EBANX的动态

Beyond Borders 2025 is out, and one of the biggest insights really caught my attention: ?? Pix is set to surpass credit cards as the most widely used payment method for e-commerce in Brazil by 2025. Just a year ago, projections placed this shift beyond 2026—but Pix's acceleration has been so intense that it’s happening even sooner. The way Brazilians pay online is transforming faster than expected, and this is just one of the many trends shaping digital commerce in rising markets. I’m excited to share this new edition of Beyond Borders, packed with insights on payments, consumer behavior, and the future of e-commerce in the region. Want to explore this and other key trends shaping payments and digital commerce across rising markets? Download Beyond Borders 2025 now! #beyondborders2025 #payments #pix #digitalcommerce #ebanx

EBANX's Beyond Borders study is out! This is a comprehensive study on the biggest trends in payments in emerging markets. ?? One of the main highlights of this edition is how alternative and instant payments are growing in the B2B digital market. In Latin America, for instance, they are more widespread than credit cards among the general public, but there is something more: they also have lower costs, high uptake, and lower settlement times than the global average. In Brazil, Pix, the country's instant payment system, is a great success story. Pix is already used in 51% of B2B online purchases, as it streamlines reconciliation and reduces manual intervention while improving cash flow for both parties. There are other examples, such as in Colombia, with digital wallets, or in Argentina, with Debin, the country's instant system. The fact is that alternative payments are beginning to gain traction in B2B digital commerce, just as they did a few years ago in the P2B sector. Check out the full study to explore the latest insights on B2B payments in Latin America, Africa, and India:??https://hubs.ly/Q0344TY40 #EBANXBeyondBorders #payments #emergingmarkets

As part of our country series, we have deep-dived into the Latin American payments and ecommerce spaces, with the latest article from Luca Nacucchio, Senior Research Analyst at?Payments and Commerce Market Intelligence (PCMI) analysing the #2024 landscape in Argentina. ?? https://lnkd.in/dE4s3b8Y The editorial details several relevant aspects, namely: ? Key trends of the Argentine #payments industry – the impact of inflation on payment behaviours, the growth of digital wallets, instant payments, and government initiatives for financial inclusion; ? #Argentina’s payments technology stack – with a focus on real-time payments, Buy Now, Pay Later (#BNPL), digital wallets and mobile payments, and interoperable QR codes; ? Payments technology main players in Argentina; ? #Ecommerce overview for Argentina; ? Cross-border payments; ? Regulatory initiatives; ?? ?'While challenges remain, particularly regarding #economic stability and #infrastructure, the opportunities for growth and innovation are significant.' Read The Paypers to find out more about how Argentina's ecommerce and payments industries are evolving ?? https://lnkd.in/dE4s3b8Y #paytech #fintech #OpenBanking?#accounttoaccountpayment #merchants #A2Apayments #crossborderpayments #regulation #inflation #RTP #SMEs #digitalwallet #onlineshopping #QRcode #realtimepayments #GDP #BNPL #crossborderecommerce #mobilepayments?#instalmenta #POS #ThePaypers

Hot off the press, and a great read! ?????? Today EBANX launched the new edition of Beyond Borders, our annual study that looks at the biggest payment trends in emerging markets and how people and businesses are engaging through payments. One of the biggest highlights is how, across Latin America, Africa, and Asia, P2P-born payments deeply ingrained in daily life (such as Pix in Brazil or UPI in India), are driving the growth of digital commerce and challenging traditional payment methods. The same goes for the B2B sector: financial and digital inclusion driven by payments is not exclusive to people, but also benefits businesses and strengthens B2B digital commerce. Available via the QR Code below or at?https://hubs.ly/Q0344TY40. Check it out!! #EBANXBeyondBorders #payments #emergingmarkets #TamoJunto

Yesterday another European Women Payments Network (EWPN) meetup of #payments #femtech and male supporting crew Betaalvereniging Nederland (Dutch Payments Association) - thank you Gijs Boudewijn. Good panel session on #b2bpayments with Worldpay, PayPal, Mastercard and ING Nederland. Interesting how the champions of user experience and speed enter the more complex b2b space. And how banks now have the opportunity to go from mere payment (type... why does anyone want to know which rail your payment runs on?) to full 'best route transaction'. Always the optimist and passionate lover of the b2b space, the PSPs can do so much for the SMEs and banks can really move towards a full circle service offering rather than siloed products. Sure we can moan about the pace of change, but do clients always move so much faster??? Banks, brace yourself and claw back the client, embed services around invoicing, receivables, liquidity, cash forecasting and forex in your 'channel' - read: relationship. PSPs can offer a lot of instant insight in payments and receivables by going swiftly deeper with data driven dashboard for the SME, who - by the way- are not a 'segment', but the backbone of our economy. Investment money is focused on the b2b space, find your niche and go for it! And always remember, the Dutch - very happy, satisfied market - is one of the hardest to crack with innovation, efficiency is beating you to it. And as such therefore a great testbed for those who dare. Thank you Ceren Danis, Saskia van Loon, Heval Delikta?, Tanya Pineault, Silvia Mensdorff-Pouilly and team European Women Payments Network (EWPN)

Historically, countries in the Middle East have clenched to cash payments. However, digital payments are increasingly becoming more commonplace. Thanks to the growth of fintechs, spurred on by a favorable regulatory environment throughout the region, cashless transactions are all set to become the norm. One of the reasons for the switch to digital payments is the growth of the region’s e-commerce sector. Deloitte estimates the e-commerce sector in the Middle East will reach a market volume of $50 billion by 2025. Read more: https://lnkd.in/drkXatjA #DigitalPayments #Finance #Cash #Fintech #Technology #Digitalization

Bank Transfer by Worldline, powered by Worldline’s Account-to-Account Payments solution, is now available in Benelux ?????? ? Ideal for businesses managing invoices or high-value transactions in specialty retail, the public sector, and B2B payments, our solution enables merchants to offer a seamless and secure payment experience that traditional methods typically cannot accommodate in such scenarios.?With access to approximately 300 million eligible customers, Bank Transfer by Worldline will be available in 14 countries by the end of 2024. Now, it's fully integrated into the online payment solutions and pay-by-link services of around 500 existing Worldline merchants. ? Read more about it here: https://lnkd.in/eqauKR2e ? #BankTransfer #Fintech #PaymentsInnovation #BusinessSolutions #MerchantServices

BEYOND BORDERS 2025 is here ?? If you're in payments, you need to check this out! The world of payments in emerging markets is evolving fast, and alternative payment methods like Pix, UPI, and Mobile Money are leading the way. These innovations are opening up huge opportunities for businesses to reach new, untapped customers. In our latest report, we dive into the trends and strategies that are shaping the future of digital commerce. It’s packed with data, insights, and predictions to help businesses stay ahead of the curve. Super proud to share this massive effort by our team at EBANX—we’ve put in the work to bring you a clear picture of how fast payments are changing in emerging markets. You don’t want to miss this! Grab the full study here: ?? https://hubs.ly/Q0344TY40 #EBANX #payments #emergingmarkets #digitalcommerce

EBANX's new Beyond Borders is out!This is one of the most data-driven studies in the market on payments and emerging economies. Beyond Borders brings together in-depth analysis from top industry experts, real success stories, and lots of graphics that illustrate the innovation and impact on the digital economy driven by payments.Such is the case with P2P-born payments, which have pushed payment interoperability, promoting a more open and fast money movement, and are now gaining traction in P2B transactions. Indian UPI and Brazilian Pix exemplify the shift toward P2B payments, accounting for a 55% and 40% share of online sales volume, respectively.To learn more about what is one of the biggest trends in payments over the next few years, visit Beyond Borders (for free) via the QR Code or the link:??https://hubs.ly/Q0344TY40 #EBANXBeyondBorders #payments #emergingmarkets

Bank Transfer by Worldline, powered by Worldline’s Account-to-Account Payments solution, is now available in Benelux ? Ideal for businesses managing invoices or high-value transactions in specialty retail, the public sector, and B2B payments, our solution enables merchants to offer a seamless and secure payment experience that traditional methods typically cannot accommodate in such scenarios.?With access to approximately 300 million eligible customers, Bank Transfer by Worldline will be available in 14 countries by the end of 2024. Now, it's fully integrated into the online payment solutions and pay-by-link services of around 500 existing Worldline merchants. Read more about it here: https://lnkd.in/e9dJqU6X #BankTransfer #Fintech #PaymentsInnovation #BusinessSolutions #MerchantServices