Natalie MacDonald的动态

To be honest this is as significant as April 2020 was for many of our clients. It's a financial crisis for many businesses. Things haven't truly returned to normal in Travel, Hospitality and Retail so it's a real cliff that may have devastating consequences on their traditional operating models. Some of our clients have pivoted early and explored new revenue streams where there has been demand during Covid, those clients have the luxury of deciding what to do with old models - whether to scrap them or keep holding on. What I do see as a particular opportunity is traditional businesses that are data rich - there are MANY ways to monetise a database if you know what you're doing.

We want help to improve my living

We prepared for the end of job keeper and will feel no real effect. I do however feel for businesses that are struggling e.g. tourism. In particular as state governments can close their boarders which affects confidence in the travel and other industries. What it has taught us is to diversify horizontally and vertically and to create and maintain alliances/contacts.

What the end of Jobkeeper means for us is in construction, is that we will no longer be subsidising our competitors and we will be operating on a level playing field again. Yes, some businesses will fail, and there will be more pain come, but there is no future in keeping an unviable enterprise going on the public purse. .

The Federal governments pivot to targeted industry and sector support is key, and the earliest communication of same is critical for business owners affected and their decision making, we should be hearing about those targeted programs now PM Scott Morrison and indeed from the state Premiers regarding critical industry subsidies.

After living overseas for 15 years and returning back to Australia, I have to say Australia is a very blessed country, to be able to access superannuation, job keeper all this goes towards maintaining our fear in a pandemic. I say well done Australia for leading the way in the world stepping up for its citizens, when the time was needed. What ever needs to happen now I am grateful, if a band aid rip and tough decisions need to be made then so be it, as we now and still know the Australian government have got our backs

Jobkeeper was an excellent and timely government stimulus exercise. It saved many jobs and helped many of my clients through a terrible time. I am personally glad to see it end. I look forward to a more targeted, specific, industry-focused support at both a state and federal level to not just save jobs but grow the economy. All businesses should be able to look to 2021 with more confidence as we see vaccines being rolled out, lockdowns being short and sharp where necessary, and social distancing/mask wearing is now normal. There are less unknowns in 2021 as it relates to Covid19, and more causes for optimism.

As a Private Service Training company to luxury properties around the world I have been fortunate in receiving Jobkeeper, since my business relied on overseas travel to deliver the goods, so to speak. In all my life of working as a self-employed business owner, I have never sought any welfare handouts, but COVID19 rendered that necessary. I struggled with my revenue being cut by 75%-85% at the beginning of the pandemic, however, I put my creative mind into action and with the assistance of a business coach came up with some solutions and a -re-imagining’ of my business model. That has helped us get through the last few months, and I will be able to integrate this new method into physical delivery of training, but I now need to get back on the overseas road to service outstanding contracts (and the new contracts that are starting to trickle in, but cannot commit to a timeline due to the current ban on overseas travel) and get paid! It is a dilemma, indeed. No vaccine, no travel, no money.......

As a committed capitalist and free marketeer, it was hard to swallow our pride and accept Jobkeeper. Without it, we may not have made it to today and 10+ staff would have lost their jobs. The time has allowed us to pivot and develop new solutions but they will take time to replace the income we've lost from nervous clients. I understand Jobkeeper can't carry on forever but when it goes, we will have to make some really hard decisions. May end up with directors / owners not being paid to conserve cash and retain staff - but that can only continue for "so long". I feel for those industries that have been decimated and have little or no hope of reopening properly this year...For the first time, I'm not sure what the answer is... Rather depressing but we will keep trying and hope to come out at the other side.

Small business has been ‘assisted’ to support growth ..where appropriate..by access to a multitude of small business lenders ..who offer.. unsecured funding based on demonstrated turnover for past 3-6 months They effectively fill the gap where banks no longer provide reliable and consistently involved relationship management ..to ‘help you through ‘ the inevitable flatter periods of activity ..historically by means of a bank overdraft . However there is a fallacy involved .. While it is portrayed as unsecured ..there is a Directors Guarantee necessary ..so ..that’s not ‘unsecured’ The loan rate is around 21% which is massively different to bank rates of single digit alternatives The job keeper assisted ..but had to be repaid .. and now ..to grow ..banks despite advertising to the contrary ..still remain detached and hard to communicate with and Small business lenders still remain the option To help regrow after the horrendous inconvenience of the lock down Today The process of gaining any kind of assistance is heavily clouded by a wave of first tier ‘customer service ‘ providers not having the credentials to assist without the remote involvement of a faceless credit assessment dept ..