parting ways. Are there better solutions than divorce? Find out more in this must-read piece. #retirement https://ow.ly/Ts0250QCf1v

?? Financial Moves for the Recently Divorced ?? Navigating life after a divorce can be challenging, especially when it comes to managing your finances. Here are some key steps to help you regain control and build a secure financial future: * Update Budget: Reassess your income and expenses to align with your new situation. * Re-evaluate Goals: Adjust your financial goals to reflect your current priorities and aspirations. * Prioritize Savings: Make saving a priority to build a solid financial foundation. * Evaluate Retirement: Review your retirement plans and make necessary adjustments. * Think About Social Security: Understand how your divorce impacts your Social Security benefits. * Review Beneficiaries: Ensure your beneficiary designations are up-to-date on all accounts and policies. ?? For personalized guidance, reach out to Lindsay Strange, CFP?, AAMS? at Shiloh Private Wealth. Together, we can create a plan to help you thrive post-divorce. ?? 903-508-5727 ?? [email protected] #FinancialPlanning #DivorceSupport #FinancialFreedom #ShilohPrivateWealth

Divorce and the New Three-Pot System: Another Risk To Manage It’s important for everyone to understand how the new “three-pot” (or “two-pot” as it’s often called) retirement system will affect our retirement plans and savings. And for those unlucky enough to be facing the spectre of divorce, a natural question will be “how will this new system affect my financial settlement?” We’ll address that question with reference to each of the various marital regimes, before ending off with a warning about managing a new risk – covert depletion of the “savings pot”. Read more https://buff.ly/3AJ1LwJ

Divorce and the New Three-Pot System: Another Risk To Manage It’s important for everyone to understand how the new “three-pot” (or “two-pot” as it’s often called) retirement system will affect our retirement plans and savings. And for those unlucky enough to be facing the spectre of divorce, a natural question will be “how will this new system affect my financial settlement?” We’ll address that question with reference to each of the various marital regimes, before ending off with a warning about managing a new risk – covert depletion of the “savings pot”. READ MORE: https://buff.ly/3AEYHS9

Divorce and the New Three-Pot System: Another Risk To Manage It’s important for everyone to understand how the new “three-pot” (or “two-pot” as it’s often called) retirement system will affect our retirement plans and savings. And for those unlucky enough to be facing the spectre of divorce, a natural question will be “how will this new system affect my financial settlement?” We’ll address that question with reference to each of the various marital regimes, before ending off with a warning about managing a new risk – covert depletion of the “savings pot”. READ MORE https://buff.ly/3Z5yl5R

Embarking on retirement alone, either by choice or due to unforeseen circumstances such as the loss of a partner or divorce, presents a unique set of challenges and considerations. With the rise in divorce rates among those aged 50 and older, and the reality that over a quarter of individuals over 60 live solo – a figure that climbs significantly for women as they age – preparing for a solo retirement is more relevant than ever. https://hubs.li/Q02rSTfq0

“?????????????? ???? ?????? ?????? ?????????? ?????????????? ???????? ?????????????? ???????????????????? ???? ????????.” (???????? ?????? ??????????) How will the new “Three-Pot Retirement System” (often referred to as a “Two-Pot System”) affect financial arrangements on divorce? Retirement savings can amount to a significant portion of a marriage’s assets, so it’s important to understand the implications of the new system (click on the link below to read the full article) ?? #newpost #knowthefacts #RetirementPlanning #retirementsavings #legaladvice #lawfirm #litigation #durban #southafrica #evhincattorneys www.evhinc.co.za

Life throws curveballs, and sometimes your family structure changes. Divorce, remarriage, or new additions can leave your estate plan outdated. Here's why it matters: Imagine your trust leaving assets to your children, but your retirement account beneficiary is an ex-spouse. This could lead to a situation where your new family misses out. Don't let confusion cloud your wishes! Here are some things to consider: - Review and update beneficiary designations. - Ensure your trust reflects your current family dynamic. - Consider solutions like A/B trusts for blended families. By taking these steps, you can ensure your loved ones are taken care of, no matter what life throws their way. #blendedfamilies #estateplanning #trusts

Grey divorce is on the rise, and it's hitting retirees hard, especially women. Dive into the financial and emotional toll with insights from this eye-opening article. From shattered retirement plans to tough choices about the house, discover the challenges faced by older couples parting ways. Are there better solutions than divorce? Find out more in this must-read piece. #retirement https://ow.ly/Ts0250QCf1v