XML Financial Group

Navigating life after federal service can be challenging, but we're here to help you make informed decisions about your future! Join us for an exclusive virtual event on federal service retirement preparation and gain valuable insights to ensure you are fully prepared for the next chapter. ??? Date: Wednesday, March 19 ? Time: 11:30 AM (ET) This session is ideal for those who have recently left or are considering leaving federal service. ?? Register Now Below #FederalRetirement #TSP #FERS #GovernmentRetirement #FinancialPlanning #RetirementPlanning #LifeAfterGovernment #FederalBenefits #TaxStrategies

Navigating the evolving landscape of today's federal job market can be a complex challenge. Join our upcoming virtual event on Wednesday, March 19 at 11:30am designed specifically for those who have recently left or are considering leaving the federal service. We will cover how to navigate TSP, FERS, and other plans, how to make tax-smart decisions as you exit, actionable insights on preparing financially and mentally for life after government service, and how to maximize your pension and savings. Plus, we will briefly discuss the solutions that are available for insurance and long-term care to help ensure you’re protected in retirement. #GovernmentService #FederalJobs #RetirementPlanning #FederalEmployee #PensionPlanning #TSP #FERS Learn more and register below! https://lnkd.in/ecsR2_BX

March is Women’s History Month, and this past Saturday, March 8th, we celebrated International Women’s Day. Today, we take a moment to honor and celebrate the incredible women who are the heart and soul of our firm. From wealth advisors, MBA holders, CFP? professionals to CPA designation holders, technology and legal experts, client service leaders, and marketing strategists, the women on our team are the backbone of our success. We are proud to work alongside such talented individuals who are shaping the future of our industry. Today and every day, we honor these remarkable women and the contributions they make to our firm, our clients, and the world at large. (pictured: our dedicated team and XML team members at an international women's day brunch) To read more about our team-members visit our team page here: https://www.xmlfg.com/team #WomensHistoryMonth #InternationalWomensDay #WomenInLeadership #EmpoweredWomen #WomenInFinance #FemaleLeadership #WomenInBusiness

The elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) is a win for many workers who dedicated their lives to public service and other important sectors. XML Financial Group is here to help you navigate these changes. Reach out to XML for personalized guidance on how the new law affects you and your retirement strategy. #RetirementPlanning #WEP #GPO #FinancialLiteracy #TheSocialSecurityFairnessAct https://lnkd.in/eM3xEvfC

In this week's market commentary video,?Curtis Congdon, CFP?, CRPC?, President of XML Financial Group discusses the state of household wealth and how the average American family is coping with rising interest rates. We explore key factors such as the savings rate on disposable income, consumer spending, consumer debt, the cost of servicing that debt, and household net worth. Together, these insights give us a clearer picture of the financial health of the American family. #MarketCommentary #InterestRates #EconomicInsights #PersonalFinance

Thinking about downsizing in retirement? While it can simplify life and cut costs, it’s important to weigh both the financial and emotional aspects before making a move. In our latest blog post, we dive into the 7 key factors to consider when downsizing—like maintaining privacy, keeping sentimental items, and how a new location might impact your social connections. Read more below for tips on how to make the best decision for your retirement journey! https://lnkd.in/e6Bf7wQS #RetirementPlanning #Downsizing #FinancialFreedom #RetirementLiving #EmotionalWellBeing #SimplifyYourLife #NewBeginnings #HomeSweetHome #XMLBlog

Check out our advisor, Lauren O’Brien, CFP?, RICP?, CPA, and her recent article in Alexandria Stylebook on the proactive steps you can take if you are a federal worker navigating the current landscape of benefits and retirement planning.

Join us on Tuesday, March 25, 2025, at 11:00 a.m. EST for a special webinar featuring two experts in the fields of financial planning and divorce: ?? Michelle Cooper, Partner at XML Financial Group & Director of XML-W: Women, Wealth and Wellness ?? Erin Kopelman, Principal Attorney at Lerch, Early & Brewer, Maryland's Top 50 Women Lawyers In this comprehensive session, we will cover crucial topics like: protecting your assets & inherited property, managing complex family dynamics, navigating disagreements & negotiations, understanding the court process, and much more. Plus, a Q&A session to address your questions! Whether you're considering divorce or supporting someone through it, this webinar will provide invaluable insights to help you protect your financial future and navigate the transition with confidence. ?? Register today! https://lnkd.in/eun-dqYJ #DivorcePlanning #FinancialPlanning #WomenWealthWellness #FamilyLaw #Webinar #ExpertAdvice #LegalInsights

In this week's video, Curtis Congdon, CFP?, CRPC?, President of XML Financial Group, dives deep into what really drives the markets: corporate earnings. Curtis explains how corporate earnings have consistently shown to have the biggest impact on stock prices, shaping market movements time and time again. If you're curious about how these earnings influence the market and what it means for your investments, you won’t want to miss this! #StockMarket #CorporateEarnings #Investing #MarketTrends #XMLFinancialGroup #FinanceTips #BusinessInsights #XMLWealthInsights

Planning to retire soon? Be prepared—taxes could have a bigger impact on your retirement income than you realize—especially as you start drawing from different sources. XML Financial Group CEO and Co-founder, Brett Bernstein, CFP?, recently spoke with U.S. News & World Report about how strategies like tax-loss harvesting and thoughtful portfolio construction can help retirees manage taxes and stay on track with their financial goals. Read more: https://lnkd.in/ehwDsjFZ. #RetirementPlanning #TaxStrategy #WealthManagement