FHN Financial的动态

The Fed recently reduced interest rates by a quarter percentage point, but what does this mean for consumers and potential homebuyers? Our chief investment officer and chief operating officer Adam Reinert, CFA, CFP? shares his perspective on rate trends and mortgage impacts: “Barring unexpected developments in the economy, it seems unlikely interest rates will return to the historically low levels of the 2010s and COVID era,” Adam said. “While this indicates an economy on firmer footing, it may be disappointing for consumers hoping for significant relief on mortgage rates.” Rather than trying to time short-term rate changes, Adam advises focusing on a home that fits your budget, with the option to refinance if rates continue to decrease in the future. Read more in The Wall Street Journal’s Buy Side. https://lnkd.in/gVBgpHZ4

This week's mortgage market recap explores the impact a President can have on mortgage rates and the key factors influencing them. Understanding the dynamics behind mortgage rates is crucial for making informed decisions in the housing market. #MortgageRates #MarketInsights #Realestate

Despite demands, mortgage rates remain elevated. Click below and subscribe for the latest on current mortgage rates, news, and more!

It was a rather uneventful week for mortgage rates, with minimal fluctuations as the average lender remained consistent with the previous week's figures. This stability was somewhat expected, given the limited availability of significant economic reports that typically drive rate movements based on bond performance. Looking ahead to the upcoming week, a busier schedule awaits, featuring essential reports alongside the Federal Reserve's rate announcement on Wednesday. While no rate cuts are anticipated at this meeting, the subsequent press conference could still influence rate trends. Apart from economic indicators, other factors impact rates, including recent remarks from President Trump advocating for immediate rate reductions. However, it's important to note that while a president's statements can indirectly affect rates through economic and governmental shifts, direct influence is limited. In essence, governmental actions and economic changes play a pivotal role in rate adjustments. For example, policies boosting economic growth can elevate rates, particularly if they lead to increased Treasury issuances to support government expenditures. Conversely, effective spending cuts offsetting revenue decreases could reduce Treasury issuances, potentially lowering rates. #Mortgage #InterestRates #Treasury #Economy

Here is an interesting article on how much influence the president has on mortgage rates. What are your predictions for interest rates in 2025?

Good morning. In what many are calling the most remarkable political comeback in history, Donald Trump has been elected as the 47th President of the United States. The GOP will also control the Senate and will likely take control of the House as well. Markets are trading decidedly Risk-on, with American stock markets currently up ~ 3%; the DOW is up a whopping1,400 points. Our base case here is to anticipate a continuation of the 2017 tax cuts and a major push to lower corporate tax rates in early 2025. We will likely see efforts to reduce immigration and increase tariffs for certain products on China, Mexico, Canada, and the EU. Bond market flows are countering those of the equity markets and interest rates have pushed much higher since the race was called at 3am ET. The 10yr is all the way up to 4.45 – mortgages are getting pounded here.. Much more to unpack over the next several weeks.

THINGS TO BE AWARE OF WHEN APPLYING FOR A MORTGAGE! ??561-508-0914 or Click?? bit.ly/3S9VQp7 for your real estate needs! #Realtor #RealtorFL #RealEstateFL #RealEstateAgentFL #FloridaRealtor

After sustaining a 23-year high for over a year, the Federal Reserve has elected to slash the federal funds target rate by half a point, dropping from a range of 5.25%-5.50% to 4.75%-5%. Here's a quick guide to that decision and what it means for you.

After sustaining a 23-year high for over a year, the Federal Reserve has elected to slash the federal funds target rate by half a point, dropping from a range of 5.25%-5.50% to 4.75%-5%. Here's a quick guide to that decision and what it means for you.

After sustaining a 23-year high for over a year, the Federal Reserve has elected to slash the federal funds target rate by half a point, dropping from a range of 5.25%-5.50% to 4.75%-5%. Here's a quick guide to that decision and what it means for you.