United Benefit Advisors? (UBA)

Whether you're gathering around the table or catching the big game this week — we hope it’s filled with cherished memories. Happy Thanksgiving! ?? ? UBA Partner Firms, with deep roots in communities nationwide, support 26,000+ employers with employee benefits solutions that enhance the well-being of employees and their families.

As an independent employee benefits firm owner, you always search for cost-effective, competitive solutions for your clients. Ready to elevate your self-funding expertise to better serve your clients? UBA self-funding expertise empowers you to offer innovative, tailored solutions that rival even the largest brokerages. Gain the training and resources you need to implement self-funding strategies that keep clients loyal and attract new ones. With UBA, you're delivering strategies backed by a collaborative network of industry leaders. Discover the power of UBA collaboration: https://lnkd.in/gZ8Hudfb

UBA always bringing the best tools in the country for our clients. Love it.

The 2024 UBA Employee Benefits Benchmarking Trends Report provides employers with insights into national employee benefits trends, including life and disability benefits. ?? Trend 8: Small businesses with 50 or fewer employees are driving growth in basic life insurance and short- and long-term disability insurance, with respective increases of 14.5%, 8.5%, and 12.4% over the past year. To learn more trends, download your copy of the 2024 UBA Trends Report today! https://lnkd.in/gJdY4zJv

Weekly Compliance Q&A Q: Can a self-insured plan offer diabetes supplies at no cost and with no deductible on qualified HDHP plans per the IRS regulations for HSAs? A: https://lnkd.in/dwbMGZz3 UBA Partner Firms provide timely, accurate answers to employee benefits questions, supported by Kutak Rock.

UBA is thrilled to announce the newest UBA Solution Alliance, Innovu, a vetted health data analytics provider that will offer each UBA Partner Firm and their clients comprehensive reporting tools. Welcome to UBA! ? We're excited to be better together! ? Learn more about Innovu: https://www.innovu.com/

The 2024 UBA Employee Benefits Benchmarking Trends Report provides employers with insights into national employee benefits trends, including midsize business dental benefits. To learn more trends, download the 2024 UBA Trends Report today: https://lnkd.in/gJdY4zJv

As an independent employee benefits advisor, you've built a business by helping companies navigate the complexities of health care and employee benefits. ? But as you grow, you’re starting to hit barriers. ? You need more resources to expand while maintaining the high standard of service your clients expect. ? Running your business and training your team is challenging. Not addressing these challenges can have serious consequences. ? With limited resources, you'll find it increasingly difficult to keep up with client demands, which can lead to burnout and missed opportunities. ? Your team may struggle to deliver up-to-date, comprehensive advice to clients, diminishing your firm's reputation. Without the latest strategies and a network of trusted partners, you risk losing clients to larger firms that offer more robust and innovative solutions. A trusted network of employee benefits peers can help you find new ways to stay ahead. ? Consider George Loebig, CSFS?, REBC?, President, Jordan Dynamics, Inc. (JDI Group), an independent advisor much like you. George faced a turning point when a long-term client expressed concern with limited fully insured plan options. Realizing he needed to offer more flexible, cost-saving solutions, he attended a United Benefit Advisors (UBA) self-funding training. ? A UBA peer’s expertise in transitioning clients from fully insured to self-funded plans empowered George to deliver customized solutions that provided significant savings and enhanced benefits for his clients. Now, he’s winning new business and retaining his best clients with innovative, personalized strategies. Could self-funding be the solution your clients need? George shared, "Joining forces with UBA has elevated JDI Group’s ability to drive impactful savings and value for our clients. Leveraging UBA's resources, I recently helped a client transition to a self-funded solution, resulting in annual savings of $150,000. At the first-year renewal, the client faced only a modest 3% cost increase, and with a $300,000 year-to-date surplus, their renewal saw a net 0% increase—no added expenses for the employer or employees. Access to UBA’s network of top-tier benefits consultants has empowered me with the insights and tools to deliver these highly competitive, innovative strategies to our clients." ? Imagine being able to focus on growing your business while having access to the resources and strategies that will set you apart from the competition. ? It's possible with UBA. ? Ready to take the next step? ? Let's talk! Request a complimentary 15-minute consultation to discuss how UBA can support your firm's growth and help you better serve your clients: https://lnkd.in/gZ8Hudfb

Are you an Alabama employer interested in making informed health care plan decisions to attract and retain top talent? To help you strategically plan renewals — Download the 2024 UBA State Trends Report for Alabama: https://lnkd.in/dqhxPbYC

Weekly Compliance Q&A Q: Do short-term disability and temporary disability plans need to be included in the Summary Plan Description? A: https://lnkd.in/dwbMGZz3 UBA Partner Firms provide timely, accurate answers to employee benefits questions, supported by Kutak Rock.