Torrey Pines Bank

Don’t let the rush of new opportunities derail your planning for the rest of 2025. From tax preparation to interest rate strategies, your business banking team can help you stay ahead. Dive into four critical focus areas for the year: 1. Tax planning before key deadlines 2. Cash flow forecasting and profitability 3. Technology upgrades to enhance efficiency 4. Workforce investments in a competitive market Let’s make this year your most successful yet. Learn more: https://lnkd.in/gWermAKN

Your small business deserves customized solutions with personalized attention and a local expert banker who knows your industry. With our passionate small business bankers, they make sure your banking works for you. Learn more by visiting us online at https://lnkd.in/gFXtTCix

Small businesses are increasingly vulnerable to financial fraud, and it’s important to understand the risks. Western Alliance Bank recently hosted a conversation addressing how to defend against some of the most prevalent types of fraud, including: - Check fraud: This prevalent scheme involves washed or altered checks. - Digital payment fraud: Cybercriminals exploit weaknesses in digital payment systems to steal funds. - Email compromise: Fraudsters impersonate legitimate businesses to trick others into transferring funds. - Wire fraud: Criminals use wire transfers to initiate unauthorized fund transfers. - Account takeover: Hackers gain access to business accounts to steal funds or commit other fraudulent activities. Learn about other risks and ways to stay informed. Read more: https://lnkd.in/gk69AxQP

Founded in 2009, AVACEN Medical is an innovator, manufacturer, and marketer of safe, easy to use, noninvasive, made in the USA, drug-free alternatives for pain management and innovative perioperative medical devices. Sean O'Neill Vice President, Portfolio Manager, recently provided AVACEN Medical an expansion to their line of credit and refinanced their existing loans to support the company’s growth and development.

Ready to optimize your business strategy for the year ahead? Whether you’re fine-tuning your cash flow or planning for future growth, Q1 is the time to evaluate opportunities for improvement. From tax planning to succession planning, we’ve outlined four key areas to help your business stay on track this year. https://lnkd.in/gDYJ9-49

When our client’s distribution business expanded, they seized the opportunity to purchase their own location. This not only accommodates their growth, but also allows them to offer additional services like providing temporary storage for their clients. Thanks to local decision-making, the transaction went smoothly and they secured their property on time.

Torrey Pines Bank will be closed on February 17, 2025, in observance of President’s Day. We will reopen on February 18, 2025, to serve your needs.

Your business is unique, with goals and challenges that are distinctly yours. Don’t settle for one-size-fits-all banking. Learn more about our right-size banking by clicking https://bit.ly/3QnOEWp

Small businesses are frequent targets of financial fraud, but there are many solutions for combatting this threat. Here are just a few of the strategies Western Alliance Bank recommends to protect your business: 1. Use digital and electronic payments for greater security — and explore check verification processes to detect fraudulent checks. 2. Verify wire transfers through multiple channels. 3. Confirm email requests for payment and pick up the phone when in doubt. 4. Build strong bank relationships for timely support and guidance. Discover other strategies to significantly reduce the risk of fraud and protect your business’s financial security: https://lnkd.in/grvPUhmf

Are you concerned about the threat of financial fraud and its impact on your small business? Two expert bankers from Western Alliance Bank deeply explored this issue during a Small Business University Online webinar. They discussed common types of fraud, best practices for prevention and the importance of strong banker relationships in safeguarding small businesses. Read more. https://lnkd.in/grvPUhmf