Verisk Underwriting

?? $4.7B in Premium Leakage—Can Insurers Keep Up? Extreme driving behaviors are increasing, but surchargeable violations are declining from traditional records. Violation-related premium leakage adds up to $4.7 billion in annual premium leakage for personal auto insurers. With rising costs and fewer reported violations, traditional risk assessment isn't enough. New data sources and advanced analytics are helping insurers capture overlooked risk and price policies with more confidence. ?? How is your team adapting? Read Verisk’s latest insights: https://vrsk.co/3YWmLsh #Insurance #PersonalAuto #Underwriting #RiskAssessment

FireLine?—Verisk’s industry-leading wildfire risk scoring tool—is now available in Tennessee. With wildfire threats rising and regulations shifting, insurers need precise, data-driven intelligence to navigate evolving risks. FireLine delivers: ? Property-specific wildfire risk scores for more accurate underwriting ? Data-driven analysis of fuel, slope, and access to better assess exposure ? Support for regulatory compliance in wildfire-prone regions ? Community and property-level mitigation ?? Ready to make smarter underwriting decisions? Learn how FireLine is reshaping wildfire risk assessment in Tennessee: https://vrsk.co/432uKaQ #WildfireRisk #Underwriting #RiskAssessment #InsuranceInnovation #PropertyInsurance

?? Personal Auto Insurers: Stay Ahead in 2025 with Smarter Data & Analytics The personal auto market isn’t getting any easier—record shopping, rising acquisition costs, and application fraud are creating major roadblocks. The key to staying ahead? Better data, sharper analytics, and strategic innovation. ?? Join us at VIC 2025 for expert-led sessions tackling today’s biggest challenges: ? Auto risk segmentation & CVAO – What’s next for pricing and underwriting ? Cutting through the noise – Focus on policyholders, not distractions ? Fraud across the policy lifecycle – How real-time insights can protect your book ? Transforming auto quotes – Data-driven strategies for sustainable growth ?? Don’t miss the chance to future-proof your strategy. Register now: https://vrsk.co/3QOs7lt #AutoInsurance #Underwriting #InsuranceInnovation #VIC2025 #FraudPrevention #RiskManagement

?? Wildfires, Mitigation & the Future of Risk: Join the Conversation ?? The increasing impact of wildfires demands new strategies, smarter policies, and innovative risk management solutions. What can be done to mitigate future devastation? Join Verisk’s JulieAnna Anastassatos and wildfire resilience experts on March 12 for an exclusive LinkedIn Live with FLASH, NFPA, IBHS and Headwaters, where they’ll explore: ? Lessons from LA wildfires ? How community and structure mitigation measures can shape a more resilient future ? The role of insurers in mitigating wildfire risk Don’t miss this discussion—be part of the future of wildfire risk resilience. Watch & engage here: https://vrsk.co/41ygp3q #WildfireRisk #Insurance #Underwriting #RiskManagement #Resilience

Mass timber buildings are increasing in the commercial construction space — but what does it mean for insurers? Verisk’s latest insights explore how this new technology is driving a shift in construction classifications, creating both opportunities and challenges for underwriters. Download our white paper for a full breakdown on mass timber and its impact on insurance: https://vrsk.co/3QIpEck #Underwriting #ConstructionTrends #MassTimber #RiskManagement #InsuranceData

?? Reconstruction Costs Are Rising—What’s Next? Over the past five years, rising inflation, extreme weather, labour shortages, and supply chain disruptions have driven reconstruction costs to unprecedented levels. ?? How can insurers stay ahead? Access to real-time data is critical to navigating these shifts and making informed decisions. Verisk Canada’s latest report breaks down the key trends shaping the industry. Get the insights you need: https://vrsk.co/41LtsA5 #ReconstructionCosts #InsuranceInsights #RiskManagement #VeriskCanada

??? CLOSE QUARTER: Verisk’s Jay Guin and Debbie Morris on solving industry challenges amid escalating cat losses and the upcoming Verisk Insurance Conference in April 2025. Watch the full interview >>> https://bit.ly/41J4dOw Jay Guin | Deborah S. Morris | Verisk | Kamaron Leach | The Insurer TV As climate-driven disasters escalate and insured losses soar past $150 billion annually, Verisk is doubling down on data analytics and next-gen modelling as key factors poised to help insurers stay ahead of evolving risks. Access article and video in full >>>https://bit.ly/41J4dOw #VIC2025 #catlosses #climatedisasters #insurance #insurancenews #veriskconference

??? VIC 2025: Get the Inside Scoop Before You Arrive! The countdown to Verisk Insurance Conference 2025 is on! Whether you're already registered or still considering attending, our exclusive webinar on March 13 at 12:30 p.m. EST will help you maximize your experience. ?? What’s on the agenda? ?? A sneak peek at must-attend underwriting sessions ?? Insider tips for networking and industry connections ?? A preview of the biggest trends shaping VIC 2025 Register now and get ready to make the most of VIC! ?? Sign up today: https://vrsk.co/4klOOLr #Underwriting #InsuranceConference #VIC2025 #Networking #IndustryInsights

?? Reconstruction Cost Growth: What’s Changing? Verisk’s latest 360Value? Quarterly Reconstruction Cost Analysis shows that U.S. reconstruction costs increased by 5.0% year-over-year—holding steady from the prior year’s 4.9% rise. While overall cost growth has stabilized, regional shifts and material price changes continue to impact the market. Staying ahead means having real-time insights to support informed underwriting decisions. ?? See the latest data and what it means for your business: https://vrsk.co/3XtxbzG #Underwriting #ReconstructionCosts #InsuranceData #RiskManagement #PropertyInsurance

Verisk is headed to NAMIC’s Commercial and Personal Lines Seminar in Chicago! As a proud sponsor, we’re excited to connect with industry professionals and share insights on the biggest trends shaping P/C insurance. ?? March 5–7 | Chicago, IL Stop by table #10 to meet the Verisk team and learn how our data-driven solutions are helping insurers navigate risk with confidence. #NAMIC2025 #InsuranceInnovation #RiskManagement #PCInsurance #Underwriting #CommercialLines #PersonalLines