课程: Financial Basics Everyone Should Know

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Considering the four principles to retire

Considering the four principles to retire

课程: Financial Basics Everyone Should Know

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Considering the four principles to retire

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- [Instructor] Planning for retirement can be scary and overwhelming, so let me give you five key principles you can use to make it easier. First, develop a good retirement plan. You want to write it carefully and follow it closely. To start, define your financial needs by answering a few questions related to your vision, goals, plan and budget. Ask yourself, what is my vision? Where do I want to go over time? Second, what does your budget look like? Third, what are my personal and family goals? What are my lifestyle costs to retire at 65? What is my risk tolerance? Second, choose the best retirement vehicle for your needs and use them wisely. It's not what you make, but what you keep after taxes and inflation that makes you wealthy. Use tax-advantaged retirement vehicles to your advantage. This includes employer qualified plans, such as 401ks and 403bs. Then there are individual and small business retirement accounts, such as IRAs and SEPs. Third, check yourself regularly to make…

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