USA Construction Consultants

?? Studies have found that up to 75% of contractor defaults are tied to payment issues rather than performance failures. How confident are you that your construction funds are being used as planned? If you're a lender or bank financing construction projects, Funds Control is a game-changer. Who benefits from Funds Control? ?? Lenders: Protect your investment by ensuring that funds are spent exactly as agreed, preventing overpayments or misallocation of funds. ?? Borrowers: Keep your project on track by aligning payments with verified work, minimizing disputes, and ensuring a smoother project flow. ?? Contractors: Maintain cash flow by receiving timely payments for completed work, which encourages ongoing productivity and adherence to deadlines. Why should you consider Funds Control? ? Mitigate Financial Risk: In the complex world of construction financing, Funds Control gives you peace of mind by reducing the risk of overspending, fraud, or mismanagement. ? Increase Accountability: Both contractors and borrowers are held accountable for project milestones, improving project quality and completion rates. ? Enhance Project Oversight: Gain full transparency over how funds are used, with regular progress reports and verification checks. No surprises, no unnecessary risks. ? Streamline Communication: Funds Control creates a bridge between lenders, borrowers, and contractors, making sure everyone is on the same page throughout the project lifecycle. ? Ensure Project Success: The added layer of oversight and financial management often leads to fewer delays, fewer disputes, and more successful project completions. ?? Get in touch if you want to learn more about keeping your construction projects on budget. https://buff.ly/3zQP6aZ #FundsManagement #LenderSolutions #RiskMitigation #ConstructionLending #ProjectFinance #FundsControl #ConstructionRisk

??Lender Question Series ?? We are kicking off a new series to answer common questions from construction lenders! Here’s one we recently received: Question: "When a building permit is approved, can I assume that geotechnical reports and utility availability have been considered by the municipality? I'd like to streamline the documents we require for smaller projects." Answer: Permit requirements can vary widely by jurisdiction, but here’s a general breakdown: Geotechnical Reports: In my experience, geotechnical reports are usually not required for permit applications on smaller projects. Some jurisdictions may require them for larger developments, but for renovations, tenant improvements (TI), or small additions, these reports are typically unnecessary. However, without a report, there is a risk that unknown soil conditions near existing structures could require extra foundation work, impacting the budget. Utility Availability Letters: Similar to geotechnical reports, utility availability letters are generally not a permitting requirement. Typically, utility plans need approval from local water or sewer authorities before installation, but jurisdictions rarely require a formal letter confirming utility capacity at the permit stage. Smaller renovations often carry minimal utility risks, but ground-up construction—even on smaller projects—might require some due diligence. Zoning: When a building permit is issued, it’s usually a good sign that zoning has been reviewed and approved by the municipality. Additional zoning letters are rarely necessary once a permit is in hand, although a permit application alone (without approval) wouldn’t confirm zoning compliance. Conclusion: An approved permit offers a level of assurance, but for construction lenders, confirming certain details directly with the jurisdiction can help mitigate risk on smaller projects. Looking forward to sharing more in this Lender Question Series as we tackle real challenges in construction lending!

Is Your Construction Project Financially Protected? Funds Control Can Help! Implementing effective funds control can be the key to safeguarding your project’s finances. In our latest blog, Mastering Funds Control: How to Safeguard Your Project Finances, we cover: ?? The essential role of funds control in preventing misallocation and overruns ?? Practical steps to ensure every dollar is spent wisely ?? Tips to streamline your processes and avoid costly pitfalls Explore our guide to learn how effective funds control can be the safety net your project needs. Whether you’re new to funds control or looking to refine your process, this is the resource for you. ?? Read more to start safeguarding your investments today! https://buff.ly/40ttqfS #ProjectFinance #FundsControl #CommercialLending #ConstructionLoans #ConstructionIndustry #BuildingSuccess #USACC

Today, we honor and express our deepest gratitude to all the brave men and women who have served and sacrificed for our country. Your courage, resilience, and commitment to protecting our freedoms inspire us every day. We are forever thankful for your service. #VeteransDay #ThankYouForYourService #HonorAndRespect

Lots of great information at the #NAGGL conference this week. See Mike Sanders’ summary of the construction monitoring session below. #sbaloans #constructionlending #constructionlender #fundscontrol #sbalending

The 40th Annual NAGGL Conference is just around the corner! Join President Ryan Jones and Director of Funds Control Michael Sanders at booth #77 in Las Vegas for three days of connecting, learning, and expert insights in SBA lending. Whether you're looking to improve your SBA loan processes or simply connect, we’re here to help. Stop by and say hello – we’ve got a special surprise giveaway lined up this year! Let’s make this milestone year unforgettable! See you at the 40th anniversary of the NAGGL Conference. #sba #sbalending #sbaloans #sba7a #smallbusiness #naggl #40YearsofNAGGL #vegas #constructionconsultants #usacc

I?? New Blog Alert! Essential Elements of a Strong Construction Contract ?? We just published a blog that breaks down the must-haves for every construction contract. See a quick #TLDR Summary below or jump into the full article here https://lnkd.in/encFN82n Key Takeaways: ?? Executed Agreement – No signed contract, no project. Make it official! ?? Date of Commencement – Establish a start date to align everyone from day one. ? Construction Duration and Schedule – Clear expectations for the project timeline keep everyone on track. ?? Basis of Payment – Understand Stipulated Sum vs. Cost of the Work for clarity on payments. ?? Payment Terms – Define billing frequency, retainage, and lien waiver needs upfront. ?? Scope of Work – Document every detail to set clear expectations. ?? Cost Breakdown/Schedule of Values (SOV) – Keep finances transparent with a detailed breakdown. ?? Additional Provisions –Always consider change order procedures, safety protocols, and dispute resolution. A well-structured contract is the first step toward a smooth project experience. What essentials do you always include? #USAConstructionConsultants #USACC #CRELender #ConstructionConsulting #commerciallending #constructionfinancing #CommercialRealEstate #CRE #ConstructionAgreement #ConstructionContract

It was great seeing all our SBA friends last night! 2025 should be a great year! Susan Battle, Chip Gjertsen, Jon Daly, Chris Fonzi, Ryan Pendleton and many others! Thanks to Sherry Martin for leading the charge for #GLQC. #SBA #SupportSmallBusiness #constructionlending #constructionriskadvisory

How to Minimize Construction Defects on Your Project At USA Construction Consultants, our primary focus during site visits is reviewing project progress and payment applications submitted by Contractors. We do however also look for construction defects that may be apparent during our monthly walkthroughs. Although we can’t guarantee that defects will not occur, there are some steps that should be taken to help avoid construction defects: ?? Engage Experts Early Consult with real estate attorneys, architects, and construction experts during the design phase to identify risks and ensure code compliance. ? Vet Contractors Thoroughly Select licensed and experienced contractors with a proven track record. Due diligence is key to quality. ?? Clear Contracts and Regular Inspections Draft comprehensive contracts that outline the scope of work and quality standards. Include provisions for inspections to catch issues early. While preventing defects isn’t our primary role, USA Construction Consultants can support your project by helping with Contractor Capability Evaluations and Construction Documentation reviews, which are foundational items that will help to set your project up for success. These ideas were further discussed in this article, which was helpful in thinking thru different aspects of Construction Defects. https://buff.ly/4f7t3f6 #ConstructionManagement #ProjectOversight #ConstructionDefects #USAConstructionConsultants #ContractorReview #QualityControl

?? 3D Printing: The Future of Commercial Construction? ??? While 3D printing isn't widespread in commercial construction yet, it’s quickly emerging as a promising possibility! Walmart recently tested the waters by 3D printing an addition to one of their Tennessee stores, marking an important milestone. According to the article, this was "one of the largest 3D-printed structure in the U.S." and highlights how this technology is poised to play a larger role in the future of construction. Imagine what this could mean for the industry as the technology matures: faster builds, cost savings, and a reduction in material waste. While it may take time before 3D printing becomes commonplace in commercial projects, the potential is clear, and it’s worth watching as it develops. Want to read more? Check out the article here: https://buff.ly/4ewqmTY What do you think about 3D printing in construction? ?? #3DPrinting #ConstructionTrends #EmergingTech #CommercialConstruction #USACC