Reason #4 why you need a TOS & Privacy Policy: Obtain Renewal Rights & Right to Charge Credit Card on File. Secure your rights to charge credit cards on file for paid services. In order to be allowed to charge a person’s credit card, they must give you their consent. If you have subscription products that require recurring charges, you need the user’s consent to be allowed to charge their card on file. This is the easiest way to regularly renew, with limited churn rates. Every website and every mobile app needs a Privacy Policy & Terms of Service, also known as “TOS”. In the comments below is a link to my blog post with all 8 Reasons why this is so important (and telling you where and how to get them cost effectively from EZ TOS)?
https://eztos.com/blog/does-my-website-need-a-privacy-policy-and-terms-of-use-yes-heres-why/