课程: Foundations of Business Banking

今天就学习课程吧！

今天就开通帐号，24,100 门业界名师课程任您挑！

Credit and debit cards

Credit and debit cards

课程: Foundations of Business Banking

开始一个月试用 购买团队方案

Credit and debit cards

“

- For businesses that accept debit and credit cards as forms of payment, a card sale is close to but not exactly the same as a cash sale. In essence, accepting debit or credit cards is a way for a business to outsource the cost of maintaining the accounts receivable file for each customer. In exchange for a fee, Visa, MasterCard, American Express, or Discover will worry about collecting bad debts, cover the bookkeeping costs of tracking credit customers, and bear the finance costs of reimbursing the seller immediately and then waiting for the credit customer to pay the bill. In terms of number of transactions, debit and credit card transactions are by far the most common non-cash transactions. According to the U.S. Federal Reserve, in 2018, there were a total of 174 billion non-cash transactions in the United States. Of these, 131 billion were done with debit and credit cards. The remaining 43 billion were done with…

内容