Aligned! Great info...
At ZIPFEL CAPITAL we empower real estate investors! I want to highlight a loan product we've utilized to spark real estate investment Unlocking Real Estate Investment with #DSCR Loans: If you've ever hit a financing roadblock because traditional lenders focus on tax returns and personal income, a #DSCR loan is a game changer. With a #DSCR loan, lenders focus on the property's #cashflow- not your w-2 or personal tax returns. That means: ? Easier Qualification- No need to document personal income ? More flexibility- Perfect for self-employed investors ? Scalability-Helps you grow your portfolio faster Here's the key: If your rental income covers the mortgage and expenses you're in business. Underwriting typically look for a DSCR of 1.0 or higher, meaning the property at least breaks even. The higher the ratio, the stronger the deal. I've helped dozens of investors use DSCR loans to acquire single-family rentals, multi-family properties, and even short-term rentals. If you're looking to expand your portfolio without the hassle of traditional income verification, we should be talking. Drop a comment if you've used a DSCR loan before or want to learn more. Tim O'Brien Michael Zipfel Randy Church Connor Jay Blake Zaring Wilson McClure #RealEstateInvesting #DSCRLoans #MortgageBroker #PassiveIncome #RentalProperties