今天就学习课程吧!
今天就开通帐号,24,100 门业界名师课程任您挑!
401(k) vs. IRA for retirement
- 401k, Thrift Savings Plan, IRA, Roth 403(b), SEP, SIMPLE Pension. There are so many different kinds of retirement accounts out there. The options available to you will vary depending on your situation, and they're likely to change throughout your lifetime as your career progresses, but my hope is that I can help you determine which account is best for you whatever your circumstances may be. In this lesson, I'll focus on the difference between employer-sponsored retirement plans like 401(k)s and 403(b)s and individual retirement accounts like IRAs and Roth IRAs. When you're trying to decide what kind of retirement plan to use, there are several key things to consider. What options are available to you through your employer, if any? Do you qualify to make contributions? Is there an employer matching contribution? How much can you save per year? Are there good investment options with low fees available? How easy is…