The White Coat Investor

The only returns that matter are after-tax, after-fee, and after-inflation. An investor has three very serious enemies: taxes, fees, and inflation. Most returns are reported as pre-tax returns. This is understandable since we all have a different tax situation. Some returns are even reported pre-fee for some bizarre reason, and almost nobody adjusts returns for inflation. Yet the only returns you can spend are after-tax, after-fee, and after-inflation. Get used to adjusting any returns you see for these three factors.

Should I Purchase an Annuity for My Child as Part of My Estate Plan? Never running out of money can be an attractive plan if you worry your child may run out of money. Is buying an annuity for them a good move? #physician #family #children #estateplanning #estateplan #annuities #spendthrifttrust #wci

Join Dr. Dahle on Thursday, March 27 at 7pm MT for this free real estate investing webinar. WCI-partner Wellings Capital seeks to help accredited investors passively protect and grow their wealth through investing in self-storage, mobile home parks, RV parks, and more throughout the country. Tune into this webinar to learn more about investing in private real estate funds from Wellings Capital & head to https://lnkd.in/gN3zwiqu for all the details.

Are you following these steps? Still working on your financial plan? Let us help you get started. Sign up to get our FREE WCI Financial Bootcamp email series. https://lnkd.in/gmfXCxgZ

The Many Different Kinds of Wealth How are you balancing the different kinds of wealth in your life? "I recently found a social media post that described four types of wealth and how to strive for all of them. Here's how it inspired me." #physician #wellness #physicianwellness #financialliteracy #health #financialfreedom #wealth #wci

Many people wonder whether it's better to invest or to pay off debt. Follow this flow to help you decide where your wealth-building money is best allocated. Do you use a waterfall like this in your financial plan? How do you decide? Don't have a plan yet? Sign up for our FREE WCI Financial Bootcamp email series. https://lnkd.in/gmfXCxgZ

4 Reasons Your Retirement Plan Is Overly Conservative How have you thought about spending in retirement? How flexible do you think you can be? The goal of retirement planning is to maximize quality of life by enhancing retirement income and spending. Some are playing it too safe. #physician #retirementplanning #retirementspending #withdrawalstrategies #personalfinance #retirement #wci

Plan out what you will do with your first 12 paychecks BEFORE you start getting them. It's much easier to grow slowly into your attending income than it will be to cut back later. Hit the ground running with a written financial plan.

Best Tax Free Investment Options 2025 What are you doing to lower your tax burden? Successful investors will take advantage of tax-free investments but should take care not to sacrifice higher returns in doing so. #physician #taxplanning #taxes #incometax #investments #wci

Your Guide to Short-Term Rentals Have you jumped on the STR bandwagon? Is it still a viable path to building wealth? Platforms like Airbnb and VRBO have gained immense popularity. Here is a guide to short-term rentals and how one can get involved. #physician #rentalproperty #shorttermrentals #STRs #vacationrental #passiveincome #realestate #realestateinvesting #wci