Ampersand, Inc.

Join Ampersand CEO Kelly A. Brown and Patriot Financial Partners COO Tom Cestare as they dive into the dynamic world of Fintech Investing for private equity firms in the latest episode of the Trust Ampersand Podcast. ?? https://lnkd.in/gMz9-JN4

?? As Q1 wraps up, it's time to review your deposit management strategy. Questions to consider: ?Have your cash needs changed? ?Are all your deposits properly protected? ?Are you maximizing your returns? ?Is concentration risk a concern? Let's make Q2 your strongest quarter yet. https://lnkd.in/g78TXhWf #Q2Goals #DepositManagement #TrustAmpersand

Question for our financial professionals: What's your biggest challenge when it comes to managing deposits across multiple institutions? ?? Share your thoughts below, and let's discuss solutions together.? #DepositManagement #BankingChallenges #FinancialDiscussion #TrustAmpersand

The Consumer Financial Protection Bureau (CFPB) has long played a role in ensuring transparency and fairness in banking. While it doesn’t regulate commercial deposits directly, its presence influences competition, rate transparency, and deposit terms across the industry. If the CFPB is disbanded, commercial depositors—businesses, municipalities, and institutional investors—could face new challenges, including: ?? Less competitive pressure on deposit rates ?? Reduced transparency in pricing & disclosures ?? Weaker enforcement against unfair bank practices ?? Increased risks for municipal and public funds ?? Greater uncertainty for fintech and non-bank deposit alternatives So, what can depositors do? Advocate for yourself. Compare rates. Seek expert guidance. Read our latest blog to learn more about what’s at stake and how to stay ahead: https://lnkd.in/gTV46yP7 #Banking #Deposits #CFPB #TreasuryManagement #FinancialRegulations #CommercialDeposits #Fintech

?? 6 in 10 depositors say loan agreements limit their ability to switch banks, and nearly 9 in 10 would move deposits if they could. Relationships, switching costs, and service disruptions remain key barriers to changing banking relationships for depositors. So what does this mean for financial institutions? What do depositors actually want??Find out here: https://lnkd.in/dJ5Shf3H

To our valued clients: Thank you for trusting us with your deposit management needs. Your success is our success, and we're grateful for the opportunity to serve you every day. Here's to many more years of partnership! ??? #ClientAppreciation #BankingPartnership #FinancialSuccess #TrustAmpersand"??

?? When it comes to deposit safety, don't rely on luck. Trust Ampersand's proven strategies and expertise to keep your funds secure and optimized. Because smart deposit management isn't about finding a pot of gold—it's about making informed decisions every day. #StPatricksDay #DepositSafety #SmartBanking #TrustAmpersand

?? Did you know? Over $7 trillion in unsecured deposits are sitting in U.S. banks right now.* Is your organization taking unnecessary risks with its deposits? Our free guide reveals: ?5 essential strategies to minimize concentration risk ?Common pitfalls to avoid ?Smart steps for better deposit protection Download now: https://lnkd.in/gfb9eG_x *Source: https://shorturl.at/ueFwM #RiskManagement #Banking #DepositSafety #TrustAmpersand

We’re thrilled to announce that Ampersand Inc. has officially joined the American Fintech Council (AFC)! As a leader in treasury management solutions, we’re excited to align with an organization dedicated to advancing innovation and excellence in fintech. This is more than just a milestone—it’s an opportunity to collaborate with visionary thought leaders across fintech and banking, shaping the future of industry practices and policy with insights that drive meaningful progress. We look forward to contributing our expertise and partnering with AFC members to foster a more innovative and secure financial ecosystem. Read more about our membership here: https://lnkd.in/evwXErrJ #Fintech #TreasuryManagement #Innovation #AmericanFintechCouncil #AmpersandInc