CIC Wealth的动态

The average worker changes jobs 12 times in their career, yet our 401(k) system hasn't evolved since 1978. 1. Job mobility is at an all-time high 2. 401(k)s are still employer-linked 3. This creates a disconnect for many What this means? → Increased complexity in fund transfers → Rising concerns about lost accounts → Growing demand for portable benefits The solution? A more flexible, user-centric approach to 401k administration. What features would your ideal "modern 401(k)" include? #FinancialPlanning #WorkforceTrends #RetirementSavings #EmployeeBenefits https://lnkd.in/gnUAqPdH

It’s National 401(k) Day! ?? Is your company’s 401(k) plan setting your team up for success? At Certified Benefits Corp, we help businesses like yours offer tailored retirement solutions that attract and retain top talent. ?? Here are 3 ways to enhance your company’s 401(k) plan: 1?? Emphasize employer matching: Encourage participation and show your employees you’re invested in their future. 2?? Provide education and support: Help your team better understand their investment options. 3?? Review and optimize the plan: Ensure it’s competitive and aligned with your business goals. Reach out today to learn more about how we can help! ??

Is it time for your company to think beyond the 401k? Enhancing your company’s 401(k) with a non-qualified plan can showcase a forward-thinking approach to employee benefits that may help your organization attract and retain key employees. Director of Retirement Plan Solutions James Rosselle, QKA, QPA, CPFA, explains more and shares examples of plans that have been right for different employers. Read more in our latest edition of Invested Magazine. https://lnkd.in/eFfEv5BC

???????????????? ?????????????? ???????? ??????(??)?? Is your business looking to attract and retain top talent? Offering a robust 401(k) plan is a key benefit that can set you apart. We specialize in helping businesses set up and manage 401(k) plans that meet the needs of both your company and your employees. ?????? ????? 1?? ???????????????????? ???????? We design 401(k) plans tailored to your business's unique needs, ensuring that your employees have the best options for their retirement. 2?? ???????????????? ?????????????????? We provide comprehensive education and support to help your employees make informed decisions about their retirement savings. 3?? ???????????????????? ?????? ???????????????????? Our team ensures your plan stays compliant with all regulations, taking the burden off your shoulders so you can focus on your business. 4?? ?????????????????????? ???????? A well-managed 401(k) plan can enhance your benefits package, helping you attract and retain top talent. Invest in your employees' futures and see how it positively impacts your business. Looking to get started? ?? ?????????????? ????: https://lnkd.in/g8pDfHrH

Top 5 Reasons to offer a 401(k): 1.???Employee Recruitment and Retention: Offering a 401(k) plan can be a powerful tool for attracting and retaining top talent. 2.???Tax Benefits for Your Business: Contributions to a 401(k) plan are tax-deductible for your business. 3.???Employee Morale and Engagement: Providing a 401(k) plan demonstrates to your employees that you care about their financial well-being and future security. 4.???Personal Retirement Savings: A 401(k) plan allows both you and your employees to save for retirement on a tax-advantaged basis. 5.???Competitive Advantage: Offering a comprehensive benefits package, including a 401(k) plan, can give your company a competitive edge in the marketplace.

Happy National 401(k) Day! ?? Did you know both employers and employees benefit from offering and participating in a 401(k) plan? ?? For Employers: Offering a 401(k) can enhance your benefits package, making your company more attractive to top talent. ?? For Employees: Contributing to your 401(k) early takes advantage of the power of compound interest, helping you grow your retirement savings exponentially. It’s not just about saving—it’s about investing in your future. ?? Tax Benefits: Employees lower their taxable income with pre-tax contributions, while employers can claim deductions for their contributions. Employers and employees alike, contact us to learn how we can help you maximize your 401(k) benefits. Start planning for your future today, and let the power of 401(k) work for you! #National401kDay #RetirementPlanning #FinancialWellness #InvestInYourFuture #EmployeeBenefits #401k #TaxBenefits #CompoundInterest #FuturePlanning #SmallBusiness #BusinessGrowth #SecureRetirement #FeeOnly #Fiduciary #FeeOnlyAdvisor #Rwroge #Employee #Employer #BusinessOwners

Did you know that our 401(k) plan is open to ALL contingent workers, regardless of how many hours worked or their full-time/part-time status!? Our most recent article takes a deep dive into our 401(k) plans and why every worker counts around here! https://lnkd.in/gzNJsGUE

Do you know how the 401(k) plan got its name? It is from a subsection of the Internal Revenue Code in 1978. Since then, it became the most popular retirement tool available to workers in the US. All employees appreciate the opportunity to save for their retirement years and take advantage of our employer match, which essentially provides free money. Employers also benefit from offering a 401(k) plan in various ways: - Employers use it as a recruiting tool and to retain top talent. - They enjoy tax advantages as they can deduct contributions from their Federal tax returns. - A 401(k) plan serves as a powerful tool to boost employee satisfaction, showing that they care about their employees' future and not just their current work performance. This can result in increased loyalty and a stronger commitment to the company's success. #401k #retirementplanning #employeebenefits #workplanning #financialplanning

?? Myth: "Employees Don’t Really Care About 401k Plans" ?? Truth: Think your employees aren’t that interested in retirement benefits? Think again! Offering a 401k plan is a significant factor in employee satisfaction, retention, and overall workplace morale. Employees today are more focused than ever on long-term financial wellness, and they expect their employers to help them plan for their futures. In fact, many employees prioritize retirement benefits over other perks, and a competitive 401k plan can make your company more attractive in the job market! ?? Action: To maximize the impact of your 401k plan, engage your employees through education and communication. Survey them to understand their retirement goals and concerns, and provide resources to help them make the most of the plan. Employees who feel supported in their financial future are more likely to be engaged and loyal to your company. ?? Don’t underestimate the importance of retirement benefits in building a positive workplace culture! #EmployeeRetention #401kBenefits #MythBusted

Business Solutions: The Benefits of Group 401(k) Plans Attracting and retaining top talent in today’s competitive market requires more than just a paycheck. Offering a?Group 401(k) Plan?can make all the difference for your business and your employees. Why invest in a group 401(k)? ? Boost Retention:?Employees value companies that invest in their future. ? Tax Advantages:?Contributions are tax-deductible for employers, and employees enjoy tax-deferred growth. ? Customizable Plans:?Tailored options ensure the plan meets the needs of your workforce. Let’s create a retirement plan that benefits both your employees and your business. Together, we can build a strategy for success.