We Complement

?? Not enough people know about financial advice as a career! Last week we ran a poll asking: What’s stopping more young people from joining financial advice? The results were eye-opening: ?? 58% said "Limited awareness of the role" ?? 8% pointed to "Cost & time of qualifications" ?? 33% highlighted "Few entry-level opportunities" ?? 0% saw "Competition from other careers" as an issue This ties in perfectly with an great FT Adviser article by Alina Khan, which highlights that while the number of female advisers has increased slightly, they still make up just 18% of the profession. This isn’t about saying advice should be a 50/50 split—it’s about making sure everyone knows it’s an option. Right now, too many people—regardless of gender—aren’t aware of the career paths available in financial advice. With its flexibility, career growth, and purpose-driven work, it could be the perfect fit for so many more people. The challenge is making sure they see it as a real possibility. ?? How do we do that? What’s the best way to spotlight financial advice as a career??#FinancialAdvice #CareerAwareness #TalentPipeline #WomenInFinance #FutureOfAdvice https://lnkd.in/e4k7qiBx

?? New Investment Matters Newsletter – February 2025 ?? If you’re a financial planner, you’ve probably noticed a big shift in the platform landscape. According to Fundscape, just five advice platforms now account for two-thirds of all growth. With this level of consolidation, what does it mean for you and your clients? This month’s Investment Matters dives into: ?? The rise of mega-platforms – Are they making your life easier, or limiting your choices? ?? Goldman Sachs’ downgrade – Why a slowdown in investment banking could impact corporate clients. ?? bp’s strategic shift – What you need to know as BP moves away from renewables and back to oil & gas. As platforms get bigger and the market keeps evolving, how are you adapting? Are you sticking with the major players, or looking for alternative solutions? #FinancialPlanning #InvestmentMatters #WeComplement #PlatformConsolidation #WealthManagement #FinancialAdvisers #InvestmentStrategy #GoldmanSachs #BP #Markets2025

?? Rare Sighting Alert! ?? Our very own MD, .Tony Slimmings. is making a rare public appearance tomorrow at the Octo Members Progressive Planning Event in London! ???? If you spot him in the wild, don’t be shy—say hi! ?? Bonus points if you manage to capture photographic evidence of this elusive sighting. ???? #ProgPlan25 #FinancialServices

?? FCA Ongoing Advice Review – A Wake-Up Call or Business as Usual? ?? The Financial Conduct Authority has shared its findings on ongoing advice services, and while there’s no systemic issue, there’s still work to do. The industry has largely delivered—fewer than 2% of cases missed suitability reviews. But with 15% of clients declining or not engaging, the question remains: Are we doing enough to demonstrate value? ?? Key Takeaways for Financial Advisers: ? The vast majority of firms are meeting their obligations—which comes as no surprise to us. We see first-hand the dedication advisers have to delivering for their clients. ? The FCA may review rules to reflect changing client needs and tech advancements. ? Some firms are already adjusting fees or segmenting services based on engagement. ? Smaller firms need to ensure robust record-keeping and clear communication. We know that firms need support with segmentation, and we can help. Our client management service ensures robust record-keeping and clear communication, so advisers can confidently demonstrate the value they provide. The FCA will be monitoring complaints and reviewing rules, so now is the time to reflect, refine, and reinforce best practices. ?? What are your thoughts? How is your firm approaching ongoing service reviews? #FinancialAdvice #FCA #ConsumerDuty #AdviceIndustry #OngoingService #ClientManagement

?? From Bowie Bonds to Billion-Dollar Beats – and Beyond! ?? Investing isn’t just about numbers on a screen—it’s about spotting opportunity where others don’t. And sometimes, that means looking in unexpected places… like music royalties. The one and only David Bowie saw it first. Back in 1997, he turned his future music royalties into Bowie Bonds, creating a brand-new way to invest in intellectual property. Fast-forward to 2025, and music securitisation is making waves again—offering investors passive income backed by streaming surges and viral hits. When Lucy Wylde started researching this weeks newsletter, she got so intrigued that before she knew it, she had it written! (We’ve all been there, right?) But that’s just one of the major investment trends shaping 2025. In this month’s Specialised Investments Simplified newsletter, we break down: ?? Yield-enhancing structured products—why they’re a go-to for stability ?? Private credit vs. private equity—which one makes more sense in 2025? ?? Music royalties as an asset class—how investors are cashing in on the streaming boom #Investing #WeComplement #FinancialPlanning #BowieBonds #MusicRoyalties #PrivateCredit #StructuredProducts #FinanceMeetsMusic

?? Fun weekends and fun workdays—just how we like it!"

Yesterday, we shared some encouraging stats ??—the financial advice profession is getting younger! ?? We saw a 46% increase in advisers under 25 and strong growth in the 25-29 age group. This is a positive shift, but it raises an important question… ?? What’s stopping even more young professionals from joining financial advice? We know there’s a huge demand for financial advisers as wealth transfers between generations. But do young people see this as an attractive career path? What’s holding them back? ?? Vote in the poll and share your thoughts in the comments! ?? #FinancialAdvice #NextGenAdvisers #TalentPipeline #FutureOfFinance

?? Good news for financial advice—more young advisers are joining the profession! If you're in financial advice, you’ve probably heard for years that the industry is aging. But new data from published today by FT Adviser shows a real shift happening: ? The number of advisers under 25 has jumped 46% ?? ? Advisers aged 25-29 are up 26% ? More advisers overall are entering the profession This is great news—not just for the future of advice, but for you and your clients. As the largest intergenerational wealth transfer takes place, younger investors want guidance. But they also expect tech-driven, relationship-based advice that fits their lives. So, what does this mean for you? ?? If you're a seasoned adviser, how are you mentoring the next generation? ?? If you're new to advice, how are you shaping the future of the profession? At We Complement, we help financial advisers like you adapt, grow, and thrive—whether that’s through supporting new talent, enhancing client relationships, or making your business more efficient. The industry is evolving, and we’re here to help you stay ahead. What’s your take—are you seeing more young advisers in your network? #FinancialAdvice #FutureOfAdvice #WealthManagement #FTAdviser #NewTalent #WeComplement

?? This Month in Adviser Tech: AI, LoAs & the Future of Finance ?? Hey Advisers & Paraplanners! This month’s Tech Talk is packed with updates that could impact how you work every day. ?? AI in Advice – AdvisoryAI’s new assistant, Evie, is designed to cut down on your admin workload. But are advisers actually using AI, or is it just another overhyped tool? Our latest poll might surprise you… ?? DeepSeek: What Does It Actually Mean for You? – You’ve probably seen the headlines, but how does DeepSeek compare to ChatGPT? And more importantly, should you trust it with client data? We break it all down. ?? LoA Frustrations Continue – If you’ve ever had a provider refuse to speak to your admin team (despite a signed LoA), you’re not alone. The Fix LoA Action Group (#FLAG) & The Pension Lab is pushing for change—could this finally fix the problem? ?? Tokenisation: The Future of Investing? – The UK has a huge opportunity to lead in asset tokenisation, but what does it actually mean for your clients and their portfolios? ?? This month’s newsletter has all the details (and answers to the questions you’ve been asking!). ?? Read it here ???? Written by Amy North Have you come across these challenges in your firm? Let’s chat in the comments! ?? #FinancialAdvice #Fintech #AI #Paraplanning #WeComplement

?????? ?????? ???????????????? ???????? ???????? ???? ?????????? ???????? ????????????????? You started your business to help clients, build relationships, and grow something meaningful—not to spend hours drowning in paperwork, compliance, and admin. But as your client base grows, so does the workload. ?? Maybe you’re just starting out and struggling to balance admin with prospecting. ?? Maybe your business is expanding, but you’re getting bogged down in reports. ?? Or maybe you’re an established adviser who wants to shift from working in your business to working on it. Wherever you are in your journey, you don’t have to do it all alone. At We Complement, we support financial advisers like you with tailored client management solutions—from essential admin support to full paraplanning services. ? Free up your time for what truly matters—your clients. ? Scale without burnout by offloading time-consuming tasks. ? Get expert support that grows with your business. ?? If you’re ready to reclaim your time and focus on what you do best, let’s chat. Drop a comment or DM Amy North to find out how we can support your business.