TPAC

What if… healthcare could be different? At TPAC, we’re not just imagining a better future for healthcare—we’re making it happen. Our innovative stop-loss solutions break away from the norm, offering no lasers and no one-size-fits-all approaches. Instead, we focus on client-first strategies that drive real change. Join us in reshaping the future of healthcare. At TPAC, we are changing the way healthcare is financed, disclosed, and delivered. Connect with us to learn more at [email protected]! #WhatIf #StopLoss #Healthcare #SelfFunding #Insurance

The Big Players in Pharmacy—What It Means for Self-Funding The top 15 U.S. pharmacies of 2024 are out; the numbers tell a big story. Drug Channels' latest report shows how major players like CVS, Cigna/Express Scripts, and OptumRx dominate the market. But what does this mean for self-funded employers? Key Takeaways: ?? Market Power is Concentrated – The top three PBMs control 75% of all prescriptions, impacting pricing and plan design. ?? Rising Drug Costs – Specialty medications account for a substantial portion of healthcare spending. ?? Transparency Matters – Understanding where your pharmacy dollars go is critical for managing costs. Navigating these challenges with advanced stop-loss solutions and strategic cost containment will be essential as market power becomes more concentrated. Want to take a closer look at how pharmacy costs impact your risk? Let’s talk: [email protected] #PharmacyCosts #SelfFunding #StopLoss

Exciting news! TPAC is sponsoring the NextGen Healthcare Summit on March 18th at The Forum in Fishers, IN hosted by Conner Insurance. If you’re looking for ways to help self-funded employers control healthcare costs while protecting against high claims with stop-loss insurance, stop by the TPAC table. Jeffrey Whitaker will be there and would love to chat. The event takes place at The Forum, 11313 USA Pkwy, Fishers, IN 46037. Hope to see you there! #NextGenHealthcare?#SelfFunding #StopLossInsurance #EmployeeBenefits

The shocking reality of surprise ambulance bills. Imagine this. You’re in a medical emergency, an ambulance arrives, and you’re rushed to the hospital. Fast forward a few weeks. You receive a $5,000 bill for that short ride. No warning. No choice. Just a gut-punching surprise. This isn’t an isolated incident. It’s happening every day. A recent KFF Health News article highlights a San Francisco runner blindsided by an out-of-network ambulance bill. Even though surprise billing protections exist, they don’t always apply to emergency transport. Patients often end up with huge bills and nowhere to turn. What can TPAs, brokers, and employers do? ? Scrutinize claims. Do not assume the bill is correct. ? Work with partners who challenge excessive costs. Not all charges are fair, and they can often be negotiated. ? Educate members. Knowing what to ask before an emergency can make all the difference. At TPAC, we help you fight back against unjust costs. Do you have a tricky claim or want to learn more? Let’s talk at [email protected] Article: https://lnkd.in/ez_Gy92B #HealthcareCosts #SurpriseBilling #SelfFunding #CostContainment

And the Oscar goes to... our incredible TPAC partners for "Best Performance in Making Self-Funding a Success!" Behind every great benefits plan is a cast of dedicated TPAs, brokers, and cost containment experts working tirelessly to find creative solutions, control costs, and deliver the best outcomes. You’re the real stars of the show, turning challenges into opportunities and making a lasting impact for the groups you serve. We’re grateful to be part of your supporting cast. Here’s to another award-worthy year of partnership and success! Drop a comment and take a bow; you’ve earned it! #TPAC #SelfFunding #BestInTheBusiness #Oscar

Underwriting goes beyond just numbers. When faced with a complicated group and unclear figures, who do you turn to? Your underwriter. Underwriting combines art and science. It’s about balancing risk, finding solutions, and creating fair, strategic quotes. At TPAC, our underwriters don’t just hand you a number and walk away. They work with you. They explain their reasoning, answer your questions, and guide you through the process—because they care about your risk as much as you do. A strong underwriting partnership can make all the difference. Interested in learning more or have a group for us to review? Send us a message at [email protected] #Underwriting #SelfFunding #StopLoss

Are health systems ready for 26M cancer survivors? By 2040, the U.S. is expected to have 26 million cancer survivors. That’s a staggering number, which raises a crucial question: Is our healthcare system ready? Cancer care isn’t just about treatment. Survivors need ongoing care, from managing long-term side effects to navigating high medical costs. As this article from Becker’s highlights, health systems must evolve to support the growing number of survivors. At TPAC, we know that self-funded employers play a key role in ensuring better benefits while controlling costs. Stop-loss insurance helps protect against high claims, making quality care sustainable. It’s time to rethink how we prepare for the future of cancer care. What changes do you think are needed most? #Healthcare #CancerSurvivors #SelfFunded #StopLoss #EmployeeBenefits

Today at TPAC, we’re celebrating Presidents’ Day in style—John Nelson style. Khakis and light blue shirts have taken over the office as we pay tribute to our fashionable leader. Imitation is often considered a sincere form of admiration, and we believe John should be feeling pretty flattered right about now. Leading a company is no small task, but John handles it with ease and an effortless aesthetic. Today’s was a fun way to show our appreciation. Happy Presidents’ Day! #PresidentsDay #TPAC #Leadership #CompanyCulture

Happy Valentine’s Day from all of us at TPAC! ???? Today, we’re celebrating what makes our work truly special: the partnerships, trust, and commitment we share with our clients, employees, and community. Here's to the people who help us make healthcare better for all. Wishing you a day full of love, joy, and good health! #HappyValentinesDay #HealthcarePartners #TPAC #BetterHealthcare #ValentinesDay

Americans Want Better Healthcare—Here’s What Matters Most A new survey reveals that affordability and access top the list of healthcare concerns for Americans. With rising costs and barriers to care, people are looking for transparent pricing, lower out-of-pocket costs, and easier access to quality care. Key Takeaways: ? 60% say affordability is their biggest concern ? 58% prioritize access to care ? 52% want lower prescription drug costs How can the gap between people's needs and the system's services be bridged? #HealthcareAffordability #AccessToCare #SelfFund #StopLoss Discover more by clicking on the article.