Global Payments Inc.的动态

Are you doing business in Europe? If so, do you know how your customers prefer to pay? That’s one of the questions we ask all our merchants. Because many websites still offer just cards and PayPal at their checkout. And that’s not how you convert potential customers into payers. Here’s the article about European payment trends and customer preferences that can help you change the situation ?? https://lnkd.in/ezwGUMuq #paymentsolutions? #paymentprocessing #paymentgateway #payop #paymenttrends

The constantly evolving payments landscape presents endless challenges, but also opportunities for businesses that maintain focus on customer preferences and expectations, and where they’re heading. Thanks to?RetailBiz?for publishing my thoughts on?PayPal's new research and payment trends that businesses should keep an eye on. #payments #ecommerce #technology #business #strategy https://lnkd.in/gCvkJy3z

Following on from our recent Total Economic Impact of PayPal Checkout webinar, in conjunction with Forrester, you can now read the full Forrester report. Find out why Large Enterprises are choosing PayPal Checkout to move the needle including increased payment trust and security, a convenient and often improved checkout experience, and expanded reach by catering to an international consumer base. https://lnkd.in/ew9ygqCX #Fintech #DigitalInnovation #CustomerExperience #PaymentProcessing

?? If you look at Linkedin posts of yesteryears, you'll always see a post about "what an exciting time in the payments". TBH payments is always exciting, the industry is changing faster than a politician changes their mind.... Let's hope Peter Dutton changes his mind quickly ?? ? Where was I.... Oh yeah, payments and the world of infinite change. Having been in payments for longer than I was at high school, I thought I knew a lot about payments. Well... this dawg has learned a new trick thanks to the payment's legend Matthew Dingess. Did you know that Click to Pay is poised for a big breakthrough? ?? Initially slow ?? to catch on due to the lack of cards enrolled in the program (weird someone thought it was a good idea for cards to opt in), this innovative payment method is now set to revolutionise online payments. Mass card enrolment by the issuers will remove the biggest barrier to use ?? now card holders won't have to opt in! Let's take a closer look at Click to Pay ?? ?? Click to Pay: Originally introduced to streamline online payments, Click to Pay offers a seamless, secure checkout experience across various merchants and platforms. Its evolution has been marked by enhanced security features and improved user interfaces, making it a game-changer in the digital payment landscape. ? Jargon aside, it's a wallet that allows you to pay in one click without having to enter card details (insert oh Google and Apple Pay do that already). Like a mid-morning infomercial "but wait there's more".... ?? The Turning Point: However, the tide is turning on adoption! With increasing awareness of the benefits—such as enhanced security, convenience, and consistent user experience—Click to Pay is gaining momentum. Major players in the financial industry are aligning forces to standardise and promote its usage, ensuring a smoother transition for both consumers and businesses alike. ?? Why Now? Vs the other wallets, Click to Pay offers a strong advantage of reducing friction at the checkout... drumroll please ?? Shipping Details populated at the checkout (yes PayPal Checkout can do this but that's different). ? Unlike Google and Apple Pay, Click to Pay populates the consumers delivery ?? address (the address linked to the card), making it faster and easier guest checkout experience. ? Pretty cool if you ask me! ? #DigitalPayments #ClickToPay #OnlineShopping #FutureOfFinance #SecureTransactionshas context menu https://lnkd.in/gi_Q9EM6

Open banking, Real-Time Payments (RTP), and FedNow offer a significant advantage for both consumers and merchants. They enable faster settlement times, potentially reducing fees for both parties. Additionally, open banking fosters a more level playing field for merchants of all sizes by promoting greater transparency and potentially reducing reliance on traditional processing partners.

?? Excited to share the latest from Klarna! My team has been hard at work leading the transition to combine Sofortüberweisung with Klarna Payments, and the results are in, showing that making a great product even better can be rewarding. By moving Sofortüberweisung to the Klarna Payments API, we are not only offering consumers and merchants the best of both worlds, but we have also migrated the product onto our powerful Open Banking platform, which is already powering Klarna use cases like underwriting and personal finance worldwide. This integration not only reduces complexity for merchants but also delivers unmatched benefits and a superior consumer experience overall. ??Improved Security: Enjoy smoother authentication experiences through the Klarna app while maintaining control over your checkout process. No more hassles with non-SDK integrated native apps or clunky desktop redirects ?? ???Enhanced Purchase Protections: Benefit from buyer’s protection on applicable purchases, giving you peace of mind with every transaction. ?Smoother Payments: Consumers can now enjoy a faster and simpler purchasing experience. Stay tuned for more exciting updates in the Klarna Pay Now space – we have some fantastic things in the pipeline! ?? #Klarna #Sofort #OpenBanking #FinTech

40% of businesses in the US say that failed payments directly harm their profits and 67% of merchants struggle to win back customers after a payment is declined. In the ever-evolving world of eCommerce and retail transactions, facing an unclear error message during the payment process can prove to be a frustrating experience for both customers and merchants. ‘Do Not Honour’ or ‘error code 05’ are the most common responses when a credit or debit card is declined. Discover all you need to know about ’Do Not Honour’ codes and why they occur in our latest blog: https://bit.ly/4dkQxx5 #paymentprocessing #riskmanagement #paymentsolutions #eCommerce

You don’t have to take our word for it?– Forrester’s research highlights Checkout.com’s digital focus and the standout performance our merchants achieve.? Take a look at the full report here to see how we deliver 5-out-of-5 payments performance. #WhereTheWorldChecksOut

Klarna's new Pay-by-bank is going to be interesting to watch. World largest BNPL company is taking on the Visa / Mastercard duopoly. Hardest part about Pay-by-bank is (1) merchant adoptance (2) consumer incentives (ie rewards). Interesting thing about Klarna...they've already solved for both at reasonable scale. (1) 500,000 Merchants use Klarna (2) Klarna can offer rewards to the ~150 million consumers using their products which are merchant funded (in fact many merchants already subsidize BNPL, so this is simply repackaging existing practices) Added bonus -- the newly inked bank accounts can help Klarna w/ underwriting. Visa and Mastercard have incredible network effects. They aren't going anywhere soon, but if anyone can given them a run for their money in certain categories (like large ticket consumer items), it is BNPL providers like Klarna and Affirm by leveraging their massive merchant and consumer footprints.

?? Awesome news from Klarna! We're combining Sofortüberweisung with Klarna Payments to bring customers and merchants the best of both worlds! Marrying the familiar Sofort process with Klarna's smoother, more secure payment experience and global reach. ?? A decade after Klarna acquired Sofort, it's clear our consumers appreciate both - with a large number of customers using both Klarna and Sofort. By combining the two products, customers can keep track of Sofort payments in the Klarna app and enjoy a smoother, more secure payment experience without entering your bank details each time?? The integration has led to a 5% increase in conversion rates. ?? So, ready to experience the best of both worlds?