Tred

Endings are HARD, But the Journey was Incredible ???? This isn’t the post we ever wanted to write, but today we’re sharing the sad news that Tred will be winding down. After four amazing years, countless lessons, and an incredible journey, it’s time to close this chapter. When we started Tred, we had a simple mission: To make money work for the planet, not against it. From launching fossil-fuel-free accounts to raising awareness of the hidden carbon impact of finance, we’ve been part of some amazing conversations and moments of change. Recent changes to financial regulations around Authorised Push Payment Fraud (APPF) have significantly impacted smaller disruptors like Tred, which we simply aren’t equipped to sustain. But luckily, we wouldn’t change the journey for the world! We’ve been part of something amazing and built something groundbreaking with an incredible team of passionate, talented people. We couldn’t be prouder of what we’ve achieved together and the community we’ve built. Chris Russell Amy Burgess Razvan Dragoi James Collins Rob Lihou Sam Stoppani ?? To everyone who supported us along the way, our team, our customers, and everyone who believed in Tred’s mission, thank you. This is the end of Tred, but it’s far from the end of the fight for sustainable finance. The mission continues, and I know that the seeds we’ve planted will grow into something even greater. Let’s keep pushing for a greener, fairer future ??

???? If Planet Earth had Spotify, what would it be listening to? Spotify Wrapped is out, and while we're all laughing (or cringing) at our most-played songs, it got us thinking... what’s on Planet Earth’s playlist this year? While this adds a touch of humour, it highlights an urgent truth: climate change is the most pressing issue of our time. Let's turn up the volume on sustainability and make sure Earth's future playlists are filled with songs of hope and recovery. ?? What song would you add to this playlist? Share below! #climateaction #sustainability #ecofriendly #spotifywrapped #wrapped

Tred is now a Kind Partner! ? We believe finance should be a force for good – that’s why we’re thrilled to join the Kind Currency's Directory of organisations driving positive impact for people and the planet ?? ? Our current accounts help businesses align their finances with their values, contributing to a greener, kinder future with every transaction. ? Here’s to making sustainability more accessible, impactful, and empowering for everyone! Check out the full Kind Directory in the comments to check out us and other organisations doing great things! ?? ? #GreenFinance #SocialImpact #SustainableBusiness #PeopleAndPlanet

???? ?????? ???????? ???????? ?? ‘???????? ??????????????’ ???? ?? ?????? ?????????? ???????? ???? ?????????????? ??????’???? ?????? ?????? ?????????????? ??????????? Don't worry - our ???????????????????????? ???? ?????????? name verification check provides you with confidence that every payment is going to the right place ?? When you add a new payee, we’ll check the name you’ve given us against the name on the actual account (provided by the institution the account is with), to identify whether the details are correct ? We’ll let you know whether the name is an exact match, a close match, or not a match at all, and even some extra bits of information like whether the payee has recently switched to a new account or whether the account is registered as a business or personal account. We’ll make it easy for you to quickly correct any mistakes and make an informed decision about whether to continue with the payment ?? ?????? ???? ???? ??????????????????? ? We all make mistakes - this new Confirmation of Payee check will make sure that any typos are picked up before you part ways with your money.? ? Scams and fraud relating to authorised payments are also on the rise – this check will help you spot whether someone asking you to send them money isn’t who they say they are ?? At Tred, we’re not just about making your money green, we’re also about giving you the tools you need to make your day-to-day finances a breeze ?? Want to hear more about Tred’s business current account? You can book a call with one of our team at the link in the comments ?? #sustainablebusiness #greenmoney #smallbusiness #smallbusinessuk #greenfinance

Is email marketing killing the planet???? Last week, Tred got this email reply to one of our marketing emails ?? “Please don’t send these emails as it cost energy and uses carbon. You are burning up the earth’s resources for no benefit at all - think first!” What is your initial reaction to this? We always appreciate feedback but like with many sustainability problems, we think the reality is more nuanced ?? Let’s unpack this ?? According to Mike Berners-Lee, author of ‘How Bad Are Bananas? The Carbon Footprint of Everything,’ the average business user generates around 135kg of CO2e per year from emails. That’s roughly equivalent to driving 200 miles in a family car ?? But, the carbon impact of an email varies on a couple of things. An?email caught in a spam filter emits just 0.03g, a regular email 4g, and an email with a large attachment can emit up to 50g. Even the device used to open it, whether phone or laptop, can make a difference. It’s clear that every aspect of our digital life has an impact, and digital communications are a part of that. But for many businesses, they pale in comparison to the environmental cost of the money in their current account ?? Here’s a staggering stat: A business with ￡100k in a traditional current account like HSBC could be indirectly responsible for emitting 21,700kg of CO2e per year, the equivalent of 5.425 million regular emails. And this is just from where the money sits. Our green business current accounts offer businesses the opportunity to stop their money funding fossil fuels, drastically cutting the carbon footprint tied to their finances. ?? Which means that every email we send is an opportunity for someone to reduce their emissions by tonnes yearly, and help make money work for the planet, not against it. Balancing the small, immediate environmental costs with the potential for significant, long-term reductions is something every green business faces ?? But in this case, we don’t think it’s time to scrap our digital marketing strategies. Just as the responder, was able to express their opinion on an environmental issue to us via email, we believe we think that digital communications remain the most climate-friendly way to spread awareness about important issues, and we think the environmental impact of money is something worth raising awareness of. That said, there are steps that we can and should take to minimise digital waste, such as: - Simplifying emails by reducing images? - Encourage people to unsubscribe from mailing lists they aren’t interested in? - Sharing links instead of large attachments? - Focus on sending emails that are relevant and engaging, to the people the product is right for What are your thoughts on this discussion? Let us know in the comments.?

