Eddie C.的动态

Safety watchdog: Automatic driving assistance systems are convenient, not safer. https://ow.ly/wGwY50T8TVB #AutomaticDriving #SelfDriving #automation #insurance #emergencybrake #collision

Henry Kowal, Arity Director of Outbound Product Management, recently sat down with David Agnew at Risk & Insurance to answer five questions related to #DistractedDriving: ???? How does Arity collect data on driver behavior? What kinds of data do you capture and what insights are extracted? ???? What trends have you observed in the auto space the past decade? ???? Is there a connection between drivers being forced to slow down and an increase in distracted driving? ???? What explains the disconnect between drivers acknowledging the risk of behaviors like hard braking and speeding but still engaging in them? ???? How can auto insurance companies use telematics programs to incentivize safer driving behaviors and potentially reduce insurance rates for individuals? Click the link to find out his answers! https://lnkd.in/gjNDA5Rm ??

???? Mobile Usage While Driving: A Growing Concern for Road Safety and Insurance The increasing prevalence of mobile phone usage while driving has become one of the fastest-growing causes of road accidents. From texting to navigation misuse, distracted driving is not only endangering lives but also impacting the motor insurance sector significantly. The consequences are stark: ?? Rising Loss Ratios – Insurance companies are witnessing an upward trend in claims due to accidents caused by driver distraction, leading to an erosion of profitability in motor portfolios. ?? Policyholders at Risk – The cost of claims not only impacts insurers but can also lead to higher premiums for policyholders over time. So, how can the insurance industry address this issue? ?? Data-Driven Solutions: Usage-based insurance (UBI) policies, leveraging telematics and AI, can monitor driver behavior and incentivize safer driving through rewards or premium discounts. ?? Awareness Campaigns: Partnering with road safety organizations to educate drivers about the risks of distracted driving and promote responsible behavior. ?? Stricter Underwriting Standards: Including declarations or risk assessments related to distracted driving to hold policyholders accountable. ?? Advocating for Technology: Collaborating with automakers to integrate advanced driver-assistance systems (ADAS) and mobile usage restrictions into vehicles. As stakeholders in the ecosystem, we must work together to prioritize safety and find innovative ways to mitigate risks. Together, we can not only protect lives but also ensure the sustainability of the motor insurance industry. Let’s drive change - responsibly. #RoadSafety #InsuranceInnovation #DistractedDriving #MotorInsurance #MarutisuzukiInsuranceBroking #Bimaprachaaraurprasaar

While elements of modern technology can impair drivers, such as cell phone distractions, auto insurers are finding new ways to use tech to make the road safer, including usage-based insurance programs, automatic braking technology and roadside assistance partnerships.

Discover how proactive safety measures and smart technology can drastically cut your fleet insurance premiums. This detailed guide explores effective strategies that enhance safety, boost operational efficiency, and reduce insurance costs. From advanced driver training programs to implementing telematics, learn how to transform your fleet management approach to achieve substantial financial savings and a safer fleet. Join us to unlock the potential for a more cost-effective and risk-aware operation. #FleetManagement #RiskReduction #InsuranceCosts #FleetSafety #Telematics #DriverTraining #SafetyPrograms #OperationalEfficiency #InsurancePremiums #SustainableFleet

Your personal data: Every GM vehicle (if OnStar was an option for the model then yes yours) is being tracked and your driving is being sold to your insurance company because your dealership accepted for you even if you didn't activate OnStar. The only way to disconnect is to contact OnStar and tell them to remove all data collection. **Remember ALL insurance data only collects how hard you break and how fast you accelerate. It doesn't know if you are on the interstate on in a school zone.** https://lnkd.in/eBZRuyxi

Spotted an interesting article about telematics car insurance policies surprising drivers! Ever thought you couldn't be penalised for safe driving? Well, you're not alone. Imagine being flagged for "fake speeding" or not driving enough! It's like me getting in trouble for eating too many salads, not drinking enough Guinness or preferring a quiet weekend over going out. For someone who loves travel and driving to meet friends of a weekend, this raises all kinds of questions. Telematics, you're supposed to help us, not scare us! From fake speeding to low mileage alerts, it's starting to feel like having a helicopter parent on your dashboard ??. What are your thoughts on this? And if you want to chat more, reach out to me at [email protected]. #recruitment #insurance #telematics

The insurance industry is on the verge of disruption, and OEMs are uniquely positioned to capture significant market share. With connected car technologies and real-time data, OEMs can offer personalized, data-driven insurance solutions that traditional providers can't match. This shift allows OEMs to integrate insurance into the car ownership experience, challenging the status quo and reshaping the future of auto insurance. As consumer preferences evolve, OEMs are set to become key players in this growing market. I'm shaping this proposition with my clients—feel free to DM me if you'd like to discuss! #InsuranceInnovation #OEMs #ConnectedCars #Disruption Mardan Namic Kerimov Sachin Tandon Bryan Fawcett Steve Basra Frank Weith Nandith Nandakumar GK Senthil Saurabh Raisinghani Keigo Nakamura Srinivas Mallela Misako Sasayama Veena Mosur Gabe Gabaldon James Carter Will Enger

Driving an electric car ? Expect your insurance premium to significantly increase due to higher risks and higher repair costs.

As the trucking industry evolves, telematics is emerging as a key player in reshaping insurance practices. But what is telematics, and why does it matter? ???? What is Telematics? Telematics involves using technology to monitor driving behaviors like speeding, harsh braking, sharp turns, and close following distances. This data helps insurers assess risk more accurately while encouraging safer practices among drivers. Why It Matters for Trucking Insurance ?? Lower Premiums: Motor carriers with safer driving records based on telematics data can secure competitive insurance rates. ?? Risk Mitigation: Insurers can use telematics to reduce the likelihood of accidents, leading to fewer claims and a more sustainable industry. ?? Safety First: Real-time data fosters a culture of safety, helping carriers improve operations and protect their teams. At U Trust Insurance, we’re committed to helping trucking companies navigate the rising costs of coverage. By embracing technologies like telematics, you can take control of your insurance costs and ensure a safer road ahead. #TruckingInsurance #Telematics #SaferRoads