?????????????? ?????????????? -??????????? ??, ???????? This week saw a lot of market ups and downs, largely driven by concerns over new tariffs and economic data. The 10-year Treasury yield fluctuated, starting the week at ??.??????%, dropping as low as ??.??????% on Tuesday, and opening Friday at ??.??????%. ?????? ????????????????????: ?????????????? & ?????????????????? ????????????????: New tariffs on imports from Canada, Mexico, and China raised worries about rising costs for consumers and businesses. ?????? ????????????: Hiring slowed, with private companies adding fewer jobs than expected (77,000 vs. 148,000 forecast). However, unemployment claims dropped, suggesting some resilience in the labor market. ???????????????? ????????: Factory activity slightly declined, and construction spending fell. The U.S. trade deficit hit a record high as imports surged before tariffs took effect. ?????????????? ?????????????? ??????????: The Fed is closely monitoring inflation and job data to determine future interest rate moves. ?????????????? ??????????: Next week’s inflation reports (CPI on Wednesday, PPI on Thursday) will be critical in shaping expectations for interest rates. While the economy remains strong, concerns over inflation and trade policies continue to create uncertainty.? ? ????????????????: Mortgage rates in the US fell for a seventh straight week, posting the biggest weekly drop since the middle of September. The average for 30-year loans was 6.63%, down from 6.76% last week, Freddie Mac said in a statement Thursday The US Department of Housing and Urban Development plans to close dozens of field offices across the US, leaving most states without sites or staff to underwrite mortgages Real estate investors bought fewer homes in the fourth quarter of 2024, with purchases falling to the lowest level for any fourth quarter since 2016, according to a new report from Redfin. #weeklyupdate
