Manifest

Wow, we’re truly honored. Manifest is officially the Word of the Year! ?? Big thanks to everyone who made this possible—our team, our users, and, apparently, a lot of people googling how to transfer their 401(k)s. ??♀? Sure, Cambridge University Press & Assessment technically meant the verb... but we’ll still be adding this to our list of accolades as we help folks #manifest crushing their retirement goals. ?? #CambridgeWOTY #CambridgeDictionary #WordOfTheYear2024

Many people back away from taking action with their retirement savings because they're met with language they need help understanding. This not only contributes to the high rate of people failing to roll over their 401(k)s. Complex jargon exists at all points in the savings journey. If you're spending this open enrollment season evaluating your retirement benefits, we've put together a shortlist of the most common terms to expect. For a longer list, consider skimming Guideline's excellent 401(k) Glossary: https://lnkd.in/g7MBSQxy

The most vulnerable employees in an organization are often those facing significant financial stress. So, as open enrollment approaches, how can we better support the 88% of workers who identify saving for retirement as their primary financial concern? ?? Simplify retirement jargon ?? Eliminate paperwork ?? Speed up transfer times Manifest proudly does all three. We've been powering employers with 401(k) consolidation, allowing employees to keep their savings invested and growing as they switch jobs. Because benefits should relieve stress, not contribute to it. ?? Looking to round out your benefits package? Get up and running in half an hour: https://lnkd.in/gbZnnKSS

According to The Wall Street Journal, up to $300,000 in potential savings can be lost across your career. New research from Vanguard claims it’s common for folks to skip over adjustments to their contribution rates and forget to sign-up. Job change is always challenging, and these mistakes happen. Unfortunately, these mistakes cost millions of Americans the life they’ve worked for. We're here to support individuals, teams, and families as they navigate these transitions. ?? Read more from The Wall Street Journal and Anne Tergesen (check out the lovely ?? graphic from Doug Chayka, too): https://lnkd.in/gsCyevFw #retirement #jobchange #401k #savings

?? We’re excited to announce our partnership with Sunny Day Fund ??! Sunny Day Fund empowers employees to build emergency savings directly through their employer’s benefits plan. By bringing in Manifest, participants can now easily consolidate their old retirement accounts, ensuring their long-term retirement savings stay on track—all in under 10 minutes. Together, we’re strengthening employee financial stability and making it easier for participants to focus on both immediate and future financial goals. ?? Learn more about how Manifest and Sunny Day Fund ?? are enhancing employee financial wellness: https://lnkd.in/gPFtPjCj

This week, we're consolidating more than just retirement accounts – we're bringing the whole team together in one place. ?? Our annual retreat allows us to fully focus on our progress and strategize the next steps needed to maximize retirement outcomes for millions of Americans. We can’t wait to kick things off right here in Chicago. #Manifest2024Retreat

The latest research from Morningstar’s Model of US Retirement Outcomes highlights key strategies to avoid running out of money in retirement. One of the most effective? Consolidating your 401(k)s instead of cashing out. ?? Avoid Cash-Out Risks: Workers who don’t consolidate their accounts are 57% more likely to face retirement shortfalls. ?? Save on Taxes: Cashing out can cost up to 30% in taxes and penalties. Consolidating keeps your money invested and growing. ?? Maximize Growth: Consolidating helps your savings benefit from long-term compounding growth. This week, we’re at HR Technology Conference & Exposition, showcasing how millions of Americans can benefit from an easier 401(k) transfer process. ?? Read Morningstar’s full report here: https://lnkd.in/ghuBXc8F #retirement #401k #savings #morningstar

Only 24 hours until we're on the ground at HR Technology Conference & Exposition! ?? After placing first in 2023's Pitchfest, we're back to exhibit our 401(k) transfer solution on the main floor. Roll over to Booth 3720 for some greetings and meetings with Anuraag Tripathi, Brooke Tomasetti, and Jake Hoodack! ?? ?? More on our winning pitch (from Dawn Kawamoto at Human Resource Executive): https://lnkd.in/eZwmCd33 #HRTech2024 #HRTech #HRinnovation #worktech #HRstrategy #HRtransformation

?? We’re thrilled to announce our partnership with OneEleven Financial Wellness! With nearly 80% of workers living paycheck to paycheck and almost 90% struggling to transfer their 401(k)s when changing jobs, financial stress is a reality for millions of Americans—short-term and long-term. OneEleven is helping employees by providing dedicated coaches to craft personalized financial plans and maximize their benefits. Now, with Manifest, participants can further enhance their retirement readiness by consolidating and maximizing one of their most valuable assets: retirement savings. ?? Learn more about how we're powering OneEleven Financial Wellness’ mission to democratize financial wellness: https://lnkd.in/eUYWar3m

Beanstalk Benefits, the first benefit platform granting employees total control of their benefits portfolios, is partnering with a diverse suite of wellness solutions to make personalized care more accessible. Every employee's experience is different. Needs change through major life events such as marriage, loss of health insurance, and job loss. Manifest is excited to be available on Beanstalk’s Benefits Suite for folks who need to consolidate old retirement accounts to keep their savings invested and growing as they move from job to job. ?? More on our partnership: https://lnkd.in/da9NCMfx ?? See Beanstalk Benefits' full Benefits Suite: https://lnkd.in/dJ2fT9YQ