USEBSG-NY

ACA’s Pay-or-Play Affordability Percentage is increasing for 2025! Starting next year, employer-sponsored health coverage will be considered affordable if an employee's contribution for self-only coverage is no more than 9.02% of their household income—up from 8.39% in 2024. This change gives applicable large employers (ALEs) more flexibility in setting contribution levels. Stay informed and ensure your coverage complies with ACA rules. #ACA #EmployerBenefits #HealthCoverage

Check out the American Red Cross Telethon tonight from 4-6:30pm on Channel 8 WROC. Call in and help those in need, your donation enables the Red Cross to respond and help people recover from these disasters. American Red Cross of Western New York

Did you know it’s World Mental Health Day? Today is a reminder to prioritize your mental well-being and reach out for support when you need it. Whether through small acts of self-care, connecting with loved ones, or seeking professional help, every step matters. #WorldMentalHealthDay #MentalHealthMatters #BreakTheStigma

“On Wednesday’s, we wear pink!” We are supporting Breast Cancer Awareness month here at USEBSG! Don’t forget - regular check-ups save lives, early detection is key. #breastcancerawareness #thinkpink #supportthefight

[DOWNLOAD]: Reminder! Group health plan sponsors must send Medicare Part D creditable coverage disclosure notices to Medicare-eligible individuals by Oct. 15, 2024, ahead of the annual enrollment period. Stay compliant and ensure timely delivery. For more details on model notices and delivery methods, download our Compliance Bulletin. #MedicarePartD #ComplianceReminder #HealthPlanSponsors

October is National Pet Wellness Month! It's the perfect time to prioritize your pet's health and ensure they’re getting the care they need. From regular vet checkups to proper nutrition, keep your furry friends happy and healthy. Don’t forget—pet insurance can help cover those unexpected medical costs and give you peace of mind! #PetWellnessMonth #PetInsurance #HealthyPets #PetCare

As 2025 open enrollment approaches, clear and simple communication is key to guiding employees through their benefits decisions. Start early, use multiple channels, and personalize messaging to help employees feel confident in their choices. Year-round education ensures they understand and maximize their benefits. Scroll to learn 8 effective tips for open enrollment communication. #OpenEnrollment2025 #EmployeeBenefits #HRTips #EmployeeEngagement #BenefitsEducation

October is Breast Cancer Awareness Month! Let's unite to raise awareness, support those affected, and promote early screenings. Regular check-ups save lives—early detection is key. Together, we can make a difference. #BreastCancerAwareness #EarlyDetection #SupportTheFight #ThinkPink

The U.S. Department of Labor (DOL) has updated the model Children's Health Insurance Program (CHIP) notice as of July 31, 2024. Employers with group health plans in states offering premium assistance subsidies must provide this annual notice. It can be issued alone or with health plan materials. Employers may modify the notice, but relevant state contact info must be included. Scroll for details! #BenefitsBreakdown

Yesterday US and NYBEST Agency teamed up at the The New York State Council Of School Superintendents (NYSCOSS) to support the NY Superintendents and all of the amazing work they do in our schools. Congratulations to HALDANE CENTRAL SCHOOL DISTRICT for winning our scholarship prize! If you’d like more information on how we can help create effiencies with your school district; please reach out to US or John McCarthy.