Greater Spokane Valley Chamber of Commerce的动态

Are your insurance rates going up? With Business Health Trust, you can get access to affordable health plans for your small or mid-sized company without compromising on value. Whether you have two employees or more than 100, Business Health Trust can help you create a benefits program that attracts talent and keeps your employees healthy and productive – at a budget you can afford. Before you renew this year, be sure to benchmark your benefits with BHT – and learn how purchasing your benefits package through an Association Health Plan can benefit you. Email [email protected] to learn more and get a free quote.

The Assured Partners Team is here to help if you have questions around ICHRAs! #PowerThroughPartnership

ICHRA: An?Individual Coverage Health Reimbursement Arrangement (ICHRA)?is a fairly new type of?health reimbursement arrangement?in which employers of any size can reimburse employees for some or all of the premiums the employees pay for health insurance they purchase on their own.?Questions? We're here to help! #PowerThroughPartnership

As healthcare costs continue to rise faster than general inflation, employers are exploring different ways to provide health benefits to their employees. Individual Coverage Health Reimbursement Arrangements (#ICHRAs) are a relatively new type of health reimbursement arrangement that allows employers to reimburse their employees for some or all of the premiums they pay for health insurance they have purchased independently. Read our latest blog to learn more about ICHRAs and how this approach compares to self-funding. https://ow.ly/JIZR50Tuifc

All insurance and employee health benefits plans offer different coverage. ?? Did you know, if your insurance does not cover the natural health treatment you find effective, you can request that your plan provider include coverage. You can even use our coverage request letter templates for NHPC-recognized treatments, such as reflexology. Learn more here: https://lnkd.in/g_kmZ2sX #HealthBenefits #MassageTherapy #Reflexology #NaturalHealth #HealthInsurance

? Is your business struggling with rising healthcare costs? Our latest blog dives deep into how a group captive can revolutionize your approach to employee health benefits. ?? Traditional health insurance plans are becoming increasingly unaffordable for SMBs, with premiums rising by 7% in 2023 and medication prices up by 15.2%. ?? A group captive health plan, part of a self-funding strategy, offers a viable alternative. By pooling together with other businesses, you can gain better-quality coverage at lower prices. The Roundstone Captive provides control over plan design, significant cost savings, and the return of unused premiums. Discover how you can save money while providing better care to your employees - Read the full blog here: https://lnkd.in/edTYWFPp

Did you know that health insurance as a percentage of salary varies by region and plan type — with employees in the West paying the lowest, and employees in the Midwest paying the highest? ? How do your state's health benefits stack up against other regions? ? Segal's 2024 State Employee Health Benefits Study has the answer. It gives you the latest data on contribution ratios, deductibles, out-of-pocket maximums and more for the least and most expensive plan options offered by each state. ? Get the study and see how your #benefits measure up. Our new online tool makes it easy to compare your plan to those of your peers: https://lnkd.in/ejW_yesQ ? #publicsector #employees #healthcare #healthplans

"Attention business owners! Want to cut your company's insurance costs by 40%? Introducing the ICHRA (Individual Coverage Health Reimbursement Arrangement) - a game-changer in employee benefits. With ICHRA, you can provide personalized health coverage to your team while saving big on premiums. Learn how to slash insurance expenses and boost employee satisfaction today! #ICHRA #EmployeeBenefits #InsuranceSavings"

We did some street interviews recently for content and asked people about healthcare. We would ask something like: "Who is responsible for your health?" The unanimous answer was "me, I am". Next question: "Who should be responsible for the cost of your healthcare?" This got a host of different answers, and a lot of paths led to the government. If you are responsible for your health, then that means you are responsible for the consequences of poor health decisions. Am I crazy? Is that not clear logic? I understand that some healthcare can seem a bit out of control and there is conversation to be had around extreme scenarios. Still, the truth is that health insurance and healthcare in general profits by having the general public believe that the cost of healthcare is unknowable and furthermore unmanageable. The world progresses when individuals are responsible and accountable for their own decisions. I admit that health is incredibly nuanced and the unexpected is always lurking, but the path we have taken doesn't lessen that issue - it has only exploited it.