Waterfall Bank

When disaster strikes, having quick access to emergency funds is crucial. At Waterfall Bank, our Home Equity Line of Credit (HELOC) is designed to give you the flexibility and support you need to rebuild after the storm. Whether it’s covering urgent repairs, replacing damaged essentials, or securing your home for the next storm, a HELOC provides you with access to funds when you need them most—on your terms. Let us help you get back on your feet with a reliable and affordable solution, while waiting for insurance payments to come through. Contact us today to learn more about how a HELOC can provide peace of mind after the storm.

Important Notice: Due to Hurricane Milton, Waterfall Bank will be closed Tuesday, October 8th and Wednesday, October 9. We plan to reopen on Thursday, October 10th, assuming it is safe to do so. Our Digital Banking and 24/7 Telephone Banking will continue to be available to minimize customer impact! As a reminder you can access Fee-Free any of our Presto or Money Pass member ATMs.

We are proud to be the selected Lender for The Pinellas County Housing Authority. PCHA recently acquired a local property that will help provide much-needed workforce housing. The acquisition was finalized Aug. 27 in partnership with HP Capital and financed by Waterfall Bank.

This October, We’re wearing pink every Friday to show our support for breast cancer awareness and the fight for a cure!

Happy Rosh Hashana to all! We wish you endless blessings, good health and peace for a better year ahead.

In an effort to make our customers aware, the state has issued an Emergency Order to protect insurance policyholders impacted by Hurricane Helene. Floridians seeking assistance with insurance related questions should contact the DFS Consumer Services Assistance Line 1-877-693-5236

It's Fun Fact Friday! The 2004 Check Clearing for the 21st Century Act legalized remote check deposits by allowing you to take a photo with your smartphone. Originally designed to safeguard the economy during disasters that hinder travel, the act has also greatly enhanced the convenience and functionality of online banking and checking accounts. You can access Remote Check Deposit and much more with Waterfall Bank's Online Banking. Open your account today!

Our Lobby will reopen tomorrow, Friday, September 27th at Noon

It's Fall Ya'll! Just like the changing season, it’s a great time to refresh your financial goals and plan for the future. Let's make this fall financially fruitful together!

Celebrating 3 Years! Our journey to success is driven by the dedication and hard work of our associates. We're grateful for their passion, resilience and teamwork that fuel our progress every day. And to our clients, we couldn't do it without you. Thank you for trusting us with your financial goals! Looking forward to many more years serving our community. #MemberFDIC