Spare

80% of MENA’s SMEs are underfunded - yet they drive 90% of private-sector activity. Traditional lending can’t keep up. But Open Banking can. In this Fast Company Middle East article, our Co-founder and COO, Saurabh Shah shares how Spare is helping unlock access to funding through real-time financial data - empowering #SMEs to grow and compete in the digital economy. Read the article here: https://lnkd.in/gSWskrBu #OpenBanking #Fintech #MENA #DigitalEconomy

Financial literacy is the foundation of smarter financial decisions. Organized by Fintech Saudi | ???? ????????, Global Money Week reminds us that it's more important than ever to ensure businesses and individuals access accurate, reliable financial information. In a world of rapid digital transformation, misinformation can be costly. Whether it’s choosing the right payment methods, understanding cash flow, or securing funding - verifying financial sources is critical. At Spare, we’re committed to enabling businesses with secure, transparent, and future-ready financial solutions because smart decisions today shape a stronger tomorrow. #GlobalMoneyWeek #FinancialLiteracy #SaudiArabia #Fintech #OpenBanking #Vision2030

Cash flow challenges remain one of the biggest barriers to #SME growth in the #GCC. According to Al Etihad Payments, 88% of businesses in the UAE cite cash flow as their top challenge - while 65% of SMEs struggle to access financing (Central Bank of The UAE). With #OpenBanking, businesses can leverage real-time payment systems like #Aani in the #UAE and #Sarie in #KSA to move money instantly, reduce reliance on intermediaries, and gain real-time financial visibility. The result? Faster access to funds, lower transaction fees, and automated financial management - all critical to SME success. Regulatory bodies like Saudi Central Bank – SAMA are paving the way for a more efficient financial ecosystem, ensuring businesses can operate with greater agility and control. Read more about how Open Banking is transforming SME cash flow:??? #fintech #digitalpayments #innovation

What actually happens when you make a payment with Open Banking? From instant transfers to seamless reconciliation, here’s a step-by-step breakdown of how #OpenBanking is making #payments faster, cheaper, and smarter for businesses. #DigitalPayments #Fintech #SME #MENA #GCC

The #SaudiRiyalSymbol represents the Kingdom’s economic strength on the global stage and its position among the world’s leading economies and G20 nations, reinforcing Saudi Arabia’s role as a key connector in global trade. #SAMA

#SMEs need a payment system that supports them - not holds them back Lower fees, faster #payments, and smarter financial decisions - this is what #OpenBanking delivers. Swipe through to see how SMEs can scale, expand, and seize new opportunities with Open Banking #Fintech #MENA #GCC

This #InternationalWomensDay, we celebrate the women shaping the future of business, #innovation, and progress - from #entrepreneurs to executives, their impact is driving change across industries. But progress doesn’t stop here. Let’s #AccelerateAction, break barriers, and create more opportunities for a truly inclusive future. #IWD2025 #MENA #ArabWorld #WomenInTech

SME #payments are stuck in the past. Rising fees. Payment delays. Failed transactions. All are barriers to growth. #OpenBanking is breaking those barriers. Instant bank transfers, lower costs, and real-time financial insights are redefining how #SMEs move money. The shift is happening now. Read our article below to learn how your #business can stay ahead and why Spare the most trusted Open Banking partner in the region. #SMEPayments #Fintech #DigitalPayments #GCC #KSA #UAE

Are payment fees eating into your profits? Most #SMEs lose 2-3% per transaction in card processing fees, while delayed settlements disrupt cash flow. With #OpenBanking, businesses can: ?? Reduce costs with direct bank-to-bank transfers ?? Get paid instantly - no waiting for settlements ?? Eliminate #chargebacks and minimize #fraud risks ?? Offer a seamless #checkout experience for customers Check out our side-by-side comparison to see why Open Banking payments are a smarter choice than traditional payments. #Fintech #DigitalPayments #MENA #GCC #KSA #UAE

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