Vantage Point Financial LLC

"Go for it now. The future is promised to no one." – Wayne Dyer Don't wait for the perfect moment - take action today to create the future you want. When it comes to your finances, the best time to start planning is now. Whether it’s saving for retirement, managing debt, or investing in your future, every step counts toward building the life you envision. Start today - small actions today can lead to big changes tomorrow! #FinancialPlanning #TakeAction #WayneDyer #FinancialFreedom #SmartMoney #PlanForTheFuture

Family Tax Credits You Shouldn't Miss! ?? Tax season is the perfect time to claim the credits you deserve! Swipe to see some family-friendly credits to check off your list. Don’t leave money on the table - maximize your tax benefits this season! (sources: https://ow.ly/Uess50Vf6hA, https://ow.ly/4ZPA50Vf6hB) #FamilyTaxCredits #ChildTaxCredit #EducationDeductions #TaxSeason #SmartMoney #TaxTips

1099 vs. W-2: Know the Difference! If you're a freelancer or considering the switch to self-employment, understanding the difference between 1099 and W-2 forms is key to managing your taxes and finances. Here's a breakdown: W-2 Employees – Your employer withholds federal and state taxes, Social Security, and Medicare. You typically receive benefits like health insurance and retirement plans. Your taxes are simpler at filing time, but less flexibility in work. 1099 Contractors – You handle your own tax payments (including both employer and employee portions of Social Security and Medicare), and no benefits are provided. You have more flexibility in your work schedule and client choice, but you need to manage quarterly tax payments and track business expenses. Tip for Freelancers: Plan ahead to manage your self-employment taxes, and keep track of all deductible business expenses to reduce your taxable income! Sources (https://ow.ly/Gg3750Vf69l, https://ow.ly/hsmb50Vf69k) #FreelancerLife #1099vsW2 #TaxTips #SelfEmployed #TaxPlanning

Did You Know? More Business Expenses You Can Write Off! Running a business comes with costs - but many of those expenses are tax-deductible! Swipe through to see a few write-offs you might be missing! Keep detailed records to maximize your deductions and reduce your taxable income and don’t leave money on the table - know your write-offs and save your money! (source: https://ow.ly/eBNW50Vf5Wq?) #TaxDeductions #BusinessExpenses #TaxTips #EntrepreneurLife #SmartMoney

Don’t Leave Money on the Table! Tax season is here—are you claiming all the deductions you’re eligible for? Many people miss out on valuable tax breaks that could boost their refund. Swipe through to see some commonly overlooked deductions. Pro Tip: Keep good records and double-check your return—you might be missing out on extra cash! Need help maximizing your refund? Let’s talk! Reach out through our link in bio! #TaxSeason #MaximizeYourRefund #TaxDeductions #MoneyTips #SmartFinances Sources (https://ow.ly/L8ZF50V9nEJ, https://ow.ly/s1pO50V9nEw?, https://ow.ly/qBKQ50V9nEy?, https://ow.ly/lgtN50V9nEv?)

A Well-Built Tax Plan = Lifetime Savings A smart, tax-efficient plan isn’t just about filing your taxes - it’s about strategically minimizing your tax bill year after year. With the right approach, you can keep more of your hard-earned money and build long-term wealth. Here’s how a solid tax plan works for you: -Manage Your Income – Time your income to stay in lower tax brackets. -Use Tax-Advantaged Accounts – Maximize 401(k)s, IRAs, and HSAs for tax-deferred growth. -Optimize Investments – Reduce taxes with smart strategies like tax-loss harvesting. -Business Tax Benefits – Take advantage of deductions, credits, and the right business structure. -Plan for the Future – Minimize estate taxes and ensure a smooth wealth transfer. Tax planning isn’t a once-a-year task—it’s a year-round opportunity to grow and protect your wealth. Let’s build a personalized, tax-efficient plan for your future! Reach out through the link in bio. #TaxEfficiency #FinancialFreedom #TaxPlanning #WealthStrategy #MoneySmart

Don't let RMDs catch you off guard! If you're 73 or older, the IRS requires you to start withdrawing from your retirement accounts or face penalties. Check out this quick guide to stay on top of your Required Minimum Distributions (RMDs) and keep your retirement plan on track! (Source: https://ow.ly/Y8Lp50V2V2V) #RetirementPlanning #RMD #MoneyMatters #FinancialFreedom #IRS #RetirementSavings

A few weeks ago, our St.Louis Office President, Jeremy Reiland, led an insightful Estate Planning Seminar, empowering attendees with the knowledge they need to protect their assets, secure their legacy, and plan for the future. Estate planning isn’t just for the wealthy - it’s for everyone who wants to leave a lasting impact. Have questions? Reach out to us today so we can help you with your estate planning needs! #EstatePlanning #FinancialFreedom #LegacyPlanning #WealthManagement #FutureReady

Coming together to make a difference! ?? Our St. Louis team spent the day volunteering at the local food bank recently, helping to provide meals and hope to those in need. Grateful for the opportunity to give back! #StrongerTogether #GivingBack #CommunityLove

Whether you’re just starting out or already planning your retirement, knowing the facts about pensions can make all the difference! Swipe to learn some surprising pension facts that could boost your future financial security. Your future self will thank you! #PensionFacts #SmartMoneyMoves #RetirementReady #InvestInYourFuture #FinancialFreedom #MoneyMindset #PlanAhead