Your Financial Pharmacist

????? From Pharmacy to Podcasting: Anisha Patel’s Journey of Growth & Entrepreneurship . In this new Your Financial Pharmacist Podcast episode, Anisha Patel ??? shares her incredible journey — from working in her family’s pharmacy to building a thriving career in clinical pharmacy in the UK and Abu Dhabi. . Anisha launched the Pharmacist Diaries podcast during the pandemic, creating a platform to share inspiring pharmacy career stories. She also dives into her entrepreneurial aspirations, mentorship for aspiring podcasters, and her vision for a balanced, adventurous life with her family. . ?? Listen now on your favorite podcast player or watch on YouTube - link in comments!

?? Last call to register for our next virtual YFP Open House on Wednesday, March 26th at 12 PM EST! . If you are wondering how working one-on-one with a financial planner can help you achieve your financial goals, the best place to begin is by attending a free YFP Open House event. . Learn more and register for the open house - click the link in the comments! ??

Even though being responsible for your own retirement seems like a daunting task (it is), understanding what you are investing your money in doesn’t have to be. . In this part 2 post of our series on 401(k) planning, you will learn investment products you’re most likely to find in your retirement plan: mutual funds, index funds, target date funds and exchange traded funds.

Your free guide to help you navigate the home buying process with ease and confidence is here. . Download it here. ??????

New on the YFP Podcast! ????? From Pharmacy to Podcasting: Anisha Patel’s Journey of Growth & Entrepreneurship . In this episode, Anisha Patel ??? shares her incredible journey — from working in her family’s pharmacy to building a thriving career in clinical pharmacy in the UK and Abu Dhabi. She opens up about her experiences at Oxford University Hospitals and Cleveland Clinic Abu Dhabi, the lessons she’s learned along the way, and how she found her passion for podcasting. . Anisha launched the Pharmacist Diaries podcast during the pandemic, creating a platform to share inspiring pharmacy career stories. She also dives into her entrepreneurial aspirations, mentorship for aspiring podcasters, and her vision for a balanced, adventurous life with her family. . Don’t miss this inspiring conversation! ?? Listen on your favorite podcast player or watch the full episode on YouTube - link in comments!

This week on the Your Financial Pharmacist Podcast, we're tackling one of the biggest financial decisions you'll ever make — buying a home. ?? . Taking out a mortgage is a major commitment that can affect your finances for decades. From getting pre-approved to signing the final papers at closing, there’s a lot to consider and even more mistakes to avoid. ?? . In this episode, we’re joined by Tony Umholtz, a mortgage loan officer with First Horizon, who walks us through the mortgage process step-by-step. We discuss what you need to know before getting pre-approved, how banks determine your maximum loan amount, and tips to avoid common pitfalls along the way. ?? Watch the full episode on YouTube - link in comments - or listen on your favorite podcast player! ??

?? Don't miss our next virtual YFP Open House on Wednesday, March 26th at 12 PM EST. . If you are wondering how working one-on-one with a financial planner can help you achieve your financial goals, the best place to begin is by attending a free YFP Open House event. . You'll receive an interactive workbook that includes a free resource 'Where Should My Next Dollar Go' that will help you assess your overall financial well-being and provide clarity on how to efficiently deploy cash, avoid overspending, and prioritize various goals. . ?? What to Expect During the Open House: . ?? Gain clarity on your vision for living your rich life and how the financial plan can become the engine for achieving that vision. . ?? Understand how to determine "How much is enough?" when it comes to retirement planning and whether or not you are on track. . ?? Learn about the nuts & bolts to hiring a financial planner including what to look for when hiring a financial planner, the different types of planners available, and why fee-only matters. . ?? Get an overview of YFP services including financial planning and tax/accounting services for individuals or small business owners. Furthermore, we'll discuss the YFP philosophy behind our services to help you determine whether or not we're the right fit for you. . ?? Connect with community. We believe in the power of community when it comes to setting and achieving financial goals. This open house will afford you the opportunity to meet with other pharmacists who are on a journey to financial wellness just like you. . Have a spouse or significant other? Bring them along whether they are a pharmacist or not! . Link in comments to register! ??

In this Your Financial Pharmacist podcast episode, we’re joined by Tony Umholtz, a mortgage loan officer with First Horizon, who walks us through the mortgage process step-by-step. We discuss what you need to know before getting pre-approved, how banks determine your maximum loan amount, and tips to avoid common pitfalls along the way. ?? . Listen on your favorite podcast player or watch the full episode on YouTube! ??

What would you do if your next paycheck wasn’t deposited? . How long could you make it if you just stopped getting paid? . If you’re a recent grad, new practitioner, or potentially even a seasoned pharmacist, the answers might look something like “use a credit card and not long.” . Despite having a good income, it’s not that uncommon for pharmacists to live paycheck-to-paycheck. With massive student loan payments, living costs, lifestyle creep, and other priorities, unless you have substantial savings, having consistent cash flow is essential. . An emergency fund can only buy you so much time if something happens with your job. Therefore, protecting your primary means of income is key. . In this blog post, we share 6 moves that can help reduce the interruption in your cash flow.

Whether you're looking to buy a home, refinance your mortgage, or calculate your payments, you'll find it on this real estate resource page. ??