Is email marketing killing the planet???? Last week, Tred got this email reply to one of our marketing emails ?? “Please don’t send these emails as it cost energy and uses carbon. You are burning up the earth’s resources for no benefit at all - think first!” What is your initial reaction to this? We always appreciate feedback but like with many sustainability problems, we think the reality is more nuanced ?? Let’s unpack this ?? According to Mike Berners-Lee, author of ‘How Bad Are Bananas? The Carbon Footprint of Everything,’ the average business user generates around 135kg of CO2e per year from emails. That’s roughly equivalent to driving 200 miles in a family car ?? But, the carbon impact of an email varies on a couple of things. An?email caught in a spam filter emits just 0.03g, a regular email 4g, and an email with a large attachment can emit up to 50g. Even the device used to open it, whether phone or laptop, can make a difference. It’s clear that every aspect of our digital life has an impact, and digital communications are a part of that. But for many businesses, they pale in comparison to the environmental cost of the money in their current account ?? Here’s a staggering stat: A business with ￡100k in a traditional current account like HSBC could be indirectly responsible for emitting 21,700kg of CO2e per year, the equivalent of 5.425 million regular emails. And this is just from where the money sits. Our green business current accounts offer businesses the opportunity to stop their money funding fossil fuels, drastically cutting the carbon footprint tied to their finances. ?? Which means that every email we send is an opportunity for someone to reduce their emissions by tonnes yearly, and help make money work for the planet, not against it. Balancing the small, immediate environmental costs with the potential for significant, long-term reductions is something every green business faces ?? But in this case, we don’t think it’s time to scrap our digital marketing strategies. Just as the responder, was able to express their opinion on an environmental issue to us via email, we believe we think that digital communications remain the most climate-friendly way to spread awareness about important issues, and we think the environmental impact of money is something worth raising awareness of. That said, there are steps that we can and should take to minimise digital waste, such as: - Simplifying emails by reducing images? - Encourage people to unsubscribe from mailing lists they aren’t interested in? - Sharing links instead of large attachments? - Focus on sending emails that are relevant and engaging, to the people the product is right for What are your thoughts on this discussion? Let us know in the comments.?

Let's face it - applying for a new business current account can be a daunting process. Endless paperwork, confusing requirements, and long waiting times can make it feel like an uphill battle. At Tred, we believe it shouldn't be that hard. That's why we've reimagined the application experience to make it as smooth and stress-free as possible. ????????'?? ?????? ???? ???? ????: ? ?????????????????? ???????????????????? ????????: When you apply for a Tred account, we assign you a dedicated onboarding specialist who guides you through every step. ?? ???????????????????????? ?????????? ????????: We'll set up a video call at your convenience to walk you through the process, answer any questions, and handle the heavy lifting so you don't have to. ?? ?????????????????????? ??????????????: We've cut out unnecessary steps to get you up and running quickly, allowing you to focus on what matters most - growing your business sustainably. It’s been great to get positive feedback from our customers as we’ve committed to making this process more accessible and hassle-free. Thinking about making the switch? It’s easier than ever to apply for a Tred business account today. Head to our link in the comments to find out more. #businessgrowth #customerexperience #Tredlaunch #ecobusiness? #greenmoney #sustainablebusiness #smallbusiness

Meeting your business goals is more accessible than ever with our ???????????????????????? ???????????? ?????????????? ?? At Tred it’s always been our mission to make sustainability simple for hardworking businesses like yours. Alongside your money being as green as can be in a Tred account, we also want to open up opportunities for your business by making it easier than ever for you to report on your carbon impact and get actionable insights. So, we’re really excited about the latest feature release for customers on our Tred Sustainability plan - monthly personalised Carbon Impact Reports which break down their emissions for every category and give them custom improvement points. Whether you want to unlock opportunities with new clients, attract a new demographic of customers, or just be as green as you can, these new reports are going to make it easier for you to reach these goals – and you can start the journey today. The best news is, Tred's carbon accounting is MUCH cheaper than the other options available in the market. For example, for a consulting service with 10 employees, Tred’s carbon accounting is a ???????????????? ????% ?????????????? ???????? ?????? ???? ?????? ???????????? ?????????????? over a 12 month period*. We’re so happy to be making carbon accounting more accessible for smaller businesses in the UK. If you’d like to learn more about Tred Sustainability and our green business account, you can book a call with one of our team through the link in comments ?? *Tred Sustainability for 12 months would cost ￡120 (￡12/month) compared to Greenly’s most basic plan, costing ￡2800 for 12 months – Source: Greenly

???Speaker Announcement??? Our very own Will Smith will be speaking at the next GreenTech Gathering! He'll delve into the journey of building our fossil-fuel-free financial solution for businesses, going over the early challenges to strategic pivots that enable us to make money work for the planet, not against it ?? If that's something that you think could be relevant for you and your business, you can sign up for free with the link in the comments ?? #finance #sustainability #banking

Whatever size your business is, switching to a green current account makes a significant difference to your environmental impact.?Below are some stats about the impact your money could be having (spoiler alert, it's quite shocking ?). With Tred, we make sure your money works for the planet, not against it. Every pound goes toward a greener future, not fossil fuels. Whether you’re just starting or scaling up, making the switch means reducing your carbon footprint in a measurable way, that you can shout to customers and clients about ?? Want to find out exactly how much you would save by switching to Tred? Head to our carbon savings calculator on our website, link in comments???