TPAC

Happy Thanksgiving from TPAC! ?? This Thanksgiving, we want to thank our clients, partners, and the incredible TPAC team who make our mission possible. Together, we’re changing the way healthcare is financed, disclosed, and delivered, paving the way for a stronger, more transparent self-funded industry. We’re thankful for your trust in us and the opportunity to make a meaningful difference in healthcare. Here’s to collaboration, innovation, and the collective drive to be the change this industry needs. Wishing you a holiday filled with warmth, joy, and gratitude. ?? What are you thankful for this year? Share with us in the comments! #HappyThanksgiving #ChangingHealthcare #SelfFunded

It’s Turkey Bowl Time at TPAC!?? ?? It’s the season to be thankful, and here at TPAC, we have so much to celebrate—especially our incredible team. One of our core values is “work is more than work,” and we put that into action every year with the TPAC Turkey Bowl! Every Tuesday before #Thanksgiving, a portion of our team logs off, bundles up, and hits the field for some good-natured (and sometimes hilarious) touch football. It’s all about teamwork, laughter, and a little friendly competition. Check out some highlights from this year’s game! What are you thankful for this season? Players: Jeffrey Whitaker, Ernest Matthew Mendoza, Ben Verdick, Michael Meloch, Jacob Fast, Eric Wilmeth, Matt Nelson, Amy Lee, Chris Sanny, Brian Loch, Caleb Sieben, Robert Norlander, Ryan Newville, Gregory Krech #TPACTurkeyBowl #Gratitude #Teamwork #Thanksgiving

Stop wasting time waiting for stop-loss quotes! If you missed it, catch Amy Lee sharing how SLEQ? transforms the stop-loss quoting process. Why wait days when you can have a bindable, customized quote in just minutes? With SLEQ?, you get: ? Speed – Instant quotes for groups under 150 lives. ? Simplicity – Provide a few details, and we handle the rest. ? Customization – Tailored to your group's needs. Ready to see how SLEQ? can streamline your stop-loss? Contact us at [email protected] to learn more! #StopLossSolutions #Efficiency #HealthcareInnovation #TPAC

Looking for more savings, control, and predictability in your health plan? Discover Spaggregate? by TPAC—the innovative level-funded solution that makes transitioning from fully insured plans simple and rewarding. Why Choose Spaggregate?? ? Predictable Cash Flow: Fixed monthly budgets with no surprises. ? Savings Rewards: Keep all unused funds—no money left on the table. ? Transparency & Control: Full insight and authority over your health plan. ? Seamless Transition: The perfect bridge from fully insured to self-funded. How It Works: Employers pay a fixed monthly amount for premiums and aggregate factors (claims costs). If claims exceed the total aggregate factors, stop-loss coverage kicks in. Any unused funds are returned to the employer at the end of the contract. Why It’s Different: At TPAC, we’ve spent years perfecting Spaggregate?—an approach that’s stood the test of time. This isn’t just a product; it’s a proven solution that empowers employers to save, control, and simplify their healthcare spending. Want to learn more? Connect with us at [email protected] #SelfFunding #StopLoss #Spaggregate

Did you know medications are often the largest part of an employer’s healthcare spend? Understanding how drug benefits are managed is crucial for better care at the right cost.

Ever wonder what’s behind the quote numbers you receive? ? It’s a unique mix of data science and a bit of art. ? The science comes from partnering with two advanced data systems and our own "home-grown" manual, which we update regularly to keep everything on point. But the ‘art’ lies in the expertise of our underwriters—they bring it all together, seeing the big picture and tailoring the best approach for your group. ? And just as our team combines precision with experience, we’re excited to partner with producers who bring their creative solutions. Their unique programs and strategies help us proactively mitigate risk, working together toward sustainable, smart solutions. ? With TPAC, you’re not just getting numbers; you’re getting a team that sees beyond them to create solutions that truly work for you. #CostContainment #DataDriven #RiskManagement

Veterans Day: Honoring All Who Served. Today, we honor the veterans whose courage, resilience, and service have shaped our nation in countless ways. At TPAC, we’re especially grateful for the veterans in our own community—those who inspire us daily with their dedication, leadership, and unwavering commitment to others. Veterans bring unique strengths and insights that lift every team they’re a part of, and we’re proud to recognize their lasting impact. To all who have served, thank you for your bravery and the legacy you continue to build. #VeteransDay #ThankYouForYourService #HonoringHeroes

What does a $3.1 million gene therapy mean for patients—and the companies supporting them? Kendric Cromer, a 12-year-old boy, recently became the first U.S. patient to receive gene therapy for sickle cell disease—a groundbreaking story of hope and possibility. His journey with Bluebird Bio’s $3.1 million therapy reveals both the profound human impact and the financial challenges of these advancements. ?? For employer groups, proactive planning is essential to ensure access to these life-changing therapies. At TPAC, our dedicated nurses, Laura Giffen and Joanne Dunn, are monitoring clinical developments closely, ready to help our clients prepare a cost-mitigation strategy when someone in their group becomes eligible for treatment. Gene therapy is here to stay. With TPAC as a forward-thinking partner, employers can navigate these new costs with confidence. #GeneTherapy #StopLoss #EmployeeBenefits

Seeing a rise in hospital costs? The right partnerships matter. Hospital service prices have surged over 220% since 2000, more than doubling inflation and other medical service rates. According to Rice University's Baker Institute for Public Policy, these price hikes predate COVID-19, often outpacing actual cost increases. This recent study shows higher inpatient prices drive up profits but don't always align with operating costs—making transparency more critical than ever. As the #NoSurprisesAct sheds light on negotiated rates, choosing strategic partners can empower businesses to manage these costs. At TPAC, we believe in partnerships that prioritize affordability and help navigate the complexities of rising healthcare prices. Let's make healthcare sustainable together. #SelfFunded #HealthcareCosts #PriceTransparency

Big news from TPAC! ?? Check out this video featuring Amy Lee, showing how TPAC is changing the way healthcare is financed, disclosed, and delivered with SLEQ?! Introducing SLEQ? – Our “Stop Loss Easy Quote” tool cuts quoting time down to minutes, not days. No more waiting for responses—SLEQ? gives you a reliable, bindable quote right when you need it. Here’s why it’s a game-changer: ?? Quotes in Minutes: Fully automated and backed by AI, SLEQ? puts you in control. ?? Simple & Customizable: Just a few details, and SLEQ? handles the rest, offering bindable quotes for groups under 150 lives. ?? Built for #Brokers, #TPAs, and #HealthPlans: Whether you need a final quote or a starting point, SLEQ? delivers. Thanks to BenefitsAlly for the 3x3x3 Challenge! Connect with us to discover how you can streamline your stop-loss experience with TPAC, powered by SLEQ?. www.tpac.com [email protected] #StopLoss #SelfFunding