Unlock Technologies

Please help us welcome Abe Kahan as Unlock’s Head of New Products & Strategy. Abe is an innovative leader with more than 20 years of mortgage, home lending and fintech industry experience. A startup founder, Abe brings an entrepreneurial mindset to Unlock. We’re excited to have him on the team! #NewHire #TeamUnlock

A HUGE thank you all of our homeowners for sharing their feedback and helping us achieve 1,000 reviews on Trustpilot. Reviews not only help potential homeowners make educated decisions about our home equjity agreement (HEA), but also give us the opportunity to improve our practices. We are always eager to learn about how customers rate their experience working with Unlock.

Thanks to National Association of REALTORS? for a productive #NAR NXT! Our CEO James Riccitelli enjoyed educating real estate professionals about how our home equity agreement (HEA) is helping homeowners invest in real estate without a loan. Didn’t get the chance to connect with us? Reach out to Unlock CMO Michael Micheletti to learn more about what we do. #NARNXT #NEARREACH #HomeEquity #HomeEquityAgreement

We're so excited to hear Unlock CEO Jim Riccitelli speak this morning at #NAR NXT. He'll be joining fellow NAR REACH startups for the session, "Fastest Growing Tech Solutions for Real Estate." If you're here, be sure to visit us at booth #1431 and discover how we're driving innovation in the real estate industry. #NARNXT #NARREACH #HomeEquity #HomeEquityAgreement #HEA

Homeowners have been reluctant to tap the record equity they’re sitting on until recently. In the third quarter, homeowners withdrew $48 billion of home equity – likely incentivized by the Federal Reserve’s interest rate cut in September. Could an interest rate cut later this week drive more activity?

Mortgage rates continue to rise after falling in September, frustrating would-be homebuyers. Those looking for relief in November might be disappointed. Experts aren’t anticipating significant rate declines until 2025, despite expectations for another rate cut by the Federal Reserve next week.

Limited housing stock kept prices high this year. But the pace of increases is expected to slow in 2025. Where do you think home prices are headed?

It’s great to see the financial media paying closer attention to home equity agreements (HEAs). Investopedia recently produced this guide to HEAs, which explains how they work, the pros and cons, how to qualify and which HEA providers to consider, including Unlock.

Congrats to our marketing partners Everflow - Partner Marketing Platform and Vibrant Performance, who won the Best Lead Generation Campaign award for their work with Unlock at the Global Performance Marketing Awards. We're proud of the strong results they've achieved.

We’re excited to welcome Brad Kindt to Unlock as Chief Credit Officer. Brad is a senior executive officer with more than 20 years of credit, risk management and lending strategy experience. Before joining Unlock, he served as a Chief Credit Officer at Lending Club, Ameriprise Bank and TCF Bank. He has also held senior roles at U.S. Bank and Fifth Third Bank. We're grateful to have Brad on board, overseeing our underwriting and asset management functions.