Real Estate Private Equity Investments
VestCapital的外部链接
222 NE Everett St
200
US，Washington，Camas，98607
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Kaizen is a compound of two Japanese words that together translate as "good change" or "improvement." However, Kaizen has come to mean "continuous improvement" through its association with lean methodology and principles. Kaizen has its origins in post-World War II Japanese quality circles. #kaizen #personaldevelopment #development #investments #privateequity #realestate
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Highlighting one of the topics at our quarterly investor meetup last week in the Pacific Northwest. What is the capital stack in real estate? The types of capital in the capital stack can be broken into two main components: debt and equity. Each can be divided into layers representing different types of debt and equity an investor might use.? The order of the capital stack’s layers corresponds to each type of capital’s payment priority. Not all deals will use every layer of the capital stack. Senior debt The bottom layer of the capital stack is senior debt, or mortgage financing that’s often provided by a?commercial bank. Senior debt typically earns the lowest interest rate, or return, in the capital stack because it comes with the lowest risk. That’s because debt obligations are paid first, and the lender has the ability to take possession of the asset if the borrower defaults. Mezzanine debt As its name suggests, mezzanine financing falls in the middle of the capital stack, both in priority of payment and risk to the lender. Mezzanine lenders, which can include real estate funds, life insurance companies and individuals, typically have the right to take possession of the borrower’s equity in the property if the borrower defaults—but not the asset itself. Mezzanine lenders are generally seen as above equity investors in position for payments, but behind the mortgage lender. A mezzanine lender’s interest rate is typically higher than a mortgage lender’s because the mezzanine lender accepts more risk. However, mezzanine debt is not always an option, as mortgage lenders may restrict the use of mezzanine debt. Preferred equity Preferred equity investors share in the ownership of a commercial property and only earn returns after the property’s debt obligations are covered. But preferred equity investors are typically targeted a minimum return before the sponsor in the final capital stack layer are paid. There are a wide variety of sources of preferred equity, including individuals and families, private equity funds and?institutional investors. Common equity Common equity is typically held by a commercial real estate deal’s sponsor, or the investor or team behind the deal. Common equity investors accept the most risk; they’re only paid after all other parties in the capital stack receive their entitled funds. Common equity investors also have the greatest upside if an investment thrives, because they have rights to all income left after everyone else gets paid. #capitalstack #privateequity #realestatedevelopment
This company update is very much overdue, but as they say, great things take time. We are thrilled to announce that earlier this year, Ember Shanahan joined Team VestCapital as Director of Real Estate and Investor Operations. Ember?began her career in real estate in 2004 at Stewart Title. She quickly worked her way up to Sales and Marketing Manager. In time, she also ran the Commercial Division for Old Republic Title Co in Portland, OR. For the?last few years, she has enjoyed being on the “other side” of the transaction, working in?Investments and?Development.?? ? Whether it be working with investors or digging into the trenches on the real estate side, she enjoys the complexity?and variety that each day brings.?Ember?brings over 15 years of leadership experience to VestCapital?and is pivotal?to our long-term goals. ? Ember?is a Camas resident, and enjoys?watching her kids play all the sports.?She graduated from Washington State University. Go Cougs!
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Comfort mode VS combat mode. I always strive to attack mediocrity and any half measured efforts. Is it feasibility to be in combat mode 100% of the time? I don’t think it’s realistic. Consider setting up your day by stacking the top 4 tasks that will drive your business forward and elevate it it to the next level. Review weekly and in a gamified systematic approach. #privateequity #realestate #development #investments #realestatedevelopment #cre #entreprenership
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Partner I Property & Casualty Consultant at USI Insurance Services | Advising on Capital-Efficient Insurance and Risk Management
There’s something almost childlike about watching a construction project unfold from start to finish. The bare, empty lots slowly transforming into a new community space feels like witnessing a giant puzzle come to life. The heavy machinery, the workers moving in perfect sync – it’s like watching a world being built right before your eyes. As professionals, we get caught up in the planning, the deadlines, and the budgets. But stepping back to appreciate the process reminds us of the excitement and creativity behind every structure and project. It’s a powerful reminder of how much we can achieve when we break things down into manageable steps and work together toward a shared vision. The joy of seeing something grow from an idea to a reality is universal – no matter your role or industry. Here’s to never losing that sense of wonder, no matter how complex the project! #Construction #usioneadvantage #BuildingTheFuture #BIAofCC ROTSCHY, INC. CalPortland VestCapital
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Consider that obsession and compounded daily efforts beats complacent talent, every, single, day. The approach we are taking to increase AUM is predicated on the investor experience. Being a steward of their capital drives us to optimize management and execute decisions decisively and with complete intentionality. #buildwealth #CRE #privateequity #realestate #vestcapital
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In a recent interview, I explore a range of real estate private equity topics with Ken Schmidt, shedding light on: - VestCapital’s current growth profile - Vertical integration capabilities - Market challenges - Navigating the fund's redemption offering - And more #privateequity #realestatedevelopment #investments
Our Founder and Managing Partner.
In real estate, the capital stack refers to the hierarchy of financial layers or types of capital that are used to finance a property investment. Each layer in the capital stack has a different level of risk and return, with the order of the layers representing the priority of payment. Here’s a breakdown of the main components of the capital stack: Senior Debt: Position in Stack: Bottom layer. Description: This is usually the primary loan or mortgage financing provided by a commercial bank or other traditional lender. It has the lowest risk because it's secured by the property itself, meaning the lender can take possession of the property if the borrower defaults. Return: Typically the lowest return (interest rate) due to the lower risk. Payment Priority: First in line to be paid. Mezzanine Debt: Position in Stack: Above senior debt, but below equity. Description: This is a secondary layer of debt that carries more risk than senior debt but less than equity. Mezzanine lenders do not have a claim on the property itself but may have rights to the borrower’s equity in the property if there is a default. This type of debt is often used when the senior lender restricts the amount of senior debt. Return: Higher interest rates than senior debt due to increased risk. Payment Priority: Paid after senior debt but before equity. Preferred Equity: Position in Stack: Above mezzanine debt, but below common equity. Description: Preferred equity investors are equity holders with a preferred position over common equity holders. They receive returns after all debt obligations are satisfied but are typically promised a minimum return before common equity holders are paid. Return: Higher than mezzanine debt, often fixed, with less risk compared to common equity. Payment Priority: After all debt, before common equity. Common Equity: Position in Stack: Top layer. Description: Held by the sponsor of the real estate deal and potentially other equity investors, common equity holders take on the most risk since they are the last to be paid. However, they also have the highest potential upside if the investment performs well, as they are entitled to all remaining profits after everyone else in the capital stack has been paid. Return: Potentially the highest, but with the most risk. Payment Priority: Last in line to be paid. The capital stack structure is important for understanding the risk and return profile of an investment and how different investors or lenders are positioned in terms of priority for repayment. #realestate #capitalstack #CRE #Investing
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We're going on another run after being on the sidelines for the last several quarters. We're excited about our current and new pipeline of deal-flow for our investors. Connect with Ember Shanahan for offering memorandums. #PrivateEquity #RealEstateDevelopment #Investments
We are about to drop 3 new investment opportunities this week. Wanna know more? PM me, follow VestCapital on all social media outlets or join our VIP through www.vestcapital.